Community State Bank - Des Moines, IA’s Post

#DearCOELIG: Generally, a lobbyist or client is prohibited from giving anything of more than nominal value, i.e., $15, to any public official. While there are narrow parameters under which a gift may be allowed, most gifts are impermissible A gift includes but is not limited to: money, services, loans, travel, meals, entertainment, or a promise having monetary value. Violators are subject to a civil penalty not to exceed the greater of $25,000 or three times the value of the gift. When in doubt, please contact COELIG’s Attorney of the day by email at Guidance@ethics.ny.gov or call 800-87-ETHICS and use option “2”.

By taking the time to carefully – and correctly – name your beneficiaries, periodically review those choices and make any necessary updates as time goes by, you stay in control of your money even after you're gone. #beneficiary https://lnkd.in/eq_Bb4ZE

Want to help your child with a down payment on their first home? Or share a financial gift with someone you love? The annual gift exclusion may allow you to do so, tax-free. This recent Insight provides more information: https://hubs.la/Q02sWgqZ0 #TaxExclusion #gifts #WealthManagement

Democratic National Committee, League of Women Voters, American Voters Alliance, LULAC UTD, NAACP, National Urban League your organizations have Unclaimed Property AKA missing money. Put your money to use during this important election year! MissingMoney.com is the website to search. Missing money" is unclaimed assets held by the state Treasurer's Departments until claimed by the owners. MissingMoney.com is the website to search. 1. Search for your organization's name in every state 2. Your accounting department can claim each property owned; the site will give the instructions to retrieve your assets! 3. Call, chat or email the department holding your assets if you have questions. Get your organization' missing assets out of the unclaimed money accounts and into your claimed money accounts! 🔎 More information about US Unclaimed Property and my book is available at https://lnkd.in/e-7AxBN. #voters #election2024

If you haven’t got valid ID to vote you can register for a Voter Register Certificate - it’s quick and free to do. It’s free to apply. You’ll need: - a recent, digital photo of yourself - your National Insurance number You can still apply if you do not have a National Insurance number. You’ll need to provide other documents to prove your identity, for example a birth certificate, bank statement and utility bill. Make sure you get one and VOTE https://lnkd.in/ewxxg6ZG #registertovote #voterauthoritycertificate #vote

Ask for your PIN over the phone? No, #BanksNeverAskThat. Giving your PIN to a scammer is about as smart as wallpapering your living room with cash. Just hang up! Member FDIC #CommunityBanking #CommunityFirst #SunPrairieWi #CottageGroveWi #FinancialLiteracy #FraudPrevention

Ask for your PIN over the phone? No, #BanksNeverAskThat. Giving your PIN to a scammer is about as smart as wallpapering your living room with cash. Just hang up! Member FDIC #CommunityBanking #CommunityFirst #SunPrairieWi #CottageGroveWi #FinancialLiteracy #FraudPrevention

You can typically use a gift as part or all of your #downpayment when #buying a #home. However, there are at least 3 specific rules and requirements to consider: #1: #Source of the Gift #2: #GiftLetter signed by the donor #3: Transfer of funds documentation Watch the video for the details.

Life happens, and things turn sideways. That’s why we offer our CheckProtect service! Once enrolled, your checks may be covered, up to a total of $500 including bank/NSF fees, in the event that funds aren’t currently available in your account. Learn more about our CheckProtect Program here: https://lnkd.in/gpzH_Wn5

Ask for your PIN over the phone? No, #BanksNeverAskThat. Giving your PIN to a scammer is about as smart as wallpapering your living room with cash. Just hang up! Member FDIC #CommunityBanking #CommunityFirst #SunPrairieWi #CottageGroveWi #FinancialLiteracy #FraudPrevention