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If you're trying to change your financial snapshot, one of the easiest, but unsexy pieces of advice I can give you is that of CONSISTENCY. Do something small, daily, and with consistency. 📆 Hear me out... 👂 The 'meditation' is not the act of doing the thing consistently, is the commitment to self. It's the step before the step. It is making the coffee and walking to the table before looking at your accounts. 👉 Now, with change, there is always a tipping point. Eventually habits reach a point of discomfort. This is when people typically abandon. But the prompt is consistency and the why is YOU and your future. If you approach a block or impatience with a little curiosity, the breakthrough will be right around the corner. This is easier when you have good support systems in place. Let me help you manage the tedious stuff and you just keep showing up for yourself. That's the real result worth celebrating! 🏆 #certifiedfinancialplanner #moneytalk #financialhabits

💥Cracking the code to financial freedom: Lesson from a Quote💥 In my series to share learnings from the quotes, my todays sharing is: 🌟"Beware of little expenses; a small leak will sink a great ship." – Benjamin Franklin In our financial journeys, we often focus on the big-ticket items—the investments, the major purchases, the significant savings goals. But it's the little, seemingly insignificant expenses that can quietly drain our resources and derail our financial progress. Think about those daily coffees, impulse buys, or subscription services you barely use. These "small leaks" can accumulate over time, eating away at your financial stability and delaying your goals. Here’s what I’ve learned: ✅Mindful Spending: Track every expense, no matter how small. Awareness is the first step in plugging those leaks. ✅Regular Reviews: Conduct regular financial check-ins. This helps in identifying and eliminating unnecessary expenses before they spiral out of control. ✅Prioritize: Distinguish between needs and wants. It's okay to indulge occasionally, but be conscious of how it fits into your broader financial plan. ✅Habit Building: Cultivate habits that align with your financial goals. Every small step towards better financial habits adds up to significant progress over time. Remember, it’s not just about earning more or making big moves; it’s about being vigilant and disciplined with the small details. After all, even the grandest ships are vulnerable to tiny leaks. How do you keep track of your small expenses? Please Share your tips below! 👇 #FinancialWellness #MindfulSpending #FinancialLiteracy #MoneyHabitsHub #MoneyHabits #CSPriyankaVerma

Ever felt like invisible money barriers are holding you back? Are you ready to flip the script on your financial story? Check out these helpful tips for creating a better money mindset. 1. Spot the Negative Beliefs: What’s your money narrative? ‘I’m not good with money,’ ‘Rich people are greedy’? Time to bring those thoughts out of the shadows. 2. Trace the Roots: Often, these beliefs are deep-seated from our past experiences or societal messages. Knowing where they come from is the first step in changing them. 3. Redefine Your Money Story: Shift from ‘I’ll never be wealthy’ to ‘I am capable of creating wealth.’ It’s all about switching from scarcity to a mindset of plenty. 4. Dream Big and Visualize: Picture your ideal financial life. This is more than wishing; it’s about setting your financial intentions and goals. 5. Empower Through Knowledge: Learn about managing finances - read, attend workshops, follow financial mentors (like me 😉). Knowledge is your power tool. 6. Act on Your Goals: Start with achievable steps. Saving a small amount regularly, learning about investments, or just planning your monthly spending – every bit adds up. 7. Celebrate Your Progress: Every small win is a step closer to breaking those limiting beliefs and achieving financial mastery. Remember, reshaping your money mindset is a journey. It’s about making those little, everyday shifts that lead to a big impact on your financial well-being. #FinancialEmpowerment #PositiveMoneyMindset #BuildingWealth #ChangeYourStory #FinancialWellnessJourney

Are you embarrassed about your financial situation? Here is why you need a two-pronged approach. I recently wrapped up working with a client who went through a HUGE transformation. She came to me so embarrassed, worried and overwhelmed. Her finances were a real mess, she was drowning in debt and she had no idea how to begin sorting it. Part of our time together was spent focused on her - feelings, mindset, confidence, belief. The other part was spent on gathering information and number-crunching. The first part is the MOST important. If I had not spent time: ✔️ Seeking feedback on how she felt ✔️ Providing regular progress updates ✔️ Showing her that she was safe with me ✔️ Clarifying where we were and the next steps It would not have been the great success it was. The support required by most of the people I work with is two-pronged. Focused on you, the human. Focused on your finances. If you are feeling embarrassed, overwhelmed or worried about your finances… GET IN TOUCH I am here to help you: ✔️ Feel confident ✔️ Have clarity ✔️ Outline a strategy ✔️ Design a plan ✔️ Set up systems so you implement the plan ⬇️⬇️⬇️ Everyone is mind blown about this quiz Try it yourself https://lnkd.in/eFJHsFuT #Money #Business #Confidence #FinancialWellbeing #FinancialEducation #MindOverMoney Mind Over Money® ============= Ring the 🔔 on my Profile (Krystle) to get more insights on: 🚀 Shattering Systemic Barriers 🧠 Hidden Drivers of Our Actions ❤️ Eliminating Financial Inequities 💪🏽 Empowerment and Confidence ——> Helping you improve financial wellbeing and support through strategic interventions. 📧 Send a DM to hear more about my work.

