InnoTWOnity

InnoTWOnity

Business Consulting and Services

Professional expertise across different disciplines in a broader ecosystem of financial services and interim management

About us

InnoTWOnity supports business partners in the B2B2C space with comprehensive international financial services expertise to bridge the gap between different professional disciplines, namely P&C Insurance, Banking & Payments, Assistance & Services, Automotive & Mobility, Home & Property or Travel. We support business partners in digital / hybrid transformation projects as well as by seamlessly embedding products and services of ecosystem players next to their core offers. More precisely, providing harmonized, embedded solutions out of one hand. This also means to digitize processes along the value chain and guarantee a smooth end-to-end implementation of new strategic approaches. We assist to keep an eye on essential guidelines in a highly regulated environment, but similarly stay innovative with major focus on consumers of our business partners. By providing strategic know-how / operational expertise as well as on demand interim management, we assist top managers and their delivery teams to innovate sustainably in financial services and related ecosystems / industries. We pair digital business needs of our clients and provide end-to-end innovative solutions with a focus on implementing future technological trends and reflect on sustainability obligations. We open the window of opportunity for our clients to push initiatives successfully across the finish line. #FinancialServices #EmbeddedSolutions #Ecosystems #DigitalTransformationย #HarmonizedProposition #CustomerExperienceย #ProcessOptimization #RiskManagement #Regulations #PartnerIntegration #InternationalDelivery

Website
www.innotwonity.com
Industry
Business Consulting and Services
Company size
2-10 employees
Type
Privately Held
Founded
2023

Updates

  • InnoTWOnity reposted this

    View profile for Susanne Deimel, graphic

    Founder & Managing Director + Beiratsmitglied

    ๐Ÿ›œ ๐ŸŒ‡ ๐“๐ก๐ž ๐’๐š๐š๐’ ๐ง๐ž๐ญ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐ฌ๐ฎ๐ฆ๐ฆ๐ž๐ซ ๐ž๐๐ข๐ญ๐ข๐จ๐ง ๐ข๐ง ๐Œ๐ฎ๐ง๐ข๐œ๐ก ๐š๐ญ #ServiceNow ๐ŸŒ‡ ๐Ÿ›œ A fantastic event yesterday evening! The ๐ž๐ง๐ž๐ซ๐ ๐ฒ, ๐ข๐ง๐ง๐จ๐ฏ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐ฌ๐ฉ๐ข๐ซ๐ข๐ญ ๐š๐ง๐ ๐ง๐ž๐ฐ ๐œ๐จ๐ง๐ง๐ž๐œ๐ญ๐ข๐จ๐ง๐ฌ made were truly inspiring. Embracing cutting-edge ๐๐ข๐ ๐ข๐ญ๐š๐ฅ ๐ฌ๐ญ๐ซ๐š๐ญ๐ž๐ ๐ข๐ž๐ฌย is essential to foster innovation and deliver ๐œ๐ฎ๐ฌ๐ญ๐จ๐ฆ๐ž๐ซ-๐œ๐ž๐ง๐ญ๐ซ๐ข๐œ ๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ. Also ๐ฌ๐ญ๐ซ๐š๐ญ๐ž๐ ๐ข๐œ ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ๐ฌย are key to accelerate ๐ฌ๐ฎ๐ฌ๐ญ๐š๐ข๐ง๐š๐›๐ฅ๐ž ๐ ๐ซ๐จ๐ฐ๐ญ๐กย and stay ahead in a competitive landscape. The importance ofย ๐‘&๐ƒ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ข๐ง ๐ž๐œ๐จ๐ฌ๐ฒ๐ฌ๐ญ๐ž๐ฆ๐ฌย pave the way for a ๐ญ๐ซ๐š๐ง๐ฌ๐Ÿ๐จ๐ซ๐ฆ๐š๐ญ๐ข๐ฏ๐ž ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐žย with fasterย market entries, seamless partner integrations and speed of innovation. The ๐ฅ๐š๐ญ๐ž๐ฌ๐ญ ๐ญ๐ž๐œ๐ก ๐ญ๐ซ๐ž๐ง๐๐ฌ push boundaries and redefine numerous possibilities for ๐๐ข๐ฏ๐ž๐ซ๐ฌ๐ž ๐ฌ๐ญ๐š๐ค๐ž๐ก๐จ๐ฅ๐๐ž๐ซ๐ฌ ๐š๐ฅ๐จ๐ง๐  ๐ญ๐ก๐ž ๐ฏ๐š๐ฅ๐ฎ๐ž ๐œ๐ก๐š๐ข๐ง. In order to make appropriate decisions and steer business, highest ๐๐š๐ญ๐š ๐ช๐ฎ๐š๐ฅ๐ข๐ญ๐ฒ is essential. From ๐ข๐ง๐ฌ๐ข๐ ๐ก๐ญ๐Ÿ๐ฎ๐ฅ ๐ค๐ž๐ฒ๐ง๐จ๐ญ๐ž๐ฌย on stage to engaging ๐Ÿ๐š๐œ๐ž-๐ญ๐จ-๐Ÿ๐š๐œ๐ž ๐ž๐ฑ๐œ๐ก๐š๐ง๐ ๐ž๐ฌย at a rooftop barbecue, it was a goldmine of expertise and networking opportunities. Thank you to the different experts across companies for the organization. #AWS #Salesforce #ServiceNow #FutureOfSaaS #CustomerCentricity #TechTrends #Networking #Innovation #Ecosystemsย #DigitalTransformation Source (center picture): Playground AI

