Legacy Care Wealth

We've been hard at work over the last few months to roll out a new look and feel! You are unique and so too are your financial strategies. So, we wanted to dig deeper to help you build lavish financial lives specifically for each and every one of you, and as such, the new business name will be Lavish Financial Planning. Go and follow/like us at @lavishfinancialplanning as we get ready to unveil a new financial experience. #certifiedfinancialplanner

Practice these 3 scripts for better financial boundaries: "I'm honored you came to me. I don't have cash to give but I can help you find resources." "This is not a reflection of your value, but that's not in my budget right now." "That's an excellent question, but I'd love to come back to that at another time [changes topic]." What other scenarios do you need scripts for? 🛑👥 #FinancialBoundaries" Financial Pressure and Boundary Setting: In a world of influencer culture, avoidant attachments and burnout, setting financial boundaries is more important than ever. And to make matters more complex we have a lot of learned behavior around NOT talking about money -- it's seen as taboo. Practicing these scripts can help you acknowledge the moment and redirect the energy: "I'm honored you came to me. I don't have cash to give but I can help you find resources." "This is not a reflection of your value, but that's not in my budget right now." "That's an excellent question, but I'd love to come back to that at another time [changes topic]." 👉 Communicate your boundaries clearly and confidently 👉 Avoid guilt or pressure in financial situations 👉 Maintain relationships creatively while protecting your financial well-being Remember, setting boundaries is not about being rigid or unfriendly. It's about clearly communicating your limits and priorities to create healthier financial and personal relationships. Book me, your CFP® , to help you have difficult conversations with more ease and confidence. #certifiedfinancialplanner #moneytalk #savingstips

Automate your savings with these 3 easy tips: Set up automatic transfers to savings ⚙️ Use round-up apps for spare change ⬆️ Automate bill payments to avoid late fees 🗓️ Which one will you try? 🤖💰 #SaveSmarter" The Set-and-Forget Savings Strategy: Leveraging Automation for Financial Success Automation is a powerful tool in the world of personal finance. By removing the need for constant decision-making, we can overcome psychological barriers to saving and ensure consistent progress towards our financial goals. Here are three key automation strategies to implement: Automatic Transfers to Savings Accounts ⚙️ Consider having multiple savings accounts for different goals (e.g., emergency fund, vacation fund, down payment) and automate transfers to each. I like ALLY for this Use Round-Up Apps and Services ⬆️ Acorns is still a solid company for this. Over time, these small amounts can add up significantly Automate Bill Payments 🗓️ Set up automatic payments for regular bills like utilities, rent/mortgage, and subscriptions. I like RocketMoney for subscription management. Additional Automation Tips 🖐️ Automate your retirement contributions, whether through an employer-sponsored 401(k) or an IRA. This is where I can in to help with the nerdy stuff. The psychological benefits of automation are enormous. It reduces decision fatigue and builds confidence. One small change ripples into something richer and bigger. Call me, your CFP® to get supported. #certifiedfinancialplanner #moneytalk #savingstips

Cultivating a sense of gratitude can significantly impact your financial health and overall happiness. Gratitude and its ties to financial routine leads to better, bigger, healthier savings. It sounds mundane, but the amount of decision making and consumtion we engage in without space, rest, or intent leads to chaotic outcomes. Research in positive psychology has shown that gratitude can have profound effects on our mental health, relationships, and finances. In the context of finances, gratitude can: Reduce materialism and overspending ♻️ Increase financial patience and decision-making 🧠 Boost overall life satisfaction, including financial satisfaction 😀 A recent study by Halliday et al. (2021) in the Journal of Financial Therapy found that financial gratitude was positively associated with financial well-being. The researchers suggest that cultivating gratitude could be a valuable tool in financial counseling and therapy. This looks like: 📓 Keep a financial gratitude journal or log 🙏 Practice mindful spending by appreciating each purchase 😍 Positive self talk, re-parenting 👪 Regularly acknowledge the people who contribute to your financial well-being 🥳 Reflect on your financial progress and celebrate small wins Reference: Halliday, A., Mandilas, A., & Kidwell, B. (2021). The Relationship Between Financial Gratitude and Financial Well-Being. Journal of Financial Therapy, 12(2), 5. #certifiedfinancialplanner #moneytalk #savingstips

