Community West Bank Formerly Central Valley Community Bank’s Post

Join me and learn how #creditunions can provide access to capital for #smallbusinesses. See the post below for more information.

OMG!!!! So excited to be shortlisted! 😱 The hard work doesn't start yet (thankfully with Self Assessment on us), but from March I'll be looking for everyone's support for votes. In the meantime, Gemma Addison is brainstorming for the "Why should we win" video which has to be submitted to the judges! Anyone who is experienced in winning these type of awards, or anyone with experience in this industry - all comments, suggestions and advice is appreciated 🎉 👍 #awards #suffolkbusiness #smallbusiness #shortlisted #finalist

As we navigate through the journey of uplifting one another, let's take a moment to shine a spotlight on the incredible Black-owned businesses that add vibrancy and uniqueness to our community. By the Numbers: Charlotte ranks as the #7 hub for Black-owned businesses in the U.S., per a recent report from Charlotte-based LendingTree. Black-owned businesses make up 4.9% of all small businesses in our metro. 22.8% of our population is Black, so there’s room to grow the portion of local firms that are Black-owned. Please check out the link below reviewing 90+ local black owned businesses in our metro area and show your support! https://lnkd.in/g-etX57q #CFCR #charlotte #blackownedbusinesses

Have to shout out Khalia Ismain for this water bottle coining Jamaican Patois 🇯🇲 “Money Affi Mek” Kamina Johnson Smith Alando Terrelonge for LLoyds Banking Group sponsorship of British Black Business Show. Working with the bank on the black advisory board committee has been a pleasure so much initiatives have been born out of the great work at the bank for black entrepreneurs. Just to give an idea of the impact we have achieved working with the bank see these high level stats. 2023 Impact: Only 40% of Black-owned businesses trust banks, and less than 20% engage banks for finance, contributing to their median turnover being half the UK average. However, entrepreneurs who have engaged in our programme are TWICE as likely to report trusting in banks, a key enabler to our support. 5,812 Black business owners engaged with support with 23,461 hours invested, up from 4,000 entrepreneurs and 17,000 hours in 2022. 116% and 117% of targets respectively. £500,000 worth of TV advertising through the Black in Business initiative, plus £50,000 grants via Foundervine and Jamii 42 events sponsored or self-organised, with frontline banking teams attending each one. Post-event surveys reporting trust in Lloyds Bank at c65% Lloyds Banking Group 12,920 visits to Black Business Hub, 97% increase on 2022 demonstrating increase in awareness of programme Check out more of what Lloyd’s Banking group can help you with below: https://lnkd.in/eypdenMN Claudine Reid MBE Cecil Adjalo Shari Leigh Evadney Campbell MBE Izzy Obeng Margaret Ochieng Mayokun - Mac Alonge Kamiqua Lake (nèe Pearce) Karl Oxford Michelle Raymond Imelda Fossu #OutoftheBoxThinking #CulturallyAppropriate #GreatInnovation

And with a flight home from Helena, Montana, that marks the end of our Spring conference season. Our schedule wasn’t light, including stops to Orlando, Minnesota, Columbus, Nashville, Sioux Falls, Maine, and Montana. Over the course of four speaking slots and hundreds of conversations, we relentlessly answered one core question: how can credit unions and community financial institutions win the next generation of members? While many credit unions and community FI’s stop after winning a young person’s mindshare, that’s simply not enough. On the back of that earned trust, our generation needs to be handheld to the next best product in your ecosystem. Credit unions who can do this, both with a personalized and digital touch, will reap the benefits of engaged, multi-product members. I did re-familiarize with the importance of being ready in the moment. When our CEO had to head home due to a family emergency hours before our keynote presentation, I thoroughly enjoyed getting on the big stage and speaking to an audience of over 150 executives from across the country. Needless to say, none of this would have been possible without our League partners. Special shouts outs to Kristopher Jacobsen Kyle AlfordKaren Meyer, CUDE George McDonald Jordan Inkley, Ranel Smith, and many more. It’s hard not to be proud of the credit union movement, and all they do to change lives, every single day. Here’s to ensuring their sustainability by helping them grow younger. If you’re debating joining a credit union, do it. There’s truly no catch ;)