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  • InnoTWOnity reposted this

    View profile for Susanne Deimel, graphic

    Founder & Managing Director + Beiratsmitglied

    โœจ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ๐ฒ ๐๐จ๐š๐ซ๐ ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐š๐ญ Die Haftpflichtkasse VVaG: ๐€ ๐ ๐ซ๐ž๐š๐ญ ๐จ๐ฉ๐ฉ๐จ๐ซ๐ญ๐ฎ๐ง๐ข๐ญ๐ฒ ๐Ÿ๐จ๐ซ ๐ง๐ž๐ญ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐  ๐š๐ง๐ ๐ค๐ง๐จ๐ฐ๐ฅ๐ž๐๐ ๐ž ๐ž๐ฑ๐œ๐ก๐š๐ง๐ ๐ž โœจ The annual advisory board meeting (Mitgliedervertreterversammlung) at Die Haftpflichtkasse VVaG plays a crucial role in corporate governance. It is a platform to engage with experienced experts from various industries. This year, on the 25th of June, was again an outstanding opportunity to meet familiar faces and connect with colleagues from diverse professional backgrounds. The alignments facilitate the exchange of best practices, industry trends and fresh ideas. As members we are grateful for the chance to offer strategic advice to the company and assist in decision-making to contribute to sustainable growth. Thank you to Die Haftpflichtkasse VVaG for the invitation as well as the excellent dinner. Roman Blaser Dietmar Schmidt Dr. Heiko Mรผller

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  • InnoTWOnity reposted this

    View profile for Stephan Ruby, graphic

    The tiger and the lion may be more powerful. But the wolf does not perform in the circus.

    Wrisk Europe and InnoTWOnity become partners in Europe InnoTWOnity will support us in localizing the Wrisk platform services across Europe, ensuring adequate time-to-market for our automotive partners in the coming years. Susanne Deimel founded InnoTWOnity to digitally bridge the gap in B2B2C partnerships across industries with a harmonised, embedded solution out of one hand. With her long-term experience in Financial Services and #Automotive, she is an expert in developing new innovative concepts and seamlessly implementing these end-to-end. Driving innovation, customer satisfaction and profitability is our shared vision. We are both looking forward to successfully delivering complex projects across the finish line together.

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  • InnoTWOnity reposted this

