Husch Blackwell Food Systems Industry Group’s Post

Join Husch Blackwell's Michael Fielding, Christopher Miles, and Joseph Price for the second installment of our quarterly lending series, where the team conducts a fast-paced, highly informative review of recent commercial and agricultural lending disputes. You'll glean insights and practical takeaways to help you implement best practices and avoid costly mistakes. Register 👉 https://lnkd.in/g4NWhWtP #agfinance #insolvency #agriculture

It will be interesting to see how rbjs plays out, I am especially interested to see if this causes any big changes in agricultural land ownershihp.

Brokers, stress the value of succession planning to your farming clients. A well-structured succession plan not only preserves family legacies but also strengthens loan applications with lenders like UK Agricultural Finance. Let's discuss how we can support your client's needs. #SuccessionStrategy #AgricultureBroker

Your farm's success story is waiting to be written. At ARM, we provide the financial tools to make it happen. Our crop-based lending approach is revolutionizing agricultural finance, ensuring you have the resources you need—on your time. Get started ➡️ https://bit.ly/3x7ORGz #Harvest24 #Harvest2024 #LetsGrow

The Farm Credit System (FCS) operates as a nationwide network of related, but independent, agricultural lending institutions. Our latest Riff from RaFF – written by Kyra Palange, Jennifer Ifft, Joe Parcell and Alice Roach – provides a history of the FCS and explains how its structure differentiates it from other ag lenders.   Read more in the brief below!

Financial stressors are huge in farming, and financial resilience and strategic planning are crucial. Check out my blog post Let's Not Juggle Blindfolded to see resources to help with strategic financial planning on the farm https://lnkd.in/eX5gFWMY #RuralGeorgiaGrowingStronger #UGASSW #UGACAES

As your trusted agricultural lender, we recognize the challenges our farmers face each year. From rising labor expenses to uncontrollable weather conditions, we understand. As your local lending partner, our loan officers are knowledgeable and prepared to help you navigate these challenges. Together, we're #FarmerStrong. ❇️ #AgCarolinaFarmCredit #FarmCredit #NCAg #NCAgriculture

Quick, while the underwriters are distracted by our hilarity! Just kidding, revision requests get a bad rap, but in reality, getting that chance to clarify information before it could potentially evolve into something problematic down the line is a good thing. #appraiserlife #revisionrequests #appraiserhumor #realestatehumor #realestatejokes #appraiserjokes #underwriting #realestate #residential

The latest ASIC data paints a worrying picture as insolvencies are on the rise, surpassing pre COVID levels. As of June 2nd, 9,996 companies entered external administration or had a controller appointed, marking a 25% increase from the previous financial year and well above the 2017-2019 average of 7,939. CreditorWatch reports escalating stress in the business sector, with record highs in trade payment defaults and rising court actions and insolvencies. Cash flow issues are hitting small businesses hard. Key affected sectors: Construction: 2,711 insolvencies Accommodation & Food Services: 1,498 insolvencies Agriculture, Forestry & Fishing: 89% increase Other Services: 51% increase Professional, Scientific & Technical Services: 49% increase ASIC warns that we may exceed 10,000 insolvencies by June 30, a level not seen since 2012-2013. #Insolvency #ASICData #SmallBusiness Read more 👇

South African agriculture is a powerhouse, but even the most seasoned farmer faces unique challenges. Just like you wouldn't plant a single crop year after year, a one-size-fits-all financial plan won't do. We'll work with you to create a customized strategy that reflects your specific needs and risk tolerance. Mitigating Risk, Maximizing Profit: 🌱 Know Your Enemy: Drought is a constant threat. Explore government drought assistance programs and discuss livestock drought insurance options with us. 🌱 Embrace the Rand: Hedging with maize and wheat futures contracts can protect you from volatile Rand fluctuations, helping with a more predictable income. 🌱 Think Beyond the Farm Gate: Consider contract farming with established wineries or fruit processors for stable income and reduced marketing risks. 🌱 Water is Wealth: Invest in water-saving irrigation systems like drip irrigation. This not only conserves this precious resource but also reduces operational costs. 🌱 Embrace Innovation: Utilize government grants to invest in precision agriculture technologies. Sensors and data analysis can optimize fertilizer use, maximizing yields and minimizing waste. Financial planning goes beyond just the next harvest. We'll help you develop a strategy that considers: Tax Optimization Succession Planning Retirement Security Contact us today and let's discuss how we can help your farm flourish, even in the face of South Africa's unique challenges. Together, we can turn uncertainty into opportunity. https://lnkd.in/disH8TF2 #Farmer #Boerdery #CultivatingFinancialSecurity #AgriculturalWealthManagementSA #EmpoweringSouthAfricanFarmers #SnymanAssociates #Boer #Plaas #RiskManagement #MaximizingProfitability #FinancialPlanning #Agriculture   T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.