In the journey of managing our finances, we often find, ourselves in situations that feel like squeezing an orange. The financial pressure exposes what's truly inside us; our VALUES and BELIEFS about money. This revelation becomes a mirror reflecting our reactions, be it STRESS, FEAR, or CONFIDENCE. And understanding this phenomenon is the, cornerstone of cultivating a healthier financial mindset. Imagine financial difficulties as the squeeze, on the metaphorical financial orange. What comes out is a direct reflection of our internal financial world. Our responses to financial challenges are not arbitrary; they are shaped by our core values. Whether it's the belief in: - Saving for the future, - The importance of financial security, or - The willingness to take calculated risks. These values guide our reactions. Acknowledging their influence empowers us, to align our financial decisions with our true beliefs. Once we recognize that financial difficulties unveil our values, we gain the power to make intentional changes. If stress dominates, it's an invitation to, reassess and realign our financial priorities. Understanding the link between values & financial reactions, allows us to embrace positive change consciously. - Stress can be transformed into an opportunity for growth, - Fear can become a catalyst for financial education, and - Confidence can be driving force for making informed financial decisions. In the financial journey, the squeeze is inevitable. What matters most is what spills out. So remember, The financial squeeze is not just a test of your wallet; It's a revealing mirror reflecting your money mindset. __ 𝘈𝘯𝘥 𝘪𝘧 𝘺𝘰𝘶'𝘳𝘦 𝘴𝘦𝘦𝘬𝘪𝘯𝘨 𝘵𝘰 𝘣𝘶𝘪𝘭𝘥 𝘵𝘳𝘶𝘦 𝘸𝘦𝘢𝘭𝘵𝘩 𝘣𝘺, 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘭𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘦𝘮𝘰𝘵𝘪𝘰𝘯𝘴, 𝘺𝘰𝘶𝘳 𝘴𝘦𝘢𝘳𝘤𝘩 𝘌𝘕𝘋𝘚 𝘩𝘦𝘳𝘦. 𝘐 𝘢𝘮 𝘫𝘶𝘴𝘵 𝘢 𝘍𝘙𝘌𝘌 𝘤𝘢𝘭𝘭 𝘢𝘸𝘢𝘺, 𝘺𝘰𝘶𝘳 𝘵𝘳𝘶𝘴𝘵𝘦𝘥 𝘞𝘦𝘢𝘭𝘵𝘩-𝘉𝘶𝘪𝘭𝘥𝘪𝘯𝘨 𝘱𝘢𝘳𝘵𝘯𝘦𝘳. 𝘕𝘰 𝘍𝘌𝘌𝘚, 𝘫𝘶𝘴𝘵 𝘢 𝘵𝘦𝘯𝘴𝘪𝘰𝘯-𝘍𝘙𝘌𝘌 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘫𝘰𝘶𝘳𝘯𝘦𝘺 𝘢𝘸𝘢𝘪𝘵𝘴 𝘺𝘰𝘶. __ vc: Learn with Jaspal #financialmindset #financialempowerment #moneymindset #financialwellbeing #financialjourney #financialchallenges #emotions #stressmanagement #financialstability #emotionalintelligence

Let's talk about a skill that's crucial for achieving your money goals: saying "no," even when you have the means to say "yes." Prioritize Your Goals: Remember your financial priorities and long-term objectives. Saying "no" to impulse purchases means saying "yes" to your future financial freedom. Practice Mindful Spending: Take a moment to pause before making a purchase. Ask yourself if it aligns with your values and goals. If not, it's okay to walk away. Set Boundaries: Establish clear boundaries around your spending habits. Define what's essential versus what's discretionary. Saying "no" now may mean saying "yes" to something more meaningful later. Embrace Delayed Gratification: Learn to delay instant gratification for greater rewards down the road. Remember, good things come to those who wait and save! Practice Self-Compassion: It's okay to treat yourself occasionally, but balance is key. Be kind to yourself and celebrate your progress along the way. By mastering the art of saying "no," you're taking control of your financial destiny and paving the way for a brighter, more fulfilling future. Keep up the fantastic work, and remember, every "no" brings you one step closer to your dreams! For more money-saving insights, Get your copy! "Your Best Financial Life". https://lnkd.in/dhxZ7d_f #FinancialEmpowerment #MoneyMindset #SayingNo #FinancialFreedom

