InnoTWOnity

✨ 𝐎𝐩𝐞𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐃𝐢𝐚𝐥𝐨𝐠 𝟐.𝟎 𝐢𝐧 𝐁𝐞𝐫𝐥𝐢𝐧 𝐡𝐨𝐬𝐭𝐞𝐝 𝐛𝐲 FRIDA - Free Insurance Data Initiative - 𝐚𝐧 𝐢𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞 𝐭𝐡𝐚𝐭 𝐩𝐮𝐭𝐬 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐧𝐞𝐞𝐝𝐬 𝐢𝐧𝐭𝐨 𝐭𝐡𝐞 𝐟𝐨𝐜𝐮𝐬 𝐛𝐲 𝐭𝐚𝐫𝐠𝐞𝐭𝐢𝐧𝐠 𝐚 𝐬𝐞𝐜𝐮𝐫𝐞 𝐨𝐩𝐞𝐧 𝐝𝐚𝐭𝐚 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞 ✨ Last week Wednesday impressive personalities from diverse professional backgrounds exchanged their perspectives on #OpenInsurance and as a comparison also on #OpenBanking. A heartfelt thank you to Julius Kretz for the invitation and the entire FRIDA - Free Insurance Data Initiative team for the perfect organization Nina Kubis. Insightful panel discussions Dietmar Schmidt Gregor Mandt Sarah Schroeder Dr. Philipp Johannes Nolte, entertaining moderators Julius Kretz Slobodan Pantelic Sebastian Langrehr and spontaneous songwriting to round off the session are just some of the highlights. 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐡𝐨𝐰 𝐚𝐧 𝐨𝐩𝐞𝐧 𝐝𝐚𝐭𝐚 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞 𝐜𝐚𝐧 𝐛𝐞 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐟𝐮𝐥𝐥𝐲 𝐥𝐞𝐯𝐞𝐫𝐚𝐠𝐞𝐝 𝐢𝐧 𝐚 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐞𝐝 𝐞𝐧𝐯𝐢𝐫𝐨𝐧𝐦𝐞𝐧𝐭: 🎯 Tailored offers for consumers based on 𝐫𝐞𝐚𝐥-𝐭𝐢𝐦𝐞 𝐝𝐚𝐭𝐚 will be crucial for embracing 𝐧𝐞𝐰 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐦𝐨𝐝𝐞𝐥𝐬 over the next years. The landscape dynamically evolves, so being ready for this 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 based on an open data exchange, preferably through 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲-𝐝𝐫𝐢𝐯𝐞𝐧 𝐬𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬, fosters innovation. 🏛️ Of course 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲, 𝐭𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬 exist for market players, thus investing wisely in the own roadmap is essential. Gradually sharpening the approach by applying learnings could 𝐛𝐨𝐨𝐬𝐭 𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 for stakeholders and transparency drives 𝐡𝐞𝐚𝐥𝐭𝐡𝐲 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐨𝐧 along the value chain by collaborating with third parties. 📊 A 𝐜𝐥𝐞𝐚𝐫 𝐝𝐚𝐭𝐚 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐲 across departments aligns interests and builds the foundation for an #OpenEcosystem to 𝐦𝐚𝐱𝐢𝐦𝐢𝐳𝐞 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐯𝐚𝐥𝐮𝐞 as well as 𝐟𝐮𝐭𝐮𝐫𝐞 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐟𝐨𝐫 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬. This quantitative approach also supports to take 𝐡𝐢𝐠𝐡-𝐪𝐮𝐚𝐥𝐢𝐭𝐲 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 and effectively distribute 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫-𝐜𝐞𝐧𝐭𝐫𝐢𝐜 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬 to specific target groups.

