To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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Helping business owners to plan for retirement through specialist pensions, investment & auto-enrolment advice
Did you know you can make voluntary contributions to boost your UK State Pension? 💼 An insightful article from St. James's Place breaks down how voluntary National Insurance contributions work and the potential benefits. This could be a smart move for those nearing retirement age with gaps in their NI record. But, like any financial decision, it's important to weigh up the pros and cons. 🤔 St. James's Place highlights the factors you need to consider before making this decision. Read the full article to learn more: https://ow.ly/aVXJ50SmmgU
To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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Helping busy professionals plan, protect and enhance their wealth. • Chartered Accountant • Chartered Financial Planner |Wealth Management | Retirement Planning | Pensions | Investments | Protection
This is an excellent article about the State Pension entitlement. Anyone over 45 with gaps in their National Insurance record should think about topping up their State Pension prior to 5th April 2025 as you can currently examine contributions dating back 16 years. This is a very valuable source of retirement income and should not be ignored. #statepension #financialplanning
To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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Regulated Financial Planner with a passion for identifying and delivering great financial outcomes for my clients.
Many people wrongly assume that they will qualify for a full State Pension when they reach their State Pension age. They also overlook the option to buy ‘qualifying years’ of NI record - but there are a number of factors to consider carefully and timing can be key. This is another area where professional advice can be invaluable. #financialadvice #makeaplan #takecontrol
To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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Principal at Frazer Wealth Management; a Partner Practice of St. James's Place Wealth Management
It really is worth obtaining a State Pension forecast from the .Gov website to see if it's in your best interest to make a top up. #statepension #pensionplanning #retirementplanning
To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning
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Approachable Pension Specialist. Holistic Financial Planner. Principal of Mangan Financial Planning.
To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: (link in bio) https://lnkd.in/eSk3aTSg #RetirementPlanning
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To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications. Head over to our website to read more: https://lnkd.in/evWyGgGj #retirementplanning #statepension
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Do you know how much money you’ll get when the time comes to claim your state pension? Read our guide on how to work this out, and where to go for advice if you’re worried you’re not going to have enough money for retirement. See page 18 of the current issue. www.intothevale.co.uk
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Usually, when you access your pension, you can take up to 25% tax-free. How could taking a lump sum from your pension affect your income? It could help fund exciting plans to start your retirement. Find out more in our latest guide. https://lnkd.in/ecZv2fBD #PensionPlanning #RetirementIncome #FinancialFreedom
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