Credit Manager

Our client, a multi national Equipment Finance company seeks a Credit Manager:

Hybrid Position in Midtown

Must have Equipment Finance experience!

ESSENTIAL DUTIES & RESPONSIBILITIES:

Analyze credit and financial data of persons and/or companies applying for credit

Determine transactional risk and present formal recommendations to management

Work closely with Sales to manage and develop customer relationships

Work with banks on the nuances of individual transactions

Organize, analyze, and summarize financial statements paying close attention to key financial metrics such as cash flow, debt to equity and other liquidity ratios

Review and interpret consumer and commercial credit reports

Develop industry and equipment knowledge to be utilized during credit analysis

Equipment Finance, and industry domain knowledge

Provide open communication regarding customers and transactions among all departments within.

Additional duties as assigned.

REQUIRED EDUCATION, EXPERIENCE, KNOWLEDGE & SKILLS:

Bachelor's degree with a concentration/emphasis in Finance or Accounting.

Minimum of 5 years of relevant credit experience.

Strong understanding of how to interpret the three main financial statements.

Prior experience with key commercial underwriting performance metrics.

High proficiency with Excel and other Microsoft Office programs.

Valid Driver's License with good standing MVR.

Ability to successfully complete a General Abilities Assessment and pass a post-offer background check, physical and drug screening.

PREFERRED EDUCATION, EXPERIENCE, KNOWLEDGE & SKILLS:

Experience with enterprise Salesforce

Experience with lease accounting and servicing applications

Experience in a multi-state business, preferably within the transportation industry

Formal training within a bank credit department