Potomac Point Group

We invite you to watch the next installment of PPG's Keeping Score interview series, featuring Jim Krueger and Keirstin Low. They discuss the FHFA's proposed shift to a bi-merge credit scoring model and how this change could transform mortgage approvals and consumer credit access.

The third interview in Potomac Point Group's Keeping Score Interview Series will be going live on September 26th!

We invite you to watch the next installment of PPG's Keeping Score interview series, featuring Jim Krueger and Samuel E Oliver, III. They discuss industry reactions and challenges surrounding the recently released VantageScore 4.0 historical data. Jim shares insights on how these challenges, if not addressed before the Credit Score Initiative's go-live, could lead to increased risk premiums for the industry.

Join me and my Potomac Point Group colleagues, Sam Chapin and Keirstin Low at the MISMO Fall Summit next week - we're hosting a panel on credit scores and having brainstorming sessions on how to help borrowers. Please reach out if you will be there - we would love to connect in Reston!

The second interview in Potomac Point Group's Keeping Score Interview Series will be going live on August 20th!

The recent publication of VantageScore® historical data marks a significant milestone in the industry-wide credit score initiative. With the VantageScore historical data now available, we all hope that FICO will follow suit. This development is a crucial enabler to help the industry prepare for the substantial changes ahead. If you haven't yet, be sure to watch PPG's "Keeping Score" interview with Dallin Merrill of the SFA, where we delve into the data underlying credit scores and discuss the importance of this historical data.

Please join Potomac Point Group in extending a warm welcome to our newest team member, Victoria Zmuda! Victoria has over three years of experience in consulting services in the management consulting industry with a focus in data analysis and liability management. Before joining Potomac Point Group, she supported clients in the management of mass tort litigation claims. Victoria enjoys developing strong relationships with clients and providing innovative solutions to complex problems. Welcome, Victoria, we are so excited to have you on the team! To learn more, visit www.potomacpointgroup.com and follow Potomac Point Group on LinkedIn for more updates on our company.

What really is a Social Bond? A Green Bond? Our MISMO ESG Community of Practice is trying to help clarify that - we have published an E&S Data Reference Guide for public comment! We would love your comments by July 27th - below is the LINK to access our materials. https://lnkd.in/eV9bpU2G Our ESG Community of Practice (CoP) was established to discuss the effects of ESG investing on the mortgage industry and our member organizations. Using MISMO’s unique expertise in industry data standards, the CoP focused on identifying data elements in the MISMO standard that could be leveraged to enable lenders, investors, and trading partners to utilize ESG information. The conversation was initially prompted by participants’ desire to create and sell pools or securities that could credibly be labeled as “environmental” or "social" and progressed into a discussion of which data already in use in the industry could be used to discuss and define ESG investing. Please check it out and give us your comments, or let me know if you'd like to get involved in our Community of Practice!

Please join Potomac Point Group in extending a warm welcome to our newest team member, Johanna Roche! Johanna has over six years of experience in consulting with a focus on cost analysis and financial reporting. She enjoys building meaningful relationships with clients to better assist with strategic business decision-making. Prior to joining Potomac Point Group, Johanna supported public sector clients with financial analyses and end-to-end cost model development. Welcome, Johanna, we are so excited to have you on the team! To learn more, visit www.potomacpointgroup.com and follow Potomac Point Group on LinkedIn for more updates on our company.

Martha-Rosalind Stainton was joined by fellow PPG'ers David Hays, Stephen (Guim) Barbour, Joe Averbach, and Michelle Thomas on the team supporting the historic UMBS implementation. All of the challenges and victories along the way, and the camaraderie with our teammates from Freddie Mac and Fannie Mae make it an experience we'll never forget!