Dr Arth Shah Plastic surgeon’s Post

Are new clinics focusing on the wrong patients? Many new clinics aim to sell expensive procedures, often starting at ₹50,000 (~$600), targeting high-paying clients. They invest in luxurious facilities but struggle financially, relying on a small segment of affluent patients without fully understanding India’s market realities. Here’s a breakdown of India’s income distribution: • 3% earn over ₹3 million [Rich] • 30% earn over ₹0.5 million [Middle Class] • 52% earn around ₹125,000 [Aspirers] • 15% earn less than ₹125,000 [Destitutes] Most clinics compete for the top 8-10%, overlooking the 90% of the population that cannot afford such high costs. The result is many clinics burning money, chasing a few wealthy patients. Harvee Healthcare, I advise clinics to focus on affordable care and compete with government hospitals, particularly in tier 2 and tier 3 cities. By targeting a broader audience, providing cost-effective treatments, and educating patients about government insurance, clinics can build trust and loyalty. This approach leads to sustainable growth while serving the majority of the population. Should clinics focus more on serving the majority of the population, or will the current trend toward luxury healthcare continue? #hospital #clinic #affordable

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Overheard a conversation: "The tests and medicines in the USA are remarkably more expensive than in India For example, was prescribed ozempic it was $10.00 for 30 day supply and as soon as my insurance changed it became $1750.00 for 30 day supply which became unaffordable" Imagine such a thing happening in India! India truly has the potential to become a global center for healthcare with its reasonable costs, skilled labour, growing number of specialists and an in-built demand driven by its own growing population. While we have some distance to cover in terms of providing basic healthcare facilities to the entire population ,when it comes to tertiary care vis a vis the world- we are one of the best. #MedicalTourism #MedicalValueTravel #IndiaHealthcare #HospitalsinIndia #SuperspecilaitiesinIndia #HealInIndia

🗞 C-HELP's NEWS CAPSULE 📢 Here's a snapshot of some of the latest news stories from the Health Law and Policy landscape in the last fortnight ➡ Read the full news stories here- 1. PIL filed against “dumping” of medical equipment and devices https://lnkd.in/g6s-NZ3B 2. Fundamental right to health includes right to know what manufacturers are offering: SC https://lnkd.in/gtQG5tBq 3. Healthcare - the sector with most most advertising violations: ASCI https://lnkd.in/gUme_wiF 4. 3-hour time limit set for insurers to clear cashless claims https://lnkd.in/gpsg29Kv 5. Govt seeks self-declaration from pharma firms to curb unethical practices https://lnkd.in/gaWGvjZd 6. Bombay High Court allows 19 year old to terminate 26-week pregnancy https://lnkd.in/gF9z5cSP 7. Rajasthan HC urges Centre to declare heatwave national calamity https://lnkd.in/dQFH3yAC #healthinsurance #Insurance #health #law #policy #heatwave #climate #pharma #healthcare #medical #regulation #advertising #cashless

*HDFC ERGO OPTIMA SECURE* FEATURES 💰2X Coverage from *DAY 1* 💰4X Coverage by the end of 2 years 💰Inbuilt coverage for consumables 💰50% increse in Base Cover after 1st year and 100% increase in Base Cover after 2 years irrespective of claims. 💰 *Unlimited Restoration* option @0.5% on premium. (Example Rs.500 for 1 lakh premium) ⭐Same illness same disease covered for unlimited restoration. 💰 Automatic Restoration (100% of base cover gets restored if any claim is made) 💰💰No Room rent capping 💰💰Coverage from 5 lakh to 2 crore 🩺Preventive health checkup covered once a year irrespective of claim 🩺 *AYUSH* treatment covered upto Base Sum Assured 🏥 *13,000+* healthcare providers PAN INDIA 🚑 Road ambulance - Actual covered 🚁 Air ambulance - upto 5 lakhs 🏥60 - pre & 180 - Post Hospitalization *DISCOUNTS* 💰 *Deductibles* - Customer can get 25% discount on premium by choosi g to pay INR 25k of claim amount. This is applicable only once in a policy year. Detailed slab below: *SA 20 lakhs or below* 25k - 25% discount on premium 50k - 40% discount on premium 100k - 50% discount on premium *SA 25 lakhs or Above* 25k - 15% discount on premium 50k - 30% discount on premium 100k - 40% discount on premium **Note - client can pay Deductible amount from his pocket or GMC. 💰💰 *Loyalty discount* of 2.5% on base premium only if yhe customer has an active retail pllicy of INR 2000 and above.

