Cooksen Wealth

Before buying a new car, most people go for a test-drive. Morningstar’s Christine Benz says you should do the same for retirement. https://buff.ly/4dt8qIY #Money #FinancialPlanning #RetirementPlanning #FinancialSuccess

Not everyone agrees on what “financial mindfulness” means – and does it even matter? The short answer is yes. https://buff.ly/4eRVaP4 #Money #MindsetMatters #FinancialMindfulness #FinancialSuccess

Parents with leftover money in college funds can now move them to retirement accounts—maybe even their own. But should they? https://buff.ly/3TX5uxc #FinancialPlanning #CollegeSavings #529Plan #RothIRA

📜💼 It's Estate Planning Awareness Week! Estate planning isn't just for the ultra-wealthy—it's an essential step to ensure your loved ones are cared for and your assets are distributed according to your wishes. Here’s why estate planning matters: ✅ Protect Your Loved Ones: A well-structured estate plan ensures your family is taken care of, avoiding unnecessary legal challenges and delays. ✅ Minimize Taxes: Smart estate planning can reduce the tax burden on your heirs, allowing more of your wealth to go to those who matter most. ✅ Control Your Legacy: Establishing a plan lets you decide how your assets are distributed and ensures your legacy reflects your values. Take this opportunity to review or create your estate plan and make sure your wishes are honored. We’re here to help. 🌟🏠 #EstatePlanningAwarenessWeek #EstatePlanning #LegacyPlanning #FinancialSuccess

An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals. https://buff.ly/3zXzl1I #EstatePlanning #LegacyPlanning #FinancialGoals #FinancialSuccess

🏥💡 October is Long-Term Care Planning Month—a time to think about the future and how you can protect your financial well-being as you age. Long-term care can be expensive, but careful planning today can help safeguard your assets and ensure you get the care you need later in life. Here’s why long-term care planning matters: ✅ Protect Your Savings: The cost of long-term care can drain savings quickly. Planning ahead with options like long-term care insurance can help preserve your retirement savings. ✅ Maintain Independence: With a plan in place, you’ll have more control over the type of care you receive and where you receive it, whether at home or in a facility. ✅ Ease the Burden on Family: Preparing for long-term care can prevent financial and emotional strain on your loved ones, giving them peace of mind knowing you’re covered. This month, take time to explore your options and create a plan that fits your needs and goals. As always, we’re here to help. 🛡️🌟 #LongTermCarePlanningMonth #FinancialSecurity #Healthcare #RetirementPlanning

💼📈 October is Financial Planning Month, an opportunity to take a closer look at your financial health and plan for the future. Whether you're setting new goals or refining existing ones, now is the time to ensure your financial strategy is working for you. Here’s how to get started: ✅ Assess Your Current Financial Situation: Review your budget, savings, investments, and debts to get a clear picture of where you stand. ✅ Set Specific Goals: Whether it’s building an emergency fund, saving for retirement, or paying down debt, clear goals help you stay focused and motivated. ✅ Create or Update Your Plan: Life changes, and so should your financial plan. Adjust it as needed to reflect your current needs and future goals. ✅ Consult a Financial Advisor: Get expert advice on optimizing your plan, from tax strategies to retirement savings and everything in between. A solid financial plan is the foundation of long-term success and peace of mind. We’re here to help if you need us! 🌟💡 #FinancialPlanningMonth #FinancialGoals #Money #Wealth #FinancialSuccess

🧠💚 Today is World Mental Health Day—a reminder that our mental health is just as important as our physical health. It's essential to take time to care for ourselves and those around us. Here’s how you can prioritize mental health: ✅ Practice Self-Care: Whether it’s meditation, exercise, or simply taking a break, make time for activities that recharge and relax you. ✅ Talk About It: Don’t be afraid to talk openly about mental health with friends, family, or professionals. ✅ Financial Self-Care: Financial stress can weigh heavily on mental health. Take steps to get financially organized and seek advice if needed. Being proactive about your finances can bring peace of mind. As always, we’re here to help if you need us. 💚 #WorldMentalHealthDay #MindsetMatters #FinancialEmpowerment

📂✨ It's Get Organized Week—an ideal time to tidy up your financial life! Getting financially organized is key to reducing stress, staying on track with your goals, and ensuring you’re prepared for the future. Here’s how to start: ✅ Review Your Budget: Make sure your income, spending, and savings align with your financial goals. Adjust as needed to stay on course. ✅ Consolidate Accounts: Simplify your financial life by consolidating bank accounts, credit cards, and investment accounts to reduce clutter and make tracking easier. ✅ Go Paperless: Switch to digital statements and keep important documents securely stored. This reduces physical clutter and helps you find what you need faster. Taking small steps toward financial organization today can make a big difference tomorrow! 🧹💼 #GetOrganizedWeek #FinancialOrganization #MoneyManagement #FinancialSuccess

Thinking about refinancing your mortgage? It can be a smart financial move, but before you make a decision, it’s important to evaluate your situation carefully. Check out our latest blog post, where we explore 10 important questions to ask yourself before refinancing a mortgage. https://buff.ly/3ZSufyG #Money #Goals #Refinancing #InterestRates #Success