Nova Credit’s cover photo
Nova Credit

Nova Credit

Financial Services

San Francisco, California 16,802 followers

To power a more fair and inclusive financial system for the world

About us

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data. The company is a CRA that leverages its unique set of data sources, bank-grade infrastructure and compliance framework, and proprietary credit expertise to help lenders fill the gaps that exist in traditional credit analytics. Nova Credit serves as the bridge between data and credit excellence, providing a comprehensive suite of solutions designed to give lenders across various industries a competitive edge in the open finance era. Its cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are used by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi. We're hiring! https://jobs.lever.co/neednova

Industry
Financial Services
Company size
51-200 employees
Headquarters
San Francisco, California
Type
Privately Held
Founded
2016

Locations

Employees at Nova Credit

Updates

  • Our mission to "underwrite anyone" just reached a new milestone. ⛰️ Nova Credit has been named Best Predictive Analytics Platform in the 2025 FinTech Breakthrough Awards! This recognition celebrates our journey from solving cross-border credit challenges to pioneering cash flow insights – all driven by a vision of financial inclusion for everyone. This award belongs to the entire Nova Credit organization, our innovative partners, and our customers who share the same vision. Together, we are building a more inclusive credit system. This award isn't just recognition of what we've built—it's fuel for where we're going. The future of credit is more inclusive, accurate, and accessible for all. Discover how we're helping lenders see beyond traditional credit scores: https://lnkd.in/ezepzv4J #CreditInnovation #NovaCredit #FinancialInclusion

    • No alternative text description for this image
  • View organization page for Nova Credit

    16,802 followers

    Leveraging cash flow data: why it matters, how to integrate it into your underwriting, and common pitfalls. Join this must-attend live Q&A session for forward-thinking lenders with host Alex Johnson and experts Jason Capehart, Tim Bates, and Nikki Cross to uncover: 🔎 Benefits of cash flow data and why adopting it in 2025 is an imperative 🔎 How to seamlessly integrate cash flow insights into your existing credit data, risk models, and underwriting processes 🔎 Practical implementation strategies on where to apply this data Plus, have questions or opinions on implementing cash data? Bring them to the conversation on March 26 at 3pm ET. Register today: https://lnkd.in/eRfig5wM

    • No alternative text description for this image
  • Nova Credit has spent the last 5 years building the industry's leading solution for cash flow underwriting. Want to learn best practices on lenders implementing cash flow solutions? Nikki Cross, Nova Credit's Senior Director, Data Science, will be sitting down with Alex Johnson, Tim Bates and Jason Capehart to share what lenders need to know in 2025 about incorporating cash flow in credit models. Have questions? Join the expert panel live on March 26.  🎯 Wed, March 26 | 3 PM ET Register here: https://lnkd.in/eRfig5wM

    View profile for Alex Johnson

    Founder, Fintech Takes

    Cash flow data is having a moment. Lenders talk about it. Analysts debate it. Fintechs swear by it. But actually operationalizing it? That’s another story. How do you integrate cash flow data into existing credit models? Where does it add the most value? And what are lenders getting wrong? I’ll be digging into all of this with Nikki Cross, Senior Director of Data Science Solutions at Nova Credit, Tim Bates, Founder of Efficient Frontier Risk Strategies, and Jason Capehart, Head of Data Science at Mission Lane on March 26. If you’re thinking about cash flow data (or just pretending you are), you might want to join us. 📅 March 26 | 3 PM ET | Zoom Register here: https://lnkd.in/gUXg782Y

    • No alternative text description for this image
  • ☕ 🍷 Hello, Fintech Meetup! Let's talk about the power to underwrite anyone. Don’t miss your chance TODAY to mix and mingle with leaders in consumer lending. 👉 All Day: We are serving up a quiet place to get away from the masses and work right off the show floor. 🍸 Happy Hour starting at 6pm PT: Cash Flow and Cocktails: The perfect mixture to toast to an incredible 2025 ahead. 📍We're at Matteo's Ristorante in The Venetian Resort Restaurant Row from 8:30a to 7:00p TODAY.

