Kashable

𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲: 𝗛𝗼𝘄 𝘁𝗼 𝗔𝗜 - 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗺𝗲𝗻𝘁 𝘃𝘀 𝗗𝗶𝘀𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝘁𝗶𝗼𝗻 We have built Kashable with a singular focus on being there for our customers' in their moments of need. As we roll out our AI strategy, we've priortized creating tooling to empower our team over disintermediating our relationship with our end users with the use of bots. This has allowed us to solve our customers' needs quicker, surface and escalate issues through automated reviews of interactions, and elevate our underwriting and cybersecurity game, all while keeping our team at the fore of managing our customer relationships. If you're an employer looking for service led with a human touch and super-charged with tech, come 𝗧𝗮𝗹𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗛𝘂𝗺𝗮𝗻𝘀 𝗼𝗳 𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲 to see how we can help! #EmpathyInBusiness #EmployeeWellbeing #FinancialWellness #HumanConnection #AI #HumansOfKashable #EmployeeBenefits

According to a State of Consumer Finance Report from Kashable, 54% of employees reported that emergency or unplanned expenses are a top financial concern amongst working Americans, with 21% concerned with medical expenses and healthcare costs.  As #healthcare premiums climb, #employees often struggle to bridge the gap between their insurance coverage, and managing the out-of-pocket costs of necessary medical care, oftentimes leading to  medical debt. Post-pandemic, it’s not enough to simply offer health insurance as a benefit - employers are in a position to also provide resources that help their workforce manage emergency medical costs when they arise. By offering access to low-cost loans as an employee benefit, employers can provide a lifeline that reduces the need for high-interest #borrowing or for employees to go into credit card #debt. When workers are free from financial stress, they are not only more productive but also more likely to remain engaged and loyal to their organization. Employers have a unique opportunity to support their workforce’s financial well-being and improve retention by incorporating low-cost loans into their benefit packages. The same report found that 63% of respondents felt their financial situation negatively impacted their mental and physical health. Equipping employees with the resources they need allows them to focus on their health and their work—without the added burden of financial stress. https://lnkd.in/dC3K4stD https://lnkd.in/dSXqjhCb #EmployeeBenefits #FinancialWellness #EmployerSolutions #AffordableLoans

Employee financial stress is rising as many navigate higher prices, uneven wage growth, and record credit card debt. As employees look to their employers for help, C-suite leaders and HR executives are well-positioned to make a positive impact on their employees’ financial well-being. Discover how you can guide your employees through uncertain times: https://lnkd.in/gHJET2qx

𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲: 𝗛𝗼𝘄 𝘁𝗼 𝗔𝗜 - 𝗔𝘃𝗼𝗶𝗱𝗶𝗻𝗴 𝗕𝗶𝗮𝘀 Ever more decisions of critical import in our financial lives — yes, including approvals for loans and financial products — are being consigned to the arcana of AI engines. Black box models trained on hundreds or thousands of variables are at high risk for introducing unwitting bias, causing heartache for consumers looking for clarity and putting companies using them in the cross hairs of regulators. At Kashable, we are committed to providing 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 across the credit and demographic spectrum. We avoid bias by using decision-making tools based on a small set of common-sense variables that combine credit bureau data with employment-based metrics, and strengthened by employer sponsorship. If you're an employer looking to create a workplace where employees receive unbiased, transparent decisions, along with low costs and high approval rates, come 𝗧𝗮𝗹𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗛𝘂𝗺𝗮𝗻𝘀 𝗼𝗳 𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲 to see how we can help! #EmpathyInBusiness #EmployeeWellbeing #FinancialWellness #HumanConnection #AI #HumansOfKashable #EmployeeBenefits

𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲: 𝗛𝗼𝘄 𝘁𝗼 𝗔𝗜 - 𝗟𝗲𝗮𝗱𝗶𝗻𝗴 𝗪𝗶𝘁𝗵 𝗮 𝗛𝘂𝗺𝗮𝗻 𝗖𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝗼𝗻 In a world where AI bots are proliferating and increasingly taking over customer interactions, we at Kashable believe in leading with a human connection. During personal emergencies — whether it's an unexpected medical bill or a natural disaster — no one wants to be stonewalled by bots or forced to game prompts just to reach a real person. At Kashable, we understand the 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝗰𝗲 𝗼𝗳 𝗹𝗶𝘀𝘁𝗲𝗻𝗶𝗻𝗴 𝗮𝗻𝗱 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 in those critical moments. While we 𝗹𝗲𝘃𝗲𝗿𝗮𝗴𝗲 𝗔𝗜 𝗯𝗲𝗵𝗶𝗻𝗱 𝘁𝗵𝗲 𝘀𝗰𝗲𝗻𝗲𝘀 to improve efficiency, we prioritize making genuine connections and delivering solutions that truly resonate with our customers. In fact, our team engages in about 250,000 distinct person-to-person customer interactions annually! If you're an employer looking to create a workplace where employees feel valued and empowered, come 𝗧𝗮𝗹𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗛𝘂𝗺𝗮𝗻𝘀 𝗼𝗳 𝗞𝗮𝘀𝗵𝗮𝗯𝗹𝗲 to see how we can help! #EmpathyInBusiness #EmployeeWellbeing #FinancialWellness #HumanConnection #AI #HumansOfKashable #EmployeeBenefits

Medallion Bank has announced a strategic partnership with Kashable, a fintech company, aimed at enhancing its lending capabilities. This partnership will allow Medallion Bank to leverage Kashable’s technology to offer responsible and accessible credit solutions, further expanding its presence in the digital lending space. #MedallionBank #Kashable #Fintech #LendingPartnership

Many employees are struggling financially and are in need of support from their employers. Employer-sponsored financial wellness programs are no longer just nice to have; they have become imperative. Learn more about the steps that should be taken to boost employees' financial health: https://lnkd.in/dHuJzEgV 

Financial stress is more than just a monetary issue - it has profound implications for both mental and physical health. According to Kashable’s latest State of Consumer Finance report, 81% of employees listed paying off debt as their top concern, followed by over half (54%) citing emergency or unplanned expenses as their primary worry. Factors like inflation and a lack of emergency savings are key drivers of financial uncertainty, leaving many Americans vulnerable to financial instability. At Kashable, we recognize these challenges and seek to address them. Our newly released report reveals that: • 91% of respondents feel that having access to Kashable increases their confidence in managing unexpected financial expenses. • 83% agree that having access to Kashable helped them avoid borrowing from their 401(k). • 73% believe their employer supports their financial wellness by providing resources like Kashable. As we continue to navigate difficult financial times, Kashable remains committed to providing responsible credit and financial wellness solutions! Read the full report here: https://lnkd.in/gr5C4qJn #FinancialWellness #EmployeeBenefits #EmployeeSupport #FinancialHealth

At Kashable, we understand the financial difficulties many Americans face. Our new State of Consumer Finance Report indicates that: • 63% of employees reported that their financial situation negatively impacted their mental and/or physical health. • 72% of employees have historically borrowed from high-interest lenders. • 81% of employees lack emergency savings. Kashable remains committed to providing responsible credit and financial wellness to support employees finances and navigating these challenging times. Read the full report: #FinancialWellness #EmployeeBenefits #FinancialHealth #EmployeeSupport

If you’re at #HRTech2024, try to stop booth #7519 at 3:30pm! Kenje Mallot and I look forward to sharing how Alight Solutions and Kashable have partnered to improve financial wellness for ALL employees across the credit and wage spectrum.