HAUSER

Happy New Year! 🎉 As we wrap up the first month of 2025, here are some updates and key points from the latest edition of Retirement Times to help you stay informed and prepared: Fun Fact: 2025 is a square year (45x45), a rarity last seen in 1936 (44x44). Perfect trivia for your next gathering! Identity Theft Awareness Week (Jan 27–31): Join free webinars hosted by the FTC to learn how to spot, avoid, and recover from identity theft. DOL Lost and Found Database: A new tool is being developed to help workers locate lost or forgotten retirement benefits. Hurricane Relief for Retirement Plans: The DOL and IRS introduced measures for sponsors and participants affected by recent hurricanes, including extended deadlines for claims and compliance. Portability Services Network Growth: The PSN now covers over 15,000 retirement plans, facilitating automatic fund transfers between employers, reducing cash-outs, and protecting retirement assets. Stay ahead with these insights to make the most of your 2025! For more details on these topics, feel free to reach out or comment below. Let's make this year a prosperous one! 🌟 #RetirementPlanning #2025Updates #FinancialWellness

🎉 Congratulations to Nick Heflin, MLIS, MLIS! 🎉 We’re proud to celebrate Nick Heflin on being recognized by the Cincinnati Insurance Board! His dedication, expertise, and leadership exemplify the excellence we strive for at Hauser. Nick’s achievements reflect our ongoing commitment to delivering outstanding service and insight to our clients and partners. Join us in congratulating him on this well-deserved honor! #HauserProud #EmployeeSpotlight #ExcellenceInAction

December cheer is in full swing at Hauser! 🎉 We had so much fun decorating the office and getting festive for the holiday season. From twinkling lights to holiday treats, the spirit of the season is all around. Wishing everyone a joyful and bright holiday season! #HolidayCheer #OfficeFestivities #HauserHolidays

As December rolls in, the latest Retirement Times brings essential insights on retirement planning: 📊 No "Magic Number" – Retirement readiness isn’t about hitting one figure; it’s about a holistic approach that considers healthcare, inflation, and lifestyle. ❌ Avoid Generic Advice – Personalized planning beats one-size-fits-all "rules of thumb" for retirement savings. 🔄 Ongoing Adjustments – Retirement needs evolve; plan reviews and updates are crucial as life circumstances change. 🤝 Advisor Support Matters – Employers can empower employees with access to advisors for personalized guidance and data-driven planning. Stay ahead of the curve with thoughtful, flexible, and informed retirement strategies. #RetirementPlanning #FinancialWellness #EmployeeBenefits

🍂 As Thanksgiving approaches, it's a perfect time to reflect on financial habits with gratitude. This article shares key tips for navigating the holiday season without financial stress:   ✅ Create a Budget: Plan ahead to set boundaries and avoid overspending.   🛍️ Practice Mindful Spending: Prioritize disciplined shopping and steer clear of impulse purchases.   💡 Gratitude in Investing: Appreciate your current assets to foster a rational, long-term investment approach.   📈 Leverage Seasonal Opportunities: Spot trends in holiday-driven sectors like retail and e-commerce for potential profitable investments.   These strategies remind us that financial well-being is built on smart decisions and a focus on long-term goals. Let's make this season not just festive but financially wise!   #FinancialWellness #ThanksgivingTips #MindfulSpending

Rising healthcare costs don’t have to mean rising stress for employers and employees. 💡 Discover how innovative health plans are transforming benefits with smarter savings, better engagement, and a brighter future. McKinsey & Company’s recent article highlights how nontraditional plans can drive 10-30% savings, improve engagement, and reshape the benefits landscape. Why It Matters: · Savings & Engagement: Innovative plans deliver significant cost benefits and boost employee satisfaction. · Flexibility: Zero deductibles, dynamic copays, and digital strategies lead the shift. · Future Impact: By 2030, 12 million members could adopt these models. Stay ahead of the curve. For guidance, reach out: · Message us · Email: info@thehausergroup.com · Call: (513) 745-9200 #EmployerBenefits #HealthcareInnovation #CostSavings #HealthPlanDesign #FutureOfHealthcare Read the full article for deeper insights! https://lnkd.in/gPZzFztT