✨ 🔐 Adyen 𝐚𝐧𝐝 FAN Network 𝐩𝐫𝐨𝐯𝐢𝐝𝐞 𝐭𝐡𝐞𝐢𝐫 𝐩𝐞𝐫𝐬𝐩𝐞𝐜𝐭𝐢𝐯𝐞 𝐨𝐧 𝐫𝐢𝐬𝐤 𝐩𝐫𝐨𝐟𝐢𝐥𝐢𝐧𝐠, 𝐦𝐨𝐧𝐢𝐭𝐨𝐫𝐢𝐧𝐠 𝐚𝐧𝐝 𝐜𝐥𝐨𝐬𝐞 𝐩𝐚𝐫𝐭𝐧𝐞𝐫 𝐜𝐨𝐥𝐥𝐚𝐛𝐨𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐟𝐢𝐠𝐡𝐭 𝐚𝐠𝐚𝐢𝐧𝐬𝐭 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐟𝐫𝐚𝐮𝐝 🔐 ✨ Combating payment fraud has become a critical priority for companies worldwide. Effective 𝐟𝐫𝐚𝐮𝐝 𝐩𝐫𝐞𝐯𝐞𝐧𝐭𝐢𝐨𝐧 depends on comprehensive 𝐫𝐢𝐬𝐤 𝐩𝐫𝐨𝐟𝐢𝐥𝐢𝐧𝐠 and robust 𝐦𝐨𝐧𝐢𝐭𝐨𝐫𝐢𝐧𝐠 𝐬𝐲𝐬𝐭𝐞𝐦𝐬. By setting clear boundaries and implementing stringent preventive measures, companies can significantly reduce their exposure, especially in 𝐜𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐏𝐫𝐨𝐯𝐢𝐝𝐞𝐫𝐬 (𝐏𝐒𝐏𝐬) to successfully fight against fraudsters. Through advanced tools and valuable insights, patterns are detected early to enable preventive actions. By leveraging these strategies, companies can safeguard their day-to-day operations and build trust with their clients as well as consumers. I would like to thank Moritz Königsbüscher for inviting me to this event and moderating the panel discussion. We recently worked on a project together and you should once talk to him in case you intend to transform the payment landscape. Thank you also to Adyen and team for the organisation: Maximilian Mundel Roman Berchtold and many more.

🛜 🌇 𝐓𝐡𝐞 𝐒𝐚𝐚𝐒 𝐧𝐞𝐭𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐬𝐮𝐦𝐦𝐞𝐫 𝐞𝐝𝐢𝐭𝐢𝐨𝐧 𝐢𝐧 𝐌𝐮𝐧𝐢𝐜𝐡 𝐚𝐭 #ServiceNow 🌇 🛜 A fantastic event yesterday evening! The 𝐞𝐧𝐞𝐫𝐠𝐲, 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐬𝐩𝐢𝐫𝐢𝐭 𝐚𝐧𝐝 𝐧𝐞𝐰 𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧𝐬 made were truly inspiring. Embracing cutting-edge 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 is essential to foster innovation and deliver 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫-𝐜𝐞𝐧𝐭𝐫𝐢𝐜 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬. Also 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬 are key to accelerate 𝐬𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐥𝐞 𝐠𝐫𝐨𝐰𝐭𝐡 and stay ahead in a competitive landscape. The importance of 𝐑&𝐃 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐢𝐧 𝐞𝐜𝐨𝐬𝐲𝐬𝐭𝐞𝐦𝐬 pave the way for a 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 with faster market entries, seamless partner integrations and speed of innovation. The 𝐥𝐚𝐭𝐞𝐬𝐭 𝐭𝐞𝐜𝐡 𝐭𝐫𝐞𝐧𝐝𝐬 push boundaries and redefine numerous possibilities for 𝐝𝐢𝐯𝐞𝐫𝐬𝐞 𝐬𝐭𝐚𝐤𝐞𝐡𝐨𝐥𝐝𝐞𝐫𝐬 𝐚𝐥𝐨𝐧𝐠 𝐭𝐡𝐞 𝐯𝐚𝐥𝐮𝐞 𝐜𝐡𝐚𝐢𝐧. In order to make appropriate decisions and steer business, highest 𝐝𝐚𝐭𝐚 𝐪𝐮𝐚𝐥𝐢𝐭𝐲 is essential. From 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐟𝐮𝐥 𝐤𝐞𝐲𝐧𝐨𝐭𝐞𝐬 on stage to engaging 𝐟𝐚𝐜𝐞-𝐭𝐨-𝐟𝐚𝐜𝐞 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞𝐬 at a rooftop barbecue, it was a goldmine of expertise and networking opportunities. Thank you to the different experts across companies for the organization. #AWS #Salesforce #ServiceNow #FutureOfSaaS #CustomerCentricity #TechTrends #Networking #Innovation #Ecosystems #DigitalTransformation Source (center picture): Playground AI

