Flat Branch Home Loans

Exciting news! 🏡We recently celebrated the grand opening of our new office in Colorado Springs, Colorado! 🥳We're thrilled to be expanding our team out west as a valued part of Flat Branch Home Loans! 🔗Read the full press release here: https://lnkd.in/gY5p_D4Y

Don’t let mortgages haunt you! 🎃 At Flat Branch Home Loans, we’re here to make your home buying journey a treat, not a trick! With our expert team and tailored services, we simplify the process from start to finish. As Jim Yankee, the founder and chairman, once said, “We started Flat Branch with the vision of creating the best mortgage company. We focus on doing things right, closing loans on time, and hiring only the best people” Here’s how we can help you: • Comprehensive Loan Options • Quick Pre-Approval Process • Local, Personal Service • Rate Locks and Competitive Rates • In-House Underwriting and Processing We’re here to make the mortgage process simple and smooth! 🏡👻

🥳 We'd like to welcome our newest Flat Branch family member, Krista! 🎉 We're excited to have you and welcome home! 🔗Learn more about Krista by clicking the link below ⬇️ https://lnkd.in/gW6SPH8N

📝 What is Debt-to-Income Ratio (DTI)? Your DTI compares your monthly debt payments to your gross monthly income. This includes obligations like: • Credit cards • Car payments • Student loans • Other monthly debts Lenders use this to determine how effectively you can pay off other debts in addition to your mortgage. A lower DTI means you’re in a better position to get approved for a home loan!

🥳 We'd like to welcome our newest Flat Branch family member, Paul! 🎉 We're excited to have you and welcome home! 🔗Learn more about Paul by clicking the link below ⬇️ https://lnkd.in/gVtJc2Vn

🌳 Kenny Slavens entered the mortgage industry in 2020 with a passion for helping people create generational wealth. As a former firefighter and paramedic, he takes pride in saving money for local community heroes when they buy a home. He advises people to choose a lender they trust completely, emphasizing the importance of this in shaping the home-buying process and reducing stress associated with the purchase. Outside of work, Kenny enjoys spending time with his family, playing golf, and visiting the lake! 🔗Learn more about Kenny by clicking the link below ⬇️ https://lnkd.in/ggbdHaNw

💚 Why choose Flat Branch Home Loans? Having offices across the country and being licensed to lend in 40+ states, Flat Branch Home Loans combines local expertise with a community-focused approach. We believe in building strong relationships with the people we serve, creating a family-like atmosphere where you’re more than just a number. We provide individualized lending options and in-house loan servicing to make the process easy and stress-free for everyone involved, from first-time homebuyers to those wishing to upgrade or refinance. Our culture of ownership, world-class support, and team that’s dedicated to helping you achieve your homeownership dreams is second to none! Check out our website here: https://lnkd.in/gB8DZNSW

💚 Meet Jen Ammerman! Jen’s perseverance and problem-solving skills make her a natural in the mortgage industry. She treats every loan like a puzzle, working closely with her clients to find the perfect solution for their homebuying goals. As a former first-time home buyer, Jen understands the stress caused by a confusing loan application process. She sets expectations early on and is committed to ensuring that there is clear communication and a seamless experience for her clients. 🏋 Jen is passionate about fitness and enjoys bodybuilding at the gym and paddleboarding by the ocean when she isn't helping clients. She's also a proud mother, grandmother, and wife! 💡 Learn more about Jen by clicking the link below! https://lnkd.in/gh6nMYGy

Don't be spooked by the homebuying process! 🏡👻 With the right guidance, it’s not as frightening as it seems. Together, we can overcome your mortgage fears and make your dream home a reality! 🎃

🥳 We'd like to welcome our newest Flat Branch family member, Kami! 🎉 We're excited to have you and welcome home! 🔗Learn more about Kami by clicking the link below ⬇️ https://lnkd.in/gGzkkH7z