⏰ MONDAY TRIVIA WINNERS!!!! WOW! I really thought that was going to trip people up!! 🏆 LOTS OF WINNERS THIS WEEK!!! I've even added a hint for next week's question at the bottom.... SHOUT OUT TO THIS WEEK'S WINNERS!!!! Kent Campos, Matt Ingraham, Sarah Dahl, Jennifer Mykland, Aaron Eisen, Ross Pugh, Katie Copher, Levent Ozcan, Gregor Theis, Mara Humphrey, Torri Sauve, Jade Bade, Dawn Asbury, John Kelan, Timothy Jansen CIPP, Tom Beccaris, Mark Josephsen, Elena Franklin, Jacquelyn Smith, Kristen Rehnelt, Loren Pigman, Jordan P., Joseph Jungclaus, Tony Sowden, CRCS-I, Tiffany Jansen, Dawn Radecki, and Mike Raab!!!! I've already got next Monday's question in my 🧠 , so make sure to keep an 👁 out for that one! For the recap: Q: What LETTER will tell a CREDITOR to file their CLAIM toward the estate? A: NOTICE TO CREDITORS For those that may not know, a "Notice to Creditors" is a legal document sent potential creditors to inform them that a person has passed away and that their claims against the deceased’s estate must be submitted within a specified period (60-120 days depending on the county). This notice is part of the probate process and ensures that all outstanding debts are addressed before the estate is distributed. Having a process in place to ensure these letters are arriving to the correct department is an amazing first step to building a better estate process. If building a probate process is something you're new to or already pretty familiar with, DCM Services has been helping clients improve their estate processes for over 25 years. Whether you're looking to outsource this inventory to experts or build a stronger/faster process in-house, we'll have options for your team. Feel free to DM me if you're just looking to ask a couple questions too. We're always happy to help! Have a great rest of the week!!! Hint: The Olympics financial impact to the economy #mondaytrivia #winnerscircle #hints #creditunion #banks #revenuecyclemanagement #dcmservices #probatefinderondemand

ESO exists to provide Black and Brown entrepreneurs the resources and capital required to successfully scale their businesses. For far too long, traditional lenders and funders have failed to address the needs of our communities, and we're here to change that. Learn more at https://hubs.ly/Q02z8_RB0

KINGS AWARD FOR ENTERPRISE Application open soon... Yesterday I joined Peaches Golding OBE CStJ and Bevis Watts at Triodos Bank to learn from several award winners. The awards will open between May - September and I would encourage all sizes of businesses to apply. Awards include: #Innovation #InternationalTrade #SustainableDevelopment #PromotingOpportunity Conditions apply, but on the whole #business or #notforprofits need to have been in trading for two years and have a minimum of two full time employees. THE WENTWORTH WOODEN JIGSAW COMPANY LIMITED Nisbets Triodos Bank Question: How many warrants has Tridos been awarded? The King's Awards for Enterprise Department for Business and Trade Tech West England Advocates Hewlett Rand