    View profile for Susanne Deimel, graphic

    Founder & Managing Director + Beiratsmitglied

    ๐Ÿงพย ๐Ÿ”ย ๐Ÿ›œย ๐“๐ข๐œ๐ค ๐ญ๐จ๐œ๐คโ€ฆ ๐ฉ๐ฎ๐ฌ๐ก ๐ญ๐ก๐ž ๐›๐ฎ๐ญ๐ญ๐จ๐ง ๐ง๐จ๐ฐ ๐ญ๐จ ๐ฎ๐ง๐ฅ๐ž๐š๐ฌ๐ก ๐ญ๐ก๐ž ๐„-๐ˆ๐ง๐ฏ๐จ๐ข๐œ๐ข๐ง๐  ๐ฆ๐š๐ ๐ข๐œ ๐Ÿ›œย ๐Ÿ”๐Ÿงพ Starting from 2025 onwards, electronic invoices will be mandatory in certain EU markets for B2B transactions. The initiative introduces an electronic reporting system to simplify the exchange and processing of structured invoicing data sets. How to tackle this challenge, particularly as a Small or Medium-sized Enterprise (#SME)? โ›“๏ธ๐“๐ž๐œ๐ก๐ง๐ข๐œ๐š๐ฅ ๐‘๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ๐ฌ & ๐ˆ๐ง๐ญ๐ž๐ ๐ซ๐š๐ญ๐ข๐จ๐ง: Companies need to adapt their systems and ensure compatibility with the chosen transmission method. Seamless integration into existing processes through designated APIs and standardized data formats is crucial. ๐Ÿ“Šย ๐“๐ซ๐š๐ง๐ฌ๐ฆ๐ข๐ฌ๐ฌ๐ข๐จ๐ง & ๐๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ข๐ง๐ : Companies must in a first phase of the roll-out be able to electronically receive data and later transmit / report it by registering to the invoice receipt platform. Different options for exchanging data sets are available, such as using a designated web platform, uploading data directly, leveraging certified provider networks or sending secured emails. ๐Ÿชขย ๐๐จ๐ฌ๐ญ-๐“๐ซ๐š๐ง๐ฌ๐ฆ๐ข๐ฌ๐ฌ๐ข๐จ๐ง & ๐“๐ซ๐š๐œ๐ค๐ข๐ง๐ : After the successful transmission, a unique identifier is assigned to track the path of the invoice. It is ensured that all required fields are filled out and the system automatically forwards the invoice to the relevant recipient. ๐Ÿ”‘ย ๐ƒ๐š๐ญ๐š ๐๐ซ๐ข๐ฏ๐š๐œ๐ฒ & ๐’๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ: Compliance with data protection regulations (#GDPR) is essential. Secure transmission channels must be used effectively and necessary measures to protect data transfers have to be implemented. Next to legal compliance, e-invoicing leads to cost savings, efficiency of systems, transparency of processes, accuracy by using structured formats and sustainability of activities. InnoTWOnityย is the right partner to properly prepare and implement the optimal e-invoicing approach in collaboration with your tax advisors. Furthermore, your team will be familiarized with adjustments to essential workflows in their day-to-day operations to tackle complexities. For more information aboutย InnoTWOnity, please see the website: www.innotwonity.com #Standardizationย #Automationย #Digitalizationย #DataExchange #OperationalExcellenceย #Sustainability Photo credit: amgun

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  • InnoTWOnity reposted this

    View profile for Susanne Deimel, graphic

    Founder & Managing Director + Beiratsmitglied

    ๐ŸŒ ๐Ÿ•ธ๏ธ ๐Ÿ“Š ๐“๐ก๐ž ๐ซ๐ข๐ฌ๐ž ๐จ๐Ÿ ๐Ž๐ฉ๐ž๐ง ๐„๐œ๐จ๐ฌ๐ฒ๐ฌ๐ญ๐ž๐ฆ๐ฌ ๐ญ๐จ ๐ฎ๐ง๐ฅ๐จ๐œ๐ค ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐ซ๐จ๐ง๐ญ๐ข๐ž๐ซ๐ฌ ๐ข๐ง ๐œ๐จ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก InnoTWOnity ๐Ÿ“Š ๐Ÿ•ธ๏ธ ๐ŸŒ For open collaboration to be enabled, the financial services industry transforms into a world where parties seamlessly share data, transcending mere transactions. โœจ #๐Ž๐ฉ๐ž๐ง๐๐š๐ง๐ค๐ข๐ง๐  encompasses payment initiation and account information services to allow third parties to access personal data through standardized interfaces given the explicit consent of customers. One goal is to foster innovation and enhance market dynamics for the benefit of stakeholders by developing new products. These services operate under the European authorization and registration rules outlined in the ๐๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐’๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ ๐ƒ๐ข๐ซ๐ž๐œ๐ญ๐ข๐ฏ๐ž (#๐๐’๐ƒ). โœจ #๐Ž๐ฉ๐ž๐ง๐…๐ข๐ง๐š๐ง๐œ๐žย extends beyond payments and encompasses third-party access to a broader range of data. It aims to enhance integration, support sustainable investments, offer tailored insurance policies and drive innovation for consumers, companies as well as regulators. The European Commission drafted a legal framework forย ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ƒ๐š๐ญ๐š ๐€๐œ๐œ๐ž๐ฌ๐ฌ (#๐…๐ˆ๐ƒ๐€) to create a secure space within the European Union. As companies move toward a data-driven future, striking the right balance between innovation and security remains paramount. An initiative in Germany for #OpenInsurance is FRIDA - Free Insurance Data Initiative, which enables new market players to enter the financial ecosystem. Coopetition fosters improved products and enhances customer experience. Dietmar Schmidt InnoTWOnity is the right partner to collaborate with financial services companies and technology providers to pave the way for a secure, customer-centric ecosystem and foster product innovation. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #Transformation #Innovation #DataAccess #CustomerExperience #API #RegulatoryFramework #DataSecurity #Coopetition #Payments #Insurance Photo credit: Playground AI