Being a business owner and baseball mom to two boys means I have to make calculated, automated decisions WELL in advance of summer. 🗓️ If you're struggling, know that I've GOT YOU and that I've been there! Call in support so you can spend more time doing the things that matter to you instead of reacting. ⚾ Financial wellbeing is closer than you think! #cfp #certifiedfinancialplanner #moneytalk

This is your invitation to a Comfort Zone Challenge: Do one thing that financially scares you financially this week. Is that looking at your bank account? 🏦 Is it paying off that parking ticket? 🚗 Is it signing up for couples counseling? 💍 Is it registering for a 5K or a class? 💻 Embracing discomfort and knowing where your personal growth edge is helps you retire old patterned behaviors (from childhood) that keep you stuck in place. Comfort is not always synonymous with security 👈 Growth often lies just outside our comfort zone. This principle applies to personal finance as much as any other area of life. Work with me, a highly trained CFP® to overcome financial discomfort and provide strategies to build your financial resilience. 😰💪 #FinancialGrowth #certifiedfinancialplanner #savingstips

Resource check: Time, energy, or money - which one do you need to reallocate? While financial planning typically focuses on monetary resources, it's crucial to consider the interplay between time, energy, and money. In this post, we'll explore how to optimize the allocation of all your resources for a more balanced and fulfilling life. Here are practical ways to optimize each resource 👇 Time Optimization ⌚ Invest in time-saving services (e.g., meal prep, housekeeping) Use productivity tools to streamline tasks Practice effective time management techniques like the Pomodoro method Learn to delegate or outsource non-essential tasks <- this is a big one Energy Optimization ☀️ Prioritize sleep and develop a consistent sleep schedule Incorporate regular exercise into your routine Practice stress-reduction techniques like meditation or deep breathing Set boundaries to prevent burnout in work and personal life <- another big one Money Optimization ⚙️ Automate savings and bill payments Invest in personal development to increase earning potential Regularly review and adjust your budget <- this is a huge habit Consider low-cost index funds for long-term investing The key is to recognize how these resources interact This week, choose just one area to focus on and tell me how you did. Whether it's hiring a virtual assistant to save time, starting a new exercise routine to boost energy, or setting up automatic investments to optimize your finances, small changes can lead to significant improvements in your overall resource allocation. Remember, the goal isn't just to be financially wealthy, but to create a life rich in all resources - time, energy, and money. By taking a holistic view and making intentional choices, you can achieve a more balanced and fulfilling life. ⚖️ #LifeBalance #certifiedfinancialplanner #savingstips

Redefining Success benefits from knowing 'Enoughness' in your personal finances 🙅♀️ As a financial planner, I've seen how the endless pursuit of MORE can lead to burnout and dissatisfaction. Let's work together to explore the powerful concept of 'enoughness' and redefine success so we can transform your financial journey and overall well-being. Sometimes the biggest shift is made through a small pivot in mindset 💭 #certifiedfinancialplanner #moneytalk #savingstips

What financial transformation can happen in just 30 days? A lot actually. And it's by simply adopting ONE RULE before making major purchases. Give yourself 30 days to cycle through all the emotions before checking out of that shopping cart 🛒 This one rule helps curb impulsive, emotional spending. That's more money into your savings. And that's REAL support and stability. We're all about buying stuff and having fun, but your subconscious motivations can't be the ones driving the money bus 🚌 How much can you save in just 30 days?? 👂 #certifiedfinancialplanner #moneytalk #savingstips

Are you often caught up in emotional spending? Pause and ask yourself these 3 questions 🛑💭 Do I really need this? Will I still want this in 30 days? How will I feel about this purchase tomorrow? Emotional regulation plays a crucial role in financial health. These questions are designed to create a pause before an impulse purchase and encourage more mindful spending. They address the immediate desire, the long-term value, and the potential emotional aftermath of the purchase. Work with me, a CFP® and we can explore your personal experiences, couples finances, and practical strategies. #certifiedfinancialplanner #moneytalk #savingsstrategies