✨ 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐲 𝐁𝐨𝐚𝐫𝐝 𝐌𝐞𝐞𝐭𝐢𝐧𝐠 𝐚𝐭 Die Haftpflichtkasse VVaG: 𝐀 𝐠𝐫𝐞𝐚𝐭 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐟𝐨𝐫 𝐧𝐞𝐭𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐚𝐧𝐝 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 𝐞𝐱𝐜𝐡𝐚𝐧𝐠𝐞 ✨ The annual advisory board meeting (Mitgliedervertreterversammlung) at Die Haftpflichtkasse VVaG plays a crucial role in corporate governance. It is a platform to engage with experienced experts from various industries. This year, on the 25th of June, was again an outstanding opportunity to meet familiar faces and connect with colleagues from diverse professional backgrounds. The alignments facilitate the exchange of best practices, industry trends and fresh ideas. As members we are grateful for the chance to offer strategic advice to the company and assist in decision-making to contribute to sustainable growth. Thank you to Die Haftpflichtkasse VVaG for the invitation as well as the excellent dinner. Roman Blaser Dietmar Schmidt Dr. Heiko Müller

Wrisk Europe and InnoTWOnity become partners in Europe InnoTWOnity will support us in localizing the Wrisk platform services across Europe, ensuring adequate time-to-market for our automotive partners in the coming years. Susanne Deimel founded InnoTWOnity to digitally bridge the gap in B2B2C partnerships across industries with a harmonised, embedded solution out of one hand. With her long-term experience in Financial Services and #Automotive, she is an expert in developing new innovative concepts and seamlessly implementing these end-to-end. Driving innovation, customer satisfaction and profitability is our shared vision. We are both looking forward to successfully delivering complex projects across the finish line together.

🧾 🔐 🛜 𝐓𝐢𝐜𝐤 𝐭𝐨𝐜𝐤… 𝐩𝐮𝐬𝐡 𝐭𝐡𝐞 𝐛𝐮𝐭𝐭𝐨𝐧 𝐧𝐨𝐰 𝐭𝐨 𝐮𝐧𝐥𝐞𝐚𝐬𝐡 𝐭𝐡𝐞 𝐄-𝐈𝐧𝐯𝐨𝐢𝐜𝐢𝐧𝐠 𝐦𝐚𝐠𝐢𝐜 🛜 🔐🧾 Starting from 2025 onwards, electronic invoices will be mandatory in certain EU markets for B2B transactions. The initiative introduces an electronic reporting system to simplify the exchange and processing of structured invoicing data sets. How to tackle this challenge, particularly as a Small or Medium-sized Enterprise (#SME)? ⛓️𝐓𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥 𝐑𝐞𝐪𝐮𝐢𝐫𝐞𝐦𝐞𝐧𝐭𝐬 & 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧: Companies need to adapt their systems and ensure compatibility with the chosen transmission method. Seamless integration into existing processes through designated APIs and standardized data formats is crucial. 📊 𝐓𝐫𝐚𝐧𝐬𝐦𝐢𝐬𝐬𝐢𝐨𝐧 & 𝐏𝐫𝐨𝐜𝐞𝐬𝐬𝐢𝐧𝐠: Companies must in a first phase of the roll-out be able to electronically receive data and later transmit / report it by registering to the invoice receipt platform. Different options for exchanging data sets are available, such as using a designated web platform, uploading data directly, leveraging certified provider networks or sending secured emails. 🪢 𝐏𝐨𝐬𝐭-𝐓𝐫𝐚𝐧𝐬𝐦𝐢𝐬𝐬𝐢𝐨𝐧 & 𝐓𝐫𝐚𝐜𝐤𝐢𝐧𝐠: After the successful transmission, a unique identifier is assigned to track the path of the invoice. It is ensured that all required fields are filled out and the system automatically forwards the invoice to the relevant recipient. 🔑 𝐃𝐚𝐭𝐚 𝐏𝐫𝐢𝐯𝐚𝐜𝐲 & 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲: Compliance with data protection regulations (#GDPR) is essential. Secure transmission channels must be used effectively and necessary measures to protect data transfers have to be implemented. Next to legal compliance, e-invoicing leads to cost savings, efficiency of systems, transparency of processes, accuracy by using structured formats and sustainability of activities. InnoTWOnity is the right partner to properly prepare and implement the optimal e-invoicing approach in collaboration with your tax advisors. Furthermore, your team will be familiarized with adjustments to essential workflows in their day-to-day operations to tackle complexities. For more information about InnoTWOnity, please see the website: www.innotwonity.com #Standardization #Automation #Digitalization #DataExchange #OperationalExcellence #Sustainability Photo credit: amgun