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  • InnoTWOnity reposted this

    View profile for Susanne Deimel, graphic

    Founder & Managing Director + Beiratsmitglied

    ๐Ÿš˜๐Ÿ”‹๐Ÿ›œ ๐‘๐ž๐ฏ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ข๐ณ๐ข๐ง๐  ๐…๐ฅ๐ž๐ž๐ญ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ ๐ญ๐จ ๐ฌ๐ญ๐ž๐ž๐ซ ๐ข๐ง๐ญ๐จ ๐š ๐ง๐ž๐ฐ ๐ž๐ซ๐š ๐จ๐Ÿ ๐ฆ๐จ๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ข๐ง ๐œ๐จ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก InnoTWOnity ๐Ÿ›œ๐Ÿ”‹๐Ÿš˜ The mobility landscape undergoes a seismic shift and as the world embraces new technological advancements, efficient fleet management becomes paramount. ๐Ÿ”‹๐„๐ฅ๐ž๐œ๐ญ๐ซ๐ข๐Ÿ๐ข๐œ๐š๐ญ๐ข๐จ๐ง:ย Many countries set ambitious targets for phasing out internal combustion engines (ICEs). Suitable vehicles for electrification are part of the assessment in terms of battery usage, range requirements and charging infrastructure availability. ๐Ÿ›œ ๐‚๐จ๐ง๐ง๐ž๐œ๐ญ๐ข๐ฏ๐ข๐ญ๐ฒ & ๐“๐ž๐ฅ๐ž๐ฆ๐š๐ญ๐ข๐œ๐ฌ:ย Connected vehicles provide valuable insights to monitor locations or driving behavior, optimize charging schedules based on usage patterns and receive safety notifications in case of emergency. ๐Ÿ’ถ ๐‹๐ž๐š๐ฌ๐ข๐ง๐  & ๐’๐ฎ๐›๐ฌ๐œ๐ซ๐ข๐ฉ๐ญ๐ข๐จ๐ง ๐Œ๐จ๐๐ž๐ฅ๐ฌ:ย Traditional ownership gives way to more flexible alternatives driven by the Total Cost of Mobility (TCM) approach. Leasing and subscription models offer advantages such as cost predictability, fleet scalability and access to new technologies. ๐Ÿ’Ž ๐’๐จ๐Ÿ๐ญ๐ฐ๐š๐ซ๐ž ๐’๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ:ย Smart systems simplify the complexities to streamline operations. Routes can be optimized in terms of energy efficiency and integrations monitor vehicle performance. Analytics are used to make informed decisions. โš’๏ธ ๐‚๐ฅ๐š๐ข๐ฆ๐ฌ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ:ย Accidents happen, but swiftly reporting damages minimizes downtimes. Tailored insurance coverage and authorized partner networks ensure timely repairs to guarantee a smooth experience for all stakeholders involved. Efficient fleet management demands a forward-thinking approach to also gain a good sales price at the end of vehicle contract durations through #Remarketing. InnoTWOnity is the right partner to support business partners in adapting to changing mobility patterns, optimizing operations and thereby improving process efficiency. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #FleetManagement #CASE #Leasing #Subscription #TotalCostOfMobility #OperationalEfficiency #IoT #SmartMonitoring Photo credits: Playground AI

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  • InnoTWOnity reposted this

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    Founder & Managing Director + Beiratsmitglied