*HDFC ERGO OPTIMA SECURE* FEATURES 💰2X Coverage from *DAY 1* 💰4X Coverage by the end of 2 years 💰Inbuilt coverage for consumables 💰50% increse in Base Cover after 1st year and 100% increase in Base Cover after 2 years irrespective of claims. 💰 *Unlimited Restoration* option @0.5% on premium. (Example Rs.500 for 1 lakh premium) ⭐Same illness same disease covered for unlimited restoration. 💰 Automatic Restoration (100% of base cover gets restored if any claim is made) 💰💰No Room rent capping 💰💰Coverage from 5 lakh to 2 crore 🩺Preventive health checkup covered once a year irrespective of claim 🩺 *AYUSH* treatment covered upto Base Sum Assured 🏥 *13,000+* healthcare providers PAN INDIA 🚑 Road ambulance - Actual covered 🚁 Air ambulance - upto 5 lakhs 🏥60 - pre & 180 - Post Hospitalization *DISCOUNTS* 💰 *Deductibles* - Customer can get 25% discount on premium by choosi g to pay INR 25k of claim amount. This is applicable only once in a policy year. Detailed slab below: *SA 20 lakhs or below* 25k - 25% discount on premium 50k - 40% discount on premium 100k - 50% discount on premium *SA 25 lakhs or Above* 25k - 15% discount on premium 50k - 30% discount on premium 100k - 40% discount on premium **Note - client can pay Deductible amount from his pocket or GMC. 💰💰 *Loyalty discount* of 2.5% on base premium only if yhe customer has an active retail pllicy of INR 2000 and above.

China has installed URINE-ANALYSERS at the URINALS itself. At Indian School of Business, I learned that the best solutions do NOT alter Consumer Behaviour. So, can integrating Urine Analysis at 11Cr URINALs🚽in🇮🇳be the key to scalable Preventive Health? ➡ From an INSURER's point of view, 💵 It'd want to keep its ICR (Incurred Claim Ratio) as low as possible. 🆓 And to ensure that they provide a FREE Health Check per year 🔺 In order to charge a PREMIUM accordingly. ✅ What if, the Insurers provide Urine Analysis at a company's URINAL for all employees covered under a Group Insurance of that company? ▪ It could be 1 FREE such test per month there by ▫ NOT just creating a Direct Awareness for the Consumer ▪ BUT also softly Push the consumer to meet ▫ A DOCTOR in its network in turn ▪ Increasing the OPD footfall. This would eventually ▫ Decrease the IPD load hence the ICR as well. ✅ What if the govt. could also do the same? ▪ The govt. spent Rs.7,200Cr out of ▫ The total Central Health Budget on ABPMJAY scheme to ▪ Pay for the IPD Bills of the ▫ ~35Cr Indians who fall under this scheme. It definitely provides the cushion to people as They don't have to worry in case of hospitalisation BUT at some point the govt. will have to rationalise these costs. ✅ What if the govt. installed such Urine Analysis Urinals in the 11Cr Toilets that it has built since last 10 years? (Refer: https://bit.ly/4d2wn9D | Statista) On the whole, I've 2 QUESTIONS that I'd like all to respond on: 👩🔬Can't we, in India, think Creatively & build INDIGENOUS solutions? 👨⚕️What other PROBLEMS need attention for PREVENTIVE care? PS: Such a device won't need much Regulatory Compliance. Follow AGENDA+HEALTH ✅ For an F2F discussion on your AGENDA (Doctors |R&D |Start-ups |Hospitals), Click- https://lnkd.in/gyaernsZ #healthcare #healthtech #India #china #doctors #hospitals #healthinsurance #insurer #opd #ipd #premium #claimsettlement #claimsettlementratio #preventivehealth #urineanalysis #urinal #healthcheckup #grouphealthinsurance #employeebenefit #awareness #footfall #healthbudget #ABPMJAY #GoI #publictoilet

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This is a personal post and does not represent views of my employer. The junior doctors in this video are posing relevant questions that could determine the future of healthcare in India. If government hospitals cannot guarantee the safety of workers, then how can they guarantee health for citizens? If citizens cannot access healthcare, then how will we build #India? #rgkar #safetyisahumanright