Investments & Wealth Institute

‼️ Attention Retirement Gurus! Enjoy a sneak peek at another one of our engaging breakout sessions at Experience 2025: Your Client is Ready to Retire: Advanced IRA and RMD Planning. Preparing for retirement is not the same as actually retiring. In his breakout session, Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP®, Co-Director, Center for Retirement Income, The American College of Financial Service, focuses on advanced IRA and RMD strategies for the client who is retiring or recently retired. Steve will dive into notable tax tools such as QCDs, SEPPs, and QLACs, discuss the timing of Roth conversions, and analyze life insurance as an inherited IRA alternative. Rather than dwell on avoiding RMDs, Steve will look at how to structure the client’s retirement plan to maximize cash flow, minimize taxes, and efficiently leave a legacy. Check out Steve’s preview of his breakout session below! Join us in Austin, TX from March 30 – April 2 for an unforgettable Experience 2025! Secure your spot today and save $200 with early bird registration – available until February 20! https://hubs.li/Q035BKNb0 #Experience2025 #WealthManagement #InvestmentManagement #RetirementManagement #FinanceConference #ContinuingEducation #NetworkingEvent #Austin #Texas #CPWAcertification #CIMAcertification #RMAcertification

💡 Learn how the Certified Private Wealth Advisor (CPWA®) certification help you become an expert in advanced wealth management planning. Register today for our 30-minute intro webinar, featuring guest speaker, Mike Kurz, Director of Programs at the Investments & Wealth Institute. 📅 February 12 – 11:00 AM EST Key Topics: ➡️ Learn about the CPWA curriculum and its unique focus on high-net-worth clients ➡️ Understand the certification process and requirements ➡️ Gain insights on flexible course options and prestigious business school partnerships ➡️ Hear how you can earn the CPWA designation in 6 months ➡️ Get answers to your questions in a Q&A session with our experts Register today! https://hubs.li/Q035BK0s0 #CPWA #WealthManagement #Investments #ProfessionalDevelopment

❓ Interested in staying informed about current and emerging innovations, trends, and strategies in wealth management that will serve your clients’ best interests? The Insider is your weekly connection to: ✅ Insights on academic, legal, and regulatory updates ✅ Strategies for business development, investments, retirement, and more ✅ Educational webinars and upcoming events Don’t miss out on the latest in the world of wealth management. Subscribe today! https://hubs.li/Q035qZ1m0 #FinancialAdvisorInsights #FinancialIndustry #ContinuingEducation

📣 Exciting News! Experience 2025 Agenda Announced! We are excited to unveil our action-packed agenda – specifically designed for our certified professionals! Stay ahead with insights tailored around our CIMA®, CPWA®, and RMA® curriculums —covering market trends, alternative investments, tax planning, generational wealth strategies, retirement income solutions, and more. At our signature event of the year – you'll get to enjoy: ✅ Over 30 Engaging Breakout Sessions - to help you stay ahead with your CIMA®, CPWA®, and RMA® designations. ✅ Dynamic Track Topics - that include investment, wealth, retirement, and practice management ✅ Five Inspiring Keynote Presentations - on today’s hottest industry topics, including health and wealth intersections, alternative investments, AI and HI integration, and the 2025 market outlook. ✅ Numerous Networking Opportunities - with peers, members, and industry leaders, as well as self-directed peer-to-peer learning sessions tailored to your business needs. Explore our agenda below for more exciting opportunities and sessions on investment, wealth, retirement and practice management! Join us in Austin, TX from March 30 – April 2 and grow your knowledge, business, and professional network. Secure your spot now and save big with Early Bird, membership and team discounts: ➡️ Save $200 with Early Bird registration by February 20. Signature and Elite members – your member discount will be applied to the Early Bird rate! ➡️ *Bring 2 or more colleagues for $995 each. Additional discounts available for 5 or more. View our agenda here: https://hubs.li/Q0356zfn0 Register today! https://hubs.li/Q0355PrL0 *Discounted team registration pricing supersedes all other registration discounts. #Experience2025 #WealthManagement #InvestmentManagement #RetirementManagement #FinanceConference #ContinuingEducation #NetworkingEvent #Austin #Texas #CPWAcertification #CIMAcertification #RMAcertification

Is it Possible to Help Clients Reach Their Retirement Goals with Alternative Investments? With the U.S. facing a retirement crisis — a growing number of retirees who are living longer, many of whom haven’t saved enough — it is incumbent upon financial professionals to explore new options to help their clients better secure their financial futures. In the November/December 2024 issue of Investments & Wealth Monitor, author Michael Andrews CFA, CAIA, emphasizes the growing importance of alternative investments, including private equity, private credit, private real estate, hedge funds, and real assets. He provides insights into the latest generation of evergreen funds, such as interval funds, tender-offer funds, and non-traded REITs, which offer improved liquidity and ease-of-use compared to traditional closed-end drawdown funds. Insights on implementing alternative investment strategies, including fund structures, percentage allocation, funding sources, and liquidity trade-offs are also covered. 📖 If you are interested in expanding your knowledge and expertise in alternative investments for retirement planning, please read the full article below. #retirementplanning #alternativeinvestments #investing #financialadvisor #wealthmanagement