🌍 🕸️ 📊 𝐓𝐡𝐞 𝐫𝐢𝐬𝐞 𝐨𝐟 𝐎𝐩𝐞𝐧 𝐄𝐜𝐨𝐬𝐲𝐬𝐭𝐞𝐦𝐬 𝐭𝐨 𝐮𝐧𝐥𝐨𝐜𝐤 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐫𝐨𝐧𝐭𝐢𝐞𝐫𝐬 𝐢𝐧 𝐜𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 InnoTWOnity 📊 🕸️ 🌍 For open collaboration to be enabled, the financial services industry transforms into a world where parties seamlessly share data, transcending mere transactions. ✨ #𝐎𝐩𝐞𝐧𝐁𝐚𝐧𝐤𝐢𝐧𝐠 encompasses payment initiation and account information services to allow third parties to access personal data through standardized interfaces given the explicit consent of customers. One goal is to foster innovation and enhance market dynamics for the benefit of stakeholders by developing new products. These services operate under the European authorization and registration rules outlined in the 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬 𝐃𝐢𝐫𝐞𝐜𝐭𝐢𝐯𝐞 (#𝐏𝐒𝐃). ✨ #𝐎𝐩𝐞𝐧𝐅𝐢𝐧𝐚𝐧𝐜𝐞 extends beyond payments and encompasses third-party access to a broader range of data. It aims to enhance integration, support sustainable investments, offer tailored insurance policies and drive innovation for consumers, companies as well as regulators. The European Commission drafted a legal framework for 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐃𝐚𝐭𝐚 𝐀𝐜𝐜𝐞𝐬𝐬 (#𝐅𝐈𝐃𝐀) to create a secure space within the European Union. As companies move toward a data-driven future, striking the right balance between innovation and security remains paramount. An initiative in Germany for #OpenInsurance is FRIDA - Free Insurance Data Initiative, which enables new market players to enter the financial ecosystem. Coopetition fosters improved products and enhances customer experience. Dietmar Schmidt InnoTWOnity is the right partner to collaborate with financial services companies and technology providers to pave the way for a secure, customer-centric ecosystem and foster product innovation. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #Transformation #Innovation #DataAccess #CustomerExperience #API #RegulatoryFramework #DataSecurity #Coopetition #Payments #Insurance Photo credit: Playground AI

🚘🔋🛜 𝐑𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐢𝐳𝐢𝐧𝐠 𝐅𝐥𝐞𝐞𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐭𝐨 𝐬𝐭𝐞𝐞𝐫 𝐢𝐧𝐭𝐨 𝐚 𝐧𝐞𝐰 𝐞𝐫𝐚 𝐨𝐟 𝐦𝐨𝐛𝐢𝐥𝐢𝐭𝐲 𝐢𝐧 𝐜𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 InnoTWOnity 🛜🔋🚘 The mobility landscape undergoes a seismic shift and as the world embraces new technological advancements, efficient fleet management becomes paramount. 🔋𝐄𝐥𝐞𝐜𝐭𝐫𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧: Many countries set ambitious targets for phasing out internal combustion engines (ICEs). Suitable vehicles for electrification are part of the assessment in terms of battery usage, range requirements and charging infrastructure availability. 🛜 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 & 𝐓𝐞𝐥𝐞𝐦𝐚𝐭𝐢𝐜𝐬: Connected vehicles provide valuable insights to monitor locations or driving behavior, optimize charging schedules based on usage patterns and receive safety notifications in case of emergency. 