🍂 November is here and in full swing! 🍂 As we approach the close of the year, it's important to stay updated on retirement planning and compliance. This month’s Retirement Times brings valuable insights to help manage your retirement plans effectively. Here’s what you need to know: 🔔 New and Noteworthy: 2025 Plan Limits Announced: The IRS has released updated COLA-adjusted limits for retirement plans and IRAs. Ensure you’re informed for compliance planning. 401(k) Trends: While balances have hit record highs, hardship withdrawals have doubled since 2020. Support employees with education on sustainable savings strategies and alternatives to withdrawals. 💡 Safeguarding Retirement Plans: The DOL’s expanded cybersecurity guidelines emphasize the need for robust protections against both internal and external threats. Review your access policies and collaborate with IT to strengthen your plan's security. 📅 Compliance Corner: Stay on track with upcoming deadlines: - Third-quarter participant fee disclosure due by November 14. - Annual plan notices (Safe Harbor, auto-enrollment, QDIA) by December 2. - Summary Annual Report (SAR) deadline (if extension filed) on December 15. - RMD payments by December 31. Dive into the full article for comprehensive strategies and updates! #RetirementPlanning #FinancialWellness #Cybersecurity #Compliance #EmployeeBenefits

Happy Halloween from HAUSER! 🎃 Our team got into the Halloween spirit with a fun costume contest, bringing creativity and camaraderie into the workplace. Wishing everyone a safe and festive day filled with treats and team spirit! #HappyHalloween #HauserTeam #CostumeContest #HalloweenAtWork

Welcome Steve Reyes! In August, Steve joined us as the Managing Director of Hauser's Financial & Professional Risk team. With over 32 years of expertise in complex insurance products like Cyber and D&O Liability, he brings a strong background in private equity and M&A from his time at WTW. Steve is well-equipped to drive innovation and client success, valuing teamwork and curiosity. We are pleased to have him on board. Welcome, Steve!   What was your previous role before HAUSER? My 32-year career in the insurance industry includes being on the carrier side for 9 years and the brokerage side for 23 years. I was at WTW for the past 20 years with responsibilities for the Financial & Professional Risk teams in the Midwest and West geographies. My work with private, not-for-profit and public companies provided me great insight into how these companies operate differently and how their risks need to be mitigated. What was it about the opportunity at HAUSER that interested you the most? The idea of working inside a smaller organization and being a part of the private equity world was very interesting to me. I am always eager to learn something new and believe HAUSER provides me the opportunity to use my experience to support the successful team here as well as give me a path to learn and develop my own skills. What lessons from your career can you share with our readers that have helped shape your career in the insurance space? Be curious! I have told this to interns, recent college grads, fellow brokers and my own family when we talk about being success. If I didn’t ask “why” and seek out my own answers, I may not have found the past 32 years exciting and fulfilling. What core values are most important to you in the workplace? Everyone on the Team is critical. No one person is more important than the others. We all have a part in this process and if one of us contributes less than what is needed, failure is likely. To be successful, a Team needs to move as one by working toward the same goals and objectives. What do you like to do outside of work? I am lucky to have three children (18, 22, 25 y/o) and three stepchildren. My favorite thing to do outside of work is to travel. We are always looking for a retirement spot, so we bring as many of our children with us to explore and find an island, a beach and blue water to keep us all happy. Work/Life balance is important for everyone. #EmployeeSpotlight #Welcome #Team #Hauser #BusinessDevelopment #PrivateEquity #EmployeeExperience

Welcome to Michael Burdell! Michael joined us in August as HAUSER's Director of Business Development. He brings extensive sales and marketing experience from a Private Equity-backed risk management firm, where he developed a go-to-market strategy. At Hauser, Michael will focus on new client acquisition through strategic initiatives and enhance HR operations and employee experience. Welcome aboard, Michael!   1. What was your previous role before HAUSER?  I owned and operated Arizona Night Golf – a company that worked with Arizona-based executive golf courses to provide LED sports lighting systems so people could play golf at night. Prior to my entrepreneurial venture, I was the VP of Sales for TEAM Risk Management Strategies, a PE-owned company that provides insurance and employment services for clients’ household staff.     2. What was it about the opportunity at HAUSER that interested you the most?   The role itself is very exciting, as it enables me to strategically drive growth and pioneer the business development team, which I’ve loved doing throughout my career. Hauser’s unique private-equity focus is a great differentiator in the market. The positive interactions I had with everyone on the team during the interview process reenforced that Hauser would be a great place to work.     3. What lessons from your career can you share with our readers that have helped shape your career in the insurance space?  Growth requires a company-wide effort. Without the support of the Corporate Risk, Human Capital, and Retirement Plan Solutions teams, Business Development wouldn’t have such a compelling story to share with prospects and an enthusiastic client base to reference.     4. What core values are most important to you in the workplace?   Integrity, Accountability, and Growth. Always do the right thing, follow through with your commitments, and have a growth mentality.     5. What do you like to do outside of work?  I have a wonderful wife, Grier, and two young boys, Jack (5), and Clark (2). We love to travel (my five-year-old has already visited 20 states). I coach Jack’s baseball team and play softball, golf, and guitar. #EmployeeSpotlight #Welcome #Team #Hauser #BusinessDevelopment #PrivateEquity #EmployeeExperience