Money is a sticky, tricky subject. The mere mention of it can spike emotions of fear, anxiety and shame. Making it difficult for many of us to make sound financial decisions. I believe money should be enjoyed and the first step in that direction is learning how to manage emotions when it comes to money. (1) Don’t let your emotions drive your spending decisions. When you feel the impulse to spend, put it on hold for 24-hours. You'll be surprised at the clarity that comes when we let our emotion take a back seat. (2) Comparison is the thief of joy. Focus on where you are and what you want to achieve. Allow others' journeys to inspire but release envy as it will only stunt your progress. (3) When you're tasked with big financial decision, replace emotion with logic by filtering your decision through your short-term wants versus your long-term goals. (4) Be open about your money struggles or concerns with your loved ones or trusted friends. After all, a problem shared is a problem halved. (5) Empower yourself with the right information from trusted sources. When you know better, you're less likely to base important decisions on how you feel in the moment.  (6) We all dream about financial freedom. But a dream without action is just that, a dream. Taking action can look like joining an accountability group, teaming up with a friend signing up for a course. #financialwellness #financialgoals #money #financialfreedom

Today, I'd like to share a really impactful conversation I had with a client was constantly battling her financial doubts. She would second-guess her decisions on saving or investing, haunted by a voice that said she wasn't doing enough. This experience brought me to a realization: when you make friends with your financial inner critic, you turn a challenge into a helpful guide for financial health. This is about changing our perspective from viewing this internal dialogue as a hindrance to seeing it as a crucial part of our financial growth. One key thing to remember is that we're not responsible for our first thought. That initial reaction, especially when it comes to money matters, can often be critical or fear-based. But here's the good news: we have the power to shape our subsequent thoughts and actions. By acknowledging and then constructively engaging with our financial inner critic, we can guide it to become a helpful advisor. Instead of letting that inner voice drag us down with worries about spending, saving, or investing, we can listen, learn, and then decide how to act in a way that supports our financial goals and well-being. It's like having an internal financial coach who initially might seem a bit tough, but really has our best interests at heart. So, next time you hear that critical voice about your finances, pause and consider what it's trying to tell you. Then, take the reins and steer it towards positive action. Remember, it's not just about managing money, it's about managing our mindset towards money too! #FinancialWellness #MindOverMoney #InnerCriticToInnerCoach

Contrary to popular belief, as a CPA Financial Planner, my role isn't to dictate how you should handle your money. In fact, working with a financial planner is far more of a partnership than you might expect, with the journey guided by your own goals and preferences. Yet, there's a common confession I hear: "I'm bad with money." This is where I draw the line and switch gears. 🚫 It's time to erase that narrative. If you catch yourself saying, "I'm bad with money," let's hit the pause button. 🙅🏾♀️ Stop it! 🙅🏾♀️ By perpetuating this negative self-talk, we're only reinforcing a false belief. Instead, let's pivot towards building a more positive and empowered mindset around our financial health. Time to flip the script. For more content, visit https://buff.ly/3OC1U93 #ChangeTheScript #FinancialWellness #PositiveMoneyMindset #EmpowerYourWallet #MindsetShift

🌟💸 Who cares about what people think? Care about what YOU think—especially when it comes to money! 💡✨ Let's have a real talk about financial decisions and societal pressures. In a world where it's easy to get caught up in appearances and comparisons, it's time to reclaim ownership over our financial choices and priorities. Here's why: 1️⃣ **Your Financial Values Matter:** Your relationship with money is deeply personal. What you choose to spend on, save for, or invest in should reflect your values, goals, and aspirations—not someone else's opinions or expectations. 2️⃣ **Avoiding Lifestyle Inflation:** Society often promotes a culture of excessive spending and keeping up with the Joneses. But the truth is, living beyond your means to impress others is a recipe for financial stress and instability. Care about what YOU think about your financial well-being, and prioritize financial security over fleeting status symbols. 3️⃣ **Embracing Financial Independence:** When you focus on your own financial mindset and goals, you're taking steps towards true financial independence. It's about paving your own path, free from the constraints of societal norms or peer pressure. 4️⃣ **Building Confidence:** Trusting your own judgment when it comes to money builds confidence and self-assurance. Whether it's setting a budget, investing in your future, or saying no to unnecessary expenses, knowing that your decisions align with your values is empowering. 5️⃣ **Creating Your Own Definition of Success:** Success isn't one-size-fits-all. It's about defining what financial freedom means to you and taking deliberate steps to achieve it. By caring about what you think, you're rewriting the narrative and crafting a financial story that's uniquely yours. So, the next time you feel tempted to make a financial decision based on external pressures, pause and ask yourself: "Does this align with my values? Does it serve my long-term goals?" Trust your instincts, prioritize your financial well-being, and pave the way to a future that's authentically yours. 💪💰 Thoughts?? 👇👇 #FinancialIndependence #MoneyMindset #OwnYourChoices 🚀✨