    ๐ŸŒฑ ๐ŸŒ ๐๐š๐ฏ๐ข๐ ๐š๐ญ๐ข๐ง๐  ๐œ๐ข๐ซ๐œ๐ฎ๐ฅ๐š๐ซ ๐ก๐จ๐ซ๐ข๐ณ๐จ๐ง๐ฌ - ๐ฉ๐š๐ฏ๐ข๐ง๐  ๐ญ๐ก๐ž ๐ฉ๐š๐ญ๐ก ๐ญ๐จ ๐š ๐ ๐ซ๐ž๐ž๐ง๐ž๐ซ ๐ญ๐จ๐ฆ๐จ๐ซ๐ซ๐จ๐ฐ ๐ข๐ง ๐œ๐จ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก InnoTWOnity ๐ŸŒ ๐ŸŒฑ Various industries rethink procedures to achieve global business goals. Guidance of experts must extend beyond mere financial value creation to encompass also social and ecological value. ๐Ÿš˜ย ๐Œ๐จ๐›๐ข๐ฅ๐ข๐ญ๐ฒ & ๐“๐ซ๐š๐ฏ๐ž๐ฅ: By promoting the recycling of raw materials for electric vehicles, used car purchases or shared mobility concepts, flexible business models reduce risks and enable better anticipation of regulatory changes or consumer preferences. Carbon offsetting options during payment processes in flight bookings can balance environmental impact. ๐Ÿ›๏ธย ๐๐š๐ง๐ค๐ข๐ง๐  & ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž: Diversifying portfolios and aligning daily operations with responsible actions translate into long-term value creation. An innovative start-up is CarbonPool for carbon credit insurance, which pays claims in kind with carbon credits, not cash. Nandini Wilcke ๐Ÿ’ป๐Ÿ“ฑ๐“๐ž๐œ๐ก & ๐„-๐‚๐จ๐ฆ๐ฆ๐ž๐ซ๐œ๐ž: Hardware providers and online platforms play a pivotal role in shaping consumption patterns driven by product life cycle extension or verified second-hand products. Education on supply chains and tailored warranty solutions are crucial. Embracing sustainability fosters resilience and contributes to a greener future. Vanagon.vc is a thriving venture capital fund backing founders, who focus on Digital ClimateTech solutions to create positive change in ecology and finally lasting impact on society. Sandro Stark Susanne Fromm Axel Roitzsch InnoTWOnity empowers business partners to steer the transformation journey by integrating ESG principles into their strategic decisions and measure impact through meaningful metrics. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #CircularEconomy #Sustainability #ESG #GreenInvestments #ElectricMobility #EnergyEfficiency #Regulations #Reporting #ConsumerPreferences #ResourceOptimization #Reusability Photo credit: Martin Damboldt - Pexels

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    Founder & Managing Director + Beiratsmitglied

