Towergate Insurance

Is Buildings Insurance a Legal Requirement for Landlords? Dealing with damage to your property can be one of the most frustrating parts of being a landlord. The best way to protect yourself against this is by investing in buildings insurance. However, is buildings insurance a legal requirement for landlords, why is it important and what other considerations are there for landlords? #Landlord #BuildingsInsurance #Home #House #Insurance #TowergateInsurance

Why Your Care Home Should Consider Underinsurance The problem with underinsurance is that it’s a silent phenomenon. Unlike a leaky tap or a flickering bulb, it doesn’t announce that it’s there. The premise of underinsurance is simple enough: it’s when your insurance policy undervalues the thing being insured. Every day, people and businesses up and down the country are falling victim to it. Marc Corcoran, Product and Capacity Director of Towergate Insurance discuss why underinsurance should have been on your care home’s radar yesterday – and what to do next. #Underinsurance #Care #Insurance #TowergateInsurance #Risk

Risk Update: Self-Drive Hire Companies Under Attack From Fraudsters Recently, some of our clients have reported incidents involving gangs falsely presenting themselves as legitimate companies. The criminals held fraudulent documentation to take on the identities of legitimate companies. The incidents described by victims have all been similar in nature. You may be targeted by the same gang; you may be targeted by other gangs using a different approach. There are many ways in which vehicle hire fraud is attempted and they’re constantly evolving successfully tackling the growing threat of fraud requires constant vigilance. To avoid becoming victim to this type of attack, businesses should take the following measures: #Insurance #Risk #Fraudsters #Fraud #InsuranceBroker #TowergateInsurance #Vehicle

Preparing Your Care Home For Winter Essential steps for a safe and healthy season As winter approaches, care home operators face unique challenges that require careful planning and proactive measures. With colder temperatures and seasonal illnesses like flu and colds more prevalent, the health and safety of residents and staff becomes an even greater priority. In care homes, where close quarters make it easy for infections to spread, preparing for winter is not just a good practice—it’s essential. Here’s how to ensure your care home is well-prepared to navigate the colder months and the risks that come with them. #CareHome #Winter #Care #Insurance #TowergateInsurance

Top Caravan Holiday Destinations This Winter Although often misconceived as a warm-weather activity, camping and caravanning can be a great winter activity if you prepare adequately and take a few simple precautions. With our handy guide, the hard part is going to be narrowing down which part of the country you want to visit for your winter getaway. Read on for our top winter getaway destinations. #Caravan #Holiday #Winter #Travel #Insurance #TowergateInsurance

Risk Update: Shining a Light on Vehicle Modifications Ever fitted a light bar to the roof of your truck? No big deal you might say, it’s a widely fitted accessory and helps set your truck apart from the crowd. Some would even say it’s a practical modification, particularly for those operating at night. A recent query from an insurer following an incident highlights their perspective on vehicle modifications. If a modification results in a vehicle differing in any way from the manufacturer’s standard specification, they feel it’s a material fact that needs to be disclosed. Find out more on the link below. #Risk #Insurance #Vehicle #VehicleModification #TowergateInsurance

Helping Pets Cope With Fireworks The latter half of the year is full of reasons to celebrate: Guy Fawkes’ Night, Halloween, Hanukkah and Christmas, to name just a few – and with celebrations there are often fireworks. Whether you’re a fan of fireworks or not, they can be highly distressing to your pets. Dogs, for instance, have hearing that’s four times more acute than humans’ and can hear more than twice as many frequencies. For our pets, fireworks are not only loud – they’re unpredictable. Pets who feel anxious when there are fireworks may hide, tremble, or even relieve themselves indoors. Prepare yourself – and your pets – as best as you can for fireworks season with our top tips. #Pets #Fireworks #November #Insurance #TowergateInsurance #Safety

Happy National Recycle Week! At Towergate Insurance, we invite all our care home residents to join us in celebrating recycling this week. Every small action counts, from sorting waste to getting creative with upcycling. Share your recycling stories and let’s inspire each other to create a greener future! #NationalRecycleWeek #CareHomes #Green #Recycling #Sustainability #Insurance #TowergateInsurance

Episode four of our #CaringTogether podcast has just launched and features special guest, Katie Reade, Head of Policy and Public Affairs at Hospice UK speaking to our very own Harpreet Sahota about the ongoing struggles of funding within the hospice sector. Following on from #HospiceCareWeek, we want to make sure that the spotlight is still surrounding this underfunded area and make people aware of just how important retail and fundraising is for hospices right now, when government support is at its lowest. You can listen on Spotify or Amazon Music today or visit https://lnkd.in/dBePAbqP #TowergateInsurance #InsuranceBrokers #CaringTogether #Hospices #Fundraising #Retail #Podcast

Protect Your Home against Burglaries during the Colder, Darker Months Domestic burglaries take place across the UK throughout the year, but the last three months of the year are a more inviting time for burglars, due to the end of British Summertime. Read on to find out about the preventative measures you can take to protect your home. https://lnkd.in/eFgg5bmd #HomeSecurity #Insurance #TowergateInsurance #Home