💶 𝐋𝐞𝐚𝐬𝐢𝐧𝐠 & 𝐒𝐮𝐛𝐬𝐜𝐫𝐢𝐩𝐭𝐢𝐨𝐧 𝐌𝐨𝐝𝐞𝐥𝐬: Traditional ownership gives way to more flexible alternatives driven by the Total Cost of Mobility (TCM) approach. Leasing and subscription models offer advantages such as cost predictability, fleet scalability and access to new technologies. 💎 𝐒𝐨𝐟𝐭𝐰𝐚𝐫𝐞 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬: Smart systems simplify the complexities to streamline operations. Routes can be optimized in terms of energy efficiency and integrations monitor vehicle performance. Analytics are used to make informed decisions. ⚒️ 𝐂𝐥𝐚𝐢𝐦𝐬 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Accidents happen, but swiftly reporting damages minimizes downtimes. Tailored insurance coverage and authorized partner networks ensure timely repairs to guarantee a smooth experience for all stakeholders involved. Efficient fleet management demands a forward-thinking approach to also gain a good sales price at the end of vehicle contract durations through #Remarketing. InnoTWOnity is the right partner to support business partners in adapting to changing mobility patterns, optimizing operations and thereby improving process efficiency. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #FleetManagement #CASE #Leasing #Subscription #TotalCostOfMobility #OperationalEfficiency #IoT #SmartMonitoring Photo credits: Playground AI

🌱 🌍 𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐜𝐢𝐫𝐜𝐮𝐥𝐚𝐫 𝐡𝐨𝐫𝐢𝐳𝐨𝐧𝐬 - 𝐩𝐚𝐯𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐚𝐭𝐡 𝐭𝐨 𝐚 𝐠𝐫𝐞𝐞𝐧𝐞𝐫 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰 𝐢𝐧 𝐜𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 InnoTWOnity 🌍 🌱 Various industries rethink procedures to achieve global business goals. Guidance of experts must extend beyond mere financial value creation to encompass also social and ecological value. 🚘 𝐌𝐨𝐛𝐢𝐥𝐢𝐭𝐲 & 𝐓𝐫𝐚𝐯𝐞𝐥: By promoting the recycling of raw materials for electric vehicles, used car purchases or shared mobility concepts, flexible business models reduce risks and enable better anticipation of regulatory changes or consumer preferences. Carbon offsetting options during payment processes in flight bookings can balance environmental impact. 🏛️ 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 & 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: Diversifying portfolios and aligning daily operations with responsible actions translate into long-term value creation. An innovative start-up is CarbonPool for carbon credit insurance, which pays claims in kind with carbon credits, not cash. Nandini Wilcke 💻📱𝐓𝐞𝐜𝐡 & 𝐄-𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐞: Hardware providers and online platforms play a pivotal role in shaping consumption patterns driven by product life cycle extension or verified second-hand products. Education on supply chains and tailored warranty solutions are crucial. Embracing sustainability fosters resilience and contributes to a greener future. Vanagon.vc is a thriving venture capital fund backing founders, who focus on Digital ClimateTech solutions to create positive change in ecology and finally lasting impact on society. Sandro Stark Susanne Fromm Axel Roitzsch InnoTWOnity empowers business partners to steer the transformation journey by integrating ESG principles into their strategic decisions and measure impact through meaningful metrics. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #CircularEconomy #Sustainability #ESG #GreenInvestments #ElectricMobility #EnergyEfficiency #Regulations #Reporting #ConsumerPreferences #ResourceOptimization #Reusability Photo credit: Martin Damboldt - Pexels