    ๐ŸŒ ๐Ÿ” ๐Ÿ›œ ๐‡๐š๐ซ๐ฆ๐จ๐ง๐ข๐ณ๐ข๐ง๐  ๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐ฉ๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ž๐ฌ ๐ข๐ฌ ๐ญ๐ก๐ž ๐ฌ๐ญ๐ซ๐š๐ญ๐ž๐ ๐ข๐œ ๐Ÿ๐ฎ๐ง๐๐š๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐œ๐จ๐ซ๐ง๐ž๐ซ๐ฌ๐ญ๐จ๐ง๐ž ๐ข๐ง ๐๐Ÿ๐๐Ÿ๐‚ ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ๐ฌ ๐ญ๐จ ๐ž๐ง๐ก๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐ž๐ญ๐ข๐ญ๐ข๐ฏ๐ž๐ง๐ž๐ฌ๐ฌ ๐ข๐ง ๐œ๐จ๐ฅ๐ฅ๐š๐›๐จ๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก InnoTWOnity ๐Ÿ›œ ๐Ÿ” ๐ŸŒ Regardless of size, companies across different ecosystems operate in a dynamic landscape, where seamless payment processes are essential for efficiency, risk management and customer satisfaction. Achieving harmonization within an organization and across partner networks is crucial for streamlining any further backbone processes along the value chain. ๐ŸŒย ๐’๐ญ๐š๐ง๐๐š๐ซ๐๐ข๐ณ๐š๐ญ๐ข๐จ๐ง, ๐„๐Ÿ๐Ÿ๐ข๐œ๐ข๐ž๐ง๐œ๐ฒ & ๐ˆ๐ง๐ญ๐ž๐ซ๐จ๐ฉ๐ž๐ซ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ: Automating payment processes internally and in cooperation with partners improves operational efficiency in workflows. Shared standards facilitate interoperability by enabling accelerated cross-border transactions. ๐Ÿ”ย ๐‚๐จ๐ฆ๐ฉ๐ฅ๐ข๐š๐ง๐œ๐ž, ๐…๐ซ๐š๐ฎ๐ ๐๐ซ๐ž๐ฏ๐ž๐ง๐ญ๐ข๐จ๐ง & ๐’๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ: Interacting seamlessly with external partners and their consumers demands adherence to regulatory frameworks. To mitigate risks, anomalies must be detected early and monitored continuously for guaranteeing highest security standards. ๐Ÿ›œย ๐“๐ž๐œ๐ก ๐ˆ๐ง๐ญ๐ž๐ ๐ซ๐š๐ญ๐ข๐จ๐ง, ๐ƒ๐š๐ญ๐š ๐„๐ฑ๐œ๐ก๐š๐ง๐ ๐ž & ๐’๐ž๐ญ๐ญ๐ฅ๐ž๐ฆ๐ž๐ง๐ญ: Transitioning from legacy to modern system solutions requires strategic planning and operational foresight. Application Programming Interfaces (APIs) facilitate smooth data exchanges. Blockchain networks ensure encrypted real-time reconciliations. Standardization and automation harmonize the approach how payments are handled inbound and outbound across distribution networks as well as partner channels. Furthermore, the option to pay instantly enhances user experience and leads to higher conversion rates along the purchasing journey. Just to mention a few very important providers, who seamlessly support to digitize online payments and automate backbone processes depending on the specific needs of ecosystem partners, are Stripe,ย Adyen,ย Klarnaย orย PayPal, but also international credit institutes likeย Santanderย through subsidiaries as well as thriving paymentย #Startups. InnoTWOnity is the right partner to support from the strategic planning until after the implementation phase by ensuring a frictionless end-to-end delivery of tailored payment solutions. Bringing all essential stakeholders to the table from the beginning is essential to bridge potential gaps and jointly drive the vision of simplified money streams between parties. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #PaymentHarmonization #CustomerExperience #OperationalExcellence #PartnerIntegration #APIย #Blockchain #RegulatoryCompliance #Reconciliation #PSD #Security Photo credit: Playground AI

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    Founder & Managing Director + Beiratsmitglied

    ๐Ÿš˜ โšก๏ธ ๐Ÿ”‹ ๐„๐ฅ๐ž๐œ๐ญ๐ซ๐ข๐Ÿ๐ฒ๐ข๐ง๐  ๐ญ๐ก๐ž ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐จ๐Ÿ ๐ฆ๐จ๐›๐ข๐ฅ๐ข๐ญ๐ฒ - InnoTWOnity ๐ฉ๐ฎ๐ฌ๐ก๐ž๐ฌ ๐ญ๐ก๐ž ๐›๐ฎ๐ญ๐ญ๐จ๐ง ๐ข๐ง ๐œ๐จ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฐ๐ข๐ญ๐ก ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ ๐ญ๐จ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐ญ๐ก๐ž ๐š๐๐จ๐ฉ๐ญ๐ข๐จ๐ง ๐จ๐Ÿ ๐„๐ฅ๐ž๐œ๐ญ๐ซ๐ข๐œ ๐•๐ž๐ก๐ข๐œ๐ฅ๐ž๐ฌ! ๐Ÿ”‹ โšก๏ธ ๐Ÿš˜ The electric vehicle (EV) industry is rapidly evolving and several critical aspects play a pivotal role in its success around the globe. ๐Ÿ›๏ธ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  & ๐‹๐ž๐š๐ฌ๐ข๐ง๐ : considerations beyond traditional loans are essential, which means (non) captive banks assess the batteryโ€™s health and the car residual value. Innovative models such as battery leasing or pay-per-mile plans gain traction. ๐Ÿ’Ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž: since adoption grows, insurers adjust their policies to address the unique characteristics of EVs. Factors such as battery replacement costs and repair complexity influence premiums for coverages in motor insurance and warranty insurance. ๐Ÿ”‹ ๐๐š๐ญ๐ญ๐ž๐ซ๐ฒ ๐–๐š๐ซ๐ซ๐š๐ง๐ญ๐ฒ:ย manufacturers typically cover a specific number of years or miles for the battery, but as technology improves, extended warranty insurance and flexible coverage options become crucial for consumer confidence. ๐ŸŒณ ๐‚๐ข๐ซ๐œ๐ฎ๐ฅ๐š๐ซ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ฒ: retired batteries minimize waste and maximize resource utilization by finding new roles in energy storage or grid stabilization. Retro-fitting ICEs to EVs within one day is handled by e-REVOLT to contribute to sustainability and less raw material consumption. ๐Ÿชซ ๐‚๐ก๐š๐ซ๐ ๐ข๐ง๐  ๐ˆ๐ง๐Ÿ๐ซ๐š๐ฌ๐ญ๐ซ๐ฎ๐œ๐ญ๐ฎ๐ซ๐ž: growing this sector relies on a robust regional infrastructure such as public (fast) charging stations and home charging solutions. Governments or private associations invest in expanding networks to enhance convenience and encourage adoption. ๐Ÿš˜ ๐…๐ฅ๐ž๐ž๐ญ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ: operators transition to electrified fleets for environmental and economic reasons. Efficient fleet management involves optimizing charging schedules, monitoring battery health and minimizing downtimes. To promote the transition to a cleaner mobility ecosystem, accurate assessments for EVs are required to enable informed decisions for consumers, automotive dealers and financial institutions. InnoTWOnity supports players in this industry to develop forward-thinking solutions. This means continuously adapting to new mobility patterns in terms of demand and exploring untapped business opportunities within this evolving sector. For more information about e-REVOLT, reach out to Sebastian Hunold and Ralf Schollenberger. For more information about InnoTWOnity, please take a look at the website: www.innotwonity.com #ElectricVehicles #Mobility #Travel #Sustainability #MotorInsurance #WarrantyInsurance #BatteryLifeCycle #Transformation #FinancialServices #GreenFleet #Lending #Leasing #Subscription #CASEย  Photo credit: Playground AI

