DuTrac Community Credit Union

DuTrac Community Credit Union's 15th branch in Decorah, IA opened this week with the Grand Opening & Ribbon Cutting held on Tuesday, the 17th. The Decorah Chamber Ambassadors enjoyed meeting DuTrac's leadership and their newly-hired Decorah staff. Grand Opening attendees toured the remodeled space at 915 Short Street, enjoyed some refreshments and heard about all the great things DuTrac has to offer the community along with personal & business banking services. Ambassadors joined President/CEO Andy Hawkinson, Decorah Branch Manager Aaron Steffens and many other DuTrac employees and supporters to cut the red ribbon. What a fun day!!!

What makes credit unions and banks different from each other? Credit Unions are Owned by the Members - one of the main differences is who owns them. Banks are typically for-profit entities owned by share/stockholders who expect to earn dividends. Credit unions are not-for-profit, member-owned cooperatives. This cooperative structure means that credit union members are also owners and elect a volunteer Board of Directors to represent them. Credit Unions Have Membership Requirements - Credit unions typically open a membership to individuals who share a common bond, such as the industry they are employed in, the community they live in or the association of family members. Credit Unions Offer Personalized Service - Since credit unions are typically smaller and committed to serving their members, not investors, they tend to provide better customer service by providing personalized attention and helping you identify the best services your your needs. Credit Unions Offer Competitive Products - Both credit unions and banks offer a range of financial products and services, however, there can be variations in the specific offerings and terms. Credit unions often provide lower fees and competitive interest rates. Credit Unions Are Regulated by the National Credit Union Administration (NCUA) - Credit unions and banks are regulated by different entities. The NCUA is a federal agency that supervises and insures credit unions, ensuring that members' deposits are protection up to a certain limit. Contact DuTrac by phone at 563.582.1331, email to members@dutrac.org, visit DuTrac.org or stop into any of our 15 office locations or our Mobile Branch to see how DuTrac Community Credit Union can offer you a member-focused approach that can assist you on your financial journey.

DuTrac staff member, Miss Karen, taught Junior Achievement of the Heartland to Mrs. Pillard's 2nd grade class at Western Dubuque Dyersville Elementary. The five sessions included communities, people, and money at work, along with voting and making choices. The students stated the best activity was making pizzas and learning how money moves. #DuTracCares #Community

All DuTrac offices will be OPEN on Monday, October 14, 2024. While Columbus Day is a Federal Holiday, all DuTrac offices will be OPEN regular business hours on Monday, October 14, 2024. Due to the Federal Reserve being closed, DuTrac will not receive any ACH deposits, nor will we be able to send or receive wire transfers. You may want to consider utilizing online banking, DuTrac’s app, AccessLine or ATMs for 24/7 access to your accounts. Should you have any questions about these services, please contact a financial services consultant at 563.582.1331.

Refinance any secured consumer loan from another lender to DuTrac Community Credit Union and you may receive up to 1%* less interest than you're currently paying for the remaining term of your loan. Plus, if DuTrac's standard rate is even lower, we'll give you the lower rate. If you have further questions regarding DuTrac's "As Easy As 1-2-3" promotion visit https://lnkd.in/g_sm6e2E, email us at members@dutrac.org, call 563.582.1331 or stop into any of our 15 branch office locations.

DuTrac's Dyersville office is collecting the followings items for The Dyersville Food Pantry "Pack the Pantry". Consider dropping items off to DuTrac, 1161 16th Avenue Court SE. Items needed: body wash, toothpaste, dish soap, brownie & cake mixes, pudding, Jell-O, & Kleenex.

Congratulations to Andrew Basten, a teacher at Dubuque Senior Ram Fam High School, who won one of 25 Back-to-School Mini-Grants from DuTrac Community Credit Union. These funds were used to purchase supplies for his classroom! #Teachers #MakingADifference #DuTracCares

DuTrac staff are overwhelmed by the incredible, positive response members and communities have shown to DuTrac's Mobile Branch. Member and community enthusiasm and the smiles from staff are inspiring. Thank you! Bringing DuTrac's quality financial services and financial well-being resources to you never felt so rewarding. Visit DuTrac.org/mobile-branch for event dates and updates as DuTrac paves the way for your financial empowerment through greater access to financial services. #DuTracMobileBranch #CUonthemove #EmpoweringCommunities

Contact a financial services consultant by email to members@dutrac.org, call 563.582.1331 or visit any DuTrac office location for additional information or to open your Certificate of Deposit. Visit https://lnkd.in/grcHhX5T for full disclosure, additional terms and rates.

Owning a home is the ultimate dream for many and DuTrac can help you make that dream a reality. Congratulations to first-time homebuyers, Bryce, Hannah and family! Whether you're buying your first home, upgrading to your dream home, or refinancing, DuTrac Mortgage has the products to meet your needs and will guide you through every step of the home-buying process. Visit DuTrac.org to start your new home journey! #DuTracMortgage #HomeSweetHome