🎉 Build Financial Resilience: Must-Know Strategies for Black Owners🎉 Welcome to an empowering episode of the Merging Life and Money Show with your host, Marie Jo Caesar! In celebration of National Black Business Month, we dive deep into the resilience of Black-owned businesses. 🌟 In this episode, we're tackling: ✅The Growth and Challenges: Discover the inspiring rise of Black-owned businesses and the persistent obstacles they face. ✅Financial Literacy: Learn why financial education is crucial for business success and practical tips to boost your financial knowledge. ✅Holistic Financial Plans: Create comprehensive personal and business financial plans to build a solid foundation for success. ✅Community Support: Uncover the power of networking, mentorship, and community resources in fostering Black entrepreneurship. 💼 Key Takeaways: 🟩Understand systemic barriers and historical contexts affecting Black entrepreneurs. 🟩success stories of pioneering Black business owners like Janice Bryant Howroyd and Robert F. Smith. 🟩Practical strategies to navigate financing, network building, and leveraging technology. 🟩The importance of developing multiple income streams for financial resilience. 🎯 Call to Action: 👉🏾Like, Comment, and Subscribe! Join our community for more insights on financial empowerment and money matters. 👉🏾Free Resource Alert! Download your complimentary Financial Health Self-Assessment Checklist, Part One of the Financial Resilience Toolkit, from our website to kickstart your journey to financial wellness. (https://bit.ly/4cg1Chg) 🌍 Join the Movement: Together, let's build stronger, more resilient Black-owned businesses. Your financial empowerment starts here. Watch now and take the first step towards mastering your finances and thriving amid challenges! Stay tuned, stay empowered, and keep merging life and money! 💪✨ THE KEY MOMENTS IN THIS EPISODE ARE: 00:04 Black Business Challenges 00:19 Celebrating National Black Business Month 02:18 Challenges Faced by Black-Owned Businesses 08:44 Overcoming Challenges, Inspiring Change 10:28 Celebrating Black Business Month 11:56 Building Financial Resilience from Within 17:06 Personal Finance for Business Success 18:05 Personal and Business Finances 19:38 Business-Personal Finance Boundaries 22:22 Technology and Financial Resilience 24:41 AI Transforming Business Operations 26:00 Preparing for Economic Challenges 27:59 Building Financial Resilience Strategies 28:54 External Factors Impacting Businesses 30:49 The Power of Networking 32:07 Importance of Mentorship 33:40 Leveraging Community Support 35:01 Black Business Partnerships Thrive 36:35 Utilizing Resources for Growth 36:47 Government Support for Minority Businesses 40:53 Community Support and Tech Empowerment 41:26 Role of Technology in Business 43:30 Education and Continuous Learning 44:02 Online Learning and Policy Advocacy 44:20 Advocacy and Policy Engagement 46:17 Reflecting on the Journey 48:40 Taking

🎉 Build Financial Resilience: Must-Know Strategies for Black Owners🎉 Welcome to an empowering episode of the Merging Life and Money Show with your host, Marie Jo Caesar! In celebration of National Black Business Month, we dive deep into the resilience of Black-owned businesses. 🌟 In this episode, we're tackling: ✅The Growth and Challenges: Discover the inspiring rise of Black-owned businesses and the persistent obstacles they face. ✅Financial Literacy: Learn why financial education is crucial for business success and practical tips to boost your financial knowledge. ✅Holistic Financial Plans: Create comprehensive personal and business financial plans to build a solid foundation for success. ✅Community Support: Uncover the power of networking, mentorship, and community resources in fostering Black entrepreneurship. 💼 Key Takeaways: 🟩Understand systemic barriers and historical contexts affecting Black entrepreneurs. 🟩success stories of pioneering Black business owners like Janice Bryant Howroyd and Robert F. Smith. 🟩Practical strategies to navigate financing, network building, and leveraging technology. 🟩The importance of developing multiple income streams for financial resilience. 🎯 Call to Action: 👉🏾Like, Comment, and Subscribe! Join our community for more insights on financial empowerment and money matters. 👉🏾Free Resource Alert! Download your complimentary Financial Health Self-Assessment Checklist, Part One of the Financial Resilience Toolkit, from our website to kickstart your journey to financial wellness. (https://bit.ly/4cg1Chg) 🌍 Join the Movement: Together, let's build stronger, more resilient Black-owned businesses. Your financial empowerment starts here. Watch now and take the first step towards mastering your finances and thriving amid challenges! Stay tuned, stay empowered, and keep merging life and money! 💪✨ THE KEY MOMENTS IN THIS EPISODE ARE: 00:04 Black Business Challenges 00:19 Celebrating National Black Business Month 02:18 Challenges Faced by Black-Owned Businesses 08:44 Overcoming Challenges, Inspiring Change 10:28 Celebrating Black Business Month 11:56 Building Financial Resilience from Within 17:06 Personal Finance for Business Success 18:05 Personal and Business Finances 19:38 Business-Personal Finance Boundaries 22:22 Technology and Financial Resilience 24:41 AI Transforming Business Operations 26:00 Preparing for Economic Challenges 27:59 Building Financial Resilience Strategies 28:54 External Factors Impacting Businesses 30:49 The Power of Networking 32:07 Importance of Mentorship 33:40 Leveraging Community Support 35:01 Black Business Partnerships Thrive 36:35 Utilizing Resources for Growth 36:47 Government Support for Minority Businesses 40:53 Community Support and Tech Empowerment 41:26 Role of Technology in Business 43:30 Education and Continuous Learning 44:02 Online Learning and Policy Advocacy 44:20 Advocacy and Policy Engagement 46:17 Reflecting on the Journey 48:40 Taking