Emerald Credit Union, Inc.

If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without breaking your budget. 🎁💸 With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without added debt. Check out our November Blog for tips to help you focus more on the people who will share your holiday than the money you spend on gifts.

Results are in for our most recent Member Poll. When asked: What type of vehicle do you have for everyday driving, participants voted car as the most popular, followed closely by SUV, then truck, and finally EV . 🚗🚙 Cast your vote in the current Member Poll located on our homepage and check back often for updates! ➡️https://lkcs.co/2W9VrG3

Shop happier this holiday season. 🛍️😁 Skip a loan payment to free up some extra cash! Members in good standing may skip their monthly payment on any eligible loan, once each calendar year. Skip-A-Pay benefits include: 🎁Financial flexibility with extra cash flow to cover holiday expenses like gifts, decorations, and travel without straining your budget. 🎁Reduced stress knowing you have one less payment to worry about during a potentially hectic time. 🎁Temporary relief if you're facing a short-term financial challenge, offering some much-needed breathing room. Just in time for the holidays! Submit your application today to skip your November or December payment. Learn more ➡️ https://bit.ly/3Yzvamt

Wishing you a Happy Meowlloween! 🐈⬛🎃 See what we did there? Stay safe and be careful if you plan to be out and about tonight.

Happy birthday to our Branch Manager, Natalie! 🎂🎈🥳 Cheers to you for another trip around the sun! 🌎🌞

Stop hiding from your high-interest credit cards. 🫣💳 Transfer the balances to our Platinum Visa instead! By transferring your balances to a card with a lower interest rate, you can save big on interest and pay down your debt faster. Here are some key benefits: ✅ Save money on interest, especially with our 12-month intro rate at 1.99% APR*. A lower rate can save you hundreds or even thousands in interest charges over time. ✅ Consolidate multiple cards. Transferring all credit card balances to a single card makes it easier to manage your payments. ✅ Achieve financial well-being sooner. Reducing high-interest debt allows you to reach your savings goals faster. Ready to transfer your high-interest credit card balances? Taking this simple step could make a big difference in your financial future. Learn more about the features and benefits of our Platinum Visa credit card and apply today! ➡️ https://lkcs.co/2XB2oRb APR=Annual Percentage Rate.

💡Tuesday Tip: While using a GPS to navigate to a new destination, make sure to actively pay attention and note landmarks along the way. 🚗📍 This will help you become more familiar with the area a little quicker, and make it easier for you to get there the next time.

Enjoy a little Monday Motivation to help get your week started! 🦚🦃 “A peacock that rests on his tail feathers is just another turkey.” -Dolly Parton

Preparing for the zombie apocalypse? 🪦🧟♀️🧠 The cost of survival supplies like non-perishable food and water, a first-aid kit, flashlights and batteries, utility tools, and weapons can add up fast. But an ECU Wish List loan can help with those expenses (or just about anything you may need a little extra cash for). Qualified applicants may borrow $1500 for 20 months at 11.49% APR*. An active direct deposit amount of at least $100 each month for the last six months is required. Learn more and apply today. ➡️ https://lkcs.co/2qpV8M4 *APR=Annual Percentage Yield.

Don't let unexpected twists and turns derail your plans. 🚙🌧️ Protect your ride (and your wallet) with comprehensive auto insurance. From accidents to theft, TruStage™ has you covered. Your ECU membership could save you up to $700 when you switch. Learn more ➡️ https://bit.ly/3f3W1Qw