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    ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐ž๐ญ ๐จ๐Ÿ ๐ญ๐ก๐ข๐ง๐ ๐ฌ (๐ˆ๐จ๐“) ๐š๐ง๐ ๐œ๐ฒ๐›๐ž๐ซ ๐ฌ๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ - ๐ฎ๐ง๐ฅ๐จ๐œ๐ค๐ข๐ง๐  ๐ฏ๐š๐ฅ๐ฎ๐ž ๐š๐ญ ๐ญ๐ก๐ž ๐ข๐ง๐ญ๐ž๐ซ๐Ÿ๐š๐œ๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ฉ๐ก๐ฒ๐ฌ๐ข๐œ๐š๐ฅ ๐ฐ๐จ๐ซ๐ฅ๐ ๐š๐ง๐ ๐ญ๐ก๐ž ๐๐ข๐ ๐ข๐ญ๐š๐ฅ ๐ฎ๐ง๐ข๐ฏ๐ž๐ซ๐ฌ๐ž! IoT is a network of devices, vehicles, home appliances, and other objects embedded with sensors and software to exchange data. It has revolutionized the way we live, work, and travel by providing real-time information to make better decisions. ๐Ÿš— ๐Ÿ›œ In #Automotive & #Mobility, the development of smart transportation systems reduces congestion, improves safety and promotes intermodal mobility. Connected cars communicate with infrastructure to avoid collisions and allow efficient commuting. โœˆ๏ธ ๐Ÿ›œ In #Travel, airports provide updates on flight delays, optimize security checkpoints with baggage, and enhance parking. Smart hotels personalize the experience of guests by adjusting the room temperature, lighting, and entertainment. ๐Ÿก ๐Ÿ›œ In #Home & #Living, smart houses make it possible to open the door from the garage, adjust lighting / heating, and lock windows. Also appliances such as printers, refrigerators or washing machines communicate with their owners to optimize energy consumption and reduce costs. IoT generates tremendous amounts of data used by #Insurers, #Banks, #Automotive / #Mobility players, #Airlines or #Hotels to gain insights into consumer behavior and purchasing preferences. Thereby, it supports to develop new products and accurately price complex services. However, the increasing adoption of this technology arouses concerns about security. Systems are vulnerable to cyber attacks and could compromise the privacy, which asks for a conscious approach. InnoTWOnity is the right partner for your company to assess opportunities across ecosystems. The elaboration of adequate insurance programs with partners within our network is key to protect against outages and prevent data loss. Parametric solutions could also play a pivotal role. #IoT #Insurance #Financing #CyberSecurity #SmartConnectivity #ParametricSolutions Photo credit: Playground AI

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