🌍 🔐 🛜 𝐇𝐚𝐫𝐦𝐨𝐧𝐢𝐳𝐢𝐧𝐠 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐩𝐫𝐨𝐜𝐞𝐬𝐬𝐞𝐬 𝐢𝐬 𝐭𝐡𝐞 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐟𝐮𝐧𝐝𝐚𝐦𝐞𝐧𝐭 𝐚𝐧𝐝 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐜𝐨𝐫𝐧𝐞𝐫𝐬𝐭𝐨𝐧𝐞 𝐢𝐧 𝐁𝟐𝐁𝟐𝐂 𝐩𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬 𝐭𝐨 𝐞𝐧𝐡𝐚𝐧𝐜𝐞 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞𝐧𝐞𝐬𝐬 𝐢𝐧 𝐜𝐨𝐥𝐥𝐚𝐛𝐨𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 InnoTWOnity 🛜 🔐 🌍 Regardless of size, companies across different ecosystems operate in a dynamic landscape, where seamless payment processes are essential for efficiency, risk management and customer satisfaction. Achieving harmonization within an organization and across partner networks is crucial for streamlining any further backbone processes along the value chain. 🌍 𝐒𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐢𝐳𝐚𝐭𝐢𝐨𝐧, 𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 & 𝐈𝐧𝐭𝐞𝐫𝐨𝐩𝐞𝐫𝐚𝐛𝐢𝐥𝐢𝐭𝐲: Automating payment processes internally and in cooperation with partners improves operational efficiency in workflows. Shared standards facilitate interoperability by enabling accelerated cross-border transactions. 🔐 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞, 𝐅𝐫𝐚𝐮𝐝 𝐏𝐫𝐞𝐯𝐞𝐧𝐭𝐢𝐨𝐧 & 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲: Interacting seamlessly with external partners and their consumers demands adherence to regulatory frameworks. To mitigate risks, anomalies must be detected early and monitored continuously for guaranteeing highest security standards. 🛜 𝐓𝐞𝐜𝐡 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧, 𝐃𝐚𝐭𝐚 𝐄𝐱𝐜𝐡𝐚𝐧𝐠𝐞 & 𝐒𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭: Transitioning from legacy to modern system solutions requires strategic planning and operational foresight. Application Programming Interfaces (APIs) facilitate smooth data exchanges. Blockchain networks ensure encrypted real-time reconciliations. Standardization and automation harmonize the approach how payments are handled inbound and outbound across distribution networks as well as partner channels. Furthermore, the option to pay instantly enhances user experience and leads to higher conversion rates along the purchasing journey. Just to mention a few very important providers, who seamlessly support to digitize online payments and automate backbone processes depending on the specific needs of ecosystem partners, are Stripe, Adyen, Klarna or PayPal, but also international credit institutes like Santander through subsidiaries as well as thriving payment #Startups. InnoTWOnity is the right partner to support from the strategic planning until after the implementation phase by ensuring a frictionless end-to-end delivery of tailored payment solutions. Bringing all essential stakeholders to the table from the beginning is essential to bridge potential gaps and jointly drive the vision of simplified money streams between parties. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #PaymentHarmonization #CustomerExperience #OperationalExcellence #PartnerIntegration #API #Blockchain #RegulatoryCompliance #Reconciliation #PSD #Security Photo credit: Playground AI