🎉Continuing with our special 40th anniversary edition of the Member Spotlight, we are proud to feature, Randy Garcia, CIMA®, AIFA®, CEO, Investment Counsel Company who has been an Institute member for 39 years! Randy is an Elite member and joined the Institute in 1986 after a colleague from Paine Webber (since acquired by UBS) invited him to attend the first conference launching the Investments & Wealth Institute - formerly know at the time as IMCA – the Investment Management Consulting Association. As a CIMA certified professional, one of his most memorable moments at the Institute came from the inaugural conference. “The newly appointed Board of Directors asked, ‘who is interested in becoming the Chairman of the Education Committee’? I was the only one to raise my hand. With the support from Matt McArthur and other fellow committee members, I suggested that it would be advantageous for our organization to align with a top 10 university, to gain the recognition and credibility our organization sought to achieve.” Randy values the principles set forth by the Institute and credits those values for his success. “The principles embraced by the Institute were the catalyst for me leaving Paine Webber after 10 years to start the first fiduciary management company in Nevada. I believe the Institute’s principles are also the primary reason for the professional success I have enjoyed as a Barron’s/WSJ Top 100 Independent Wealth Advisor in the nation and #1 in Nevada”. Some things many people don’t know about Randy: ➡️ He has been taking piano lessons for over 40 years. ➡️ He loves adventures and recently did a two-week heli-hiking experience in the Canadian Rockies. ➡️ He and his wife Stacy combined three of Stephen Ambrose’s WW2 tours around the 75th anniversary of D-Day – where he attended the D-Day ceremony with President Trump and President Macron at the U.S. Cemetary in Normandy, then followed the path of the Allied Forces, journeying from country to country for almost 30 days to Berlin. We are proud to have Randy as one of our longest-standing members of the Institute family! #wealthmanagement #investmentmanagement #CIMAcertification #financialindependence #celebrating40

Opportunities Beyond Borders: Making a Case for International Equities 📈 While recent U.S. market performance might suggest otherwise, a historical perspective reveals that U.S. and international stock outperformance is cyclical — and extended outperformance of either U.S. or non-U.S. stocks can mask the need to maintain diversification. In his Investments & Wealth Monitor article, “Seizing Opportunities Beyond Borders,” author Krishna Mohanraj, CFA®, argues that diversifying globally offers several advantages, including mitigating home-country bias and gaining access to high-quality companies based outside the United States. Active investing in international markets also allows for strategic overweighting or underweighting of countries, sectors, or individual stocks based on value and potential. The article addresses common concerns about international investing, such as geopolitical risks, financial reporting standards, and shareholder protections. Read the full article to gain valuable insights into why and how you should consider non-U.S. equities in your investment strategy. #Investing #Diversification #FinancialAdvisors #InvestmentsandWealthInstitute

👀Looking to enhance your high-net-worth expertise and expand your professional qualifications? Discover how the Certified Private Wealth Advisor (CPWA®) certification program can help you attract and retain high-net-worth clients and grow your books of business. We’re hosting a brief intro webinar so you can learn more about it. 📣 CPWA® Intro Webinar 📅 February 12 – 11:00AM EST Register today! https://hubs.li/Q034Css40 #CPWA #WealthManagement #Investments #ProfessionalDevelopment

‼️ Make Your First Impression Count! Here’s a sneak peek at one of our breakout sessions at Experience 2025: The Three Key Ingredients to a Referral-Generating Onboarding Experience. You only get one chance to make a great first impression, and research shows that your clients’ experience in the first 100 days determines the longevity of their professional relationship with you. In her breakout session, Libby Greiwe🎙 ChFC, RICP, FIC, Owner of The Efficient Advisor, will walk through the three components that create a next-level onboarding process and how to implement it in your practice immediately so that you can turn prospects into clients and clients into referral-generating machines. Once you get this formula down, your referrals will skyrocket, your communication issues will evaporate, and your clients will confirm that their onboarding experience set you apart from other financial professionals. Plus, it’s easier than you think! Check out Libby’s preview of her breakout session below! Join us in Austin, TX from March 30 – April 2 for an unforgettable Experience 2025! Secure your spot today and save $200 with early bird registration – available until February 20! https://hubs.li/Q034C-RY0

🌍 Are carbon allowances the next big opportunity in alternative investments? Interest in shifting towards a lower-carbon economy continues globally, and carbon allowances have emerged as a promising new asset class within commodities. In his article in Investments & Wealth Monitor, “A Sustainable New Commodity Beta: Carbon Allowances to Harness Returns During the Energy Transition,” author Klaus Thuerbach, CFA, FRM, CAIA, dives into how cap-and-trade systems — like California’s and the EU’s — are reshaping the investment landscape. One unheralded aspect of carbon markets is their low correlation with traditional asset classes, such as equities and bonds, offering a new source of portfolio diversification. Some carbon allowances also present asymmetric return potential. With regulatory supply constraints and continued demand from companies transitioning to greener technologies, carbon prices are positioned to grow steadily over time. Downside risks could be limited by price floors in some cap-and-trade systems, while upside potential remains substantial. Finally, carbon allowances may also serve as an effective hedge against energy transition fueled inflation. If you’re seeking innovative ways to position portfolios for the future, this article is a must-read. Learn how carbon allowances could complement traditional asset classes and help you serve your clients better. #AlternativeInvestments #InvestmentsandWealthInstitute #CarbonMarkets #PortfolioConstruction