    • No alternative text description for this image
  • Experience the future of inclusive lending with Nova Credit at Fintech Meetup 2025 in Las Vegas this week! We're transforming how lenders assess consumer risk with powerful alternative data solutions that expand financial access. Join us to discover how our platform is filling critical gaps in traditional credit systems. Connect with Nova Credit through three exclusive experiences: 💡 CEO Session: Don't miss Misha Esipov sharing groundbreaking insights on "Using API-Driven Fintech to Revolutionize Lending and Credit" — Tuesday, March 11 at 9:15am PT in Titian 2201a ☕ Nova Credit Café: Deep-dive into cash flow analytics with our experts at Matteo's in the Venetian — Tuesday, March 11 (8:00-11:00am) 🥂 Cash Flow and Cocktails Happy Hour: Network with lending leaders over craft cocktails at Matteo's Ristorante — Tuesday, March 11 (5:00-8:30pm) See you in Vegas! Book a meeting with our product experts and explore all our exclusive events: https://lnkd.in/eFRMTB3p #FintechMeetup2025 #CashFlowUnderwriting #FinancialInclusion #AlternativeData #NovaCredit #LendingInnovation

    • No alternative text description for this image
  • 🏆 🏆 Proud to announce: Nova Credit has been named to Forbes' Best Startup Employers list for the FOURTH consecutive year. This year, we placed in the top 🔟 startups in the finance category! We're honored to be recognized for our commitment to creating an exceptional workplace where innovation and personal growth thrive side by side. This recognition comes on the heels of our return to the Forbes Fintech 50 list, highlighting our evolution to a comprehensive platform partnering with major financial institutions in innovative cash flow underwriting and data analytics. As we continue to expand our capabilities and impact, we remain committed to maintaining the collaborative culture that makes Nova Credit such a special place to work. Want to join our team? We're hiring in roles across product, go-to-market, engineering and business operations! Read more and check out our open positions: https://lnkd.in/eHN2xGns #ForbesBestStartups #FinTech #Hiring

    • No alternative text description for this image
  • View organization page for Nova Credit

    16,802 followers

    🎧 Ryan Nier, our General Counsel, Chief Compliance Officer & Head of People, recently joined #TheAbstract podcast to share insights from his fascinating career journey! In this candid conversation, Ryan discusses: 💡 His roots as a software engineer and how that technical background shapes his approach to leading our legal & compliance team 💡 Practical strategies for overcoming imposter syndrome, especially in high-pressure environments like Big Law 💡 A preview of his upcoming personal podcast project exploring family history and buried treasure in Florida We're proud to have Ryan's unique perspective and leadership at Nova Credit. Want to work alongside innovative leaders like Ryan? We're hiring across several teams at Nova Credit! Check out our open positions and join us in building the future of credit access: https://lnkd.in/gPxu4tG #NovaCredit #Leadership #WeAreHiring

    View profile for Tyler Finn

    Community @ SpotDraft | Host of "The Abstract" Podcast for Legal Leaders | Practical Privacy Advisor to Start-Ups

    How do you work through and beyond imposter syndrome at work (especially in Big Law)? For the latest episode of #TheAbstract, I sat down with Ryan Nier, General Counsel & Head of People at Nova Credit, to chat about: 💻 Starting his career as a software engineer and how that still informs the way he leads the legal & compliance function today 🫣 How he navigated imposter syndrome earlier in his career and some amazing stories about finding his place in-house 🎙️ His own journey creating a podcast (to be released later this year!) about his mother's life, the family he reconnected with, and buried gold in Florida Ryan is really an open book and this is a fun one to listen to! Streaming now on all the services at the links in the comments! 🎧

  • We're headed to Fintech Meetup 2025! Will you be there? Here's a preview of where you can connect with Novans: 🎯 Join our CEO Session: Don't miss Misha Esipov's insights on "Using API-Driven Fintech to Revolutionize Lending and Credit” - Tues, March 11 at 9:15am PT ☕ Nova Credit Café: Deep-dive into cash flow analytics with our analytic experts in an intimate setting at Matteo's, just steps from the show floor - all day on Tues, March 11. Plus, enjoy lunch or refreshments. 🍷 Cash Flow and Cocktails Happy Hour: Network with leaders in lending over craft cocktails and engaging discussions - Tues, March 11 starting at 6:00pm PT See all exclusive events and book a meeting with our product experts: https://lnkd.in/eFRMTB3p

    • No alternative text description for this image
  • We're honored to announce that Nova Credit has been named to the Forbes #Fintech50 list 2025! This recognition is especially meaningful as it highlights our team's ongoing commitment and persistence. From our founding mission of helping immigrants access credit through Credit Passport®, to pioneering cash flow underwriting solutions, we've stayed true to our core purpose: making credit more accessible and equitable. In 2024 alone, we unlocked $15B in financial opportunities. 💥 Thanks to the Forbes team that annually puts this list together including Jeff Kauflin and congrats to all of the winners! Read more: https://lnkd.in/evNCVYs3

    • Nova Credit named to the Forbes Fintech 50 list in 2025

Similar pages

Browse jobs