Richard Wilkinson FCA APFS’ Post

View profile for Richard Wilkinson FCA APFS, graphic

Helping busy professionals plan, protect and enhance their wealth. • Chartered Accountant • Chartered Financial Planner |Wealth Management | Retirement Planning | Pensions | Investments | Protection

This is an excellent article about the State Pension entitlement. Anyone over 45 with gaps in their National Insurance record should think about topping up their State Pension prior to 5th April 2025 as you can currently examine contributions dating back 16 years. This is a very valuable source of retirement income and should not be ignored. #statepension #financialplanning

View organization page for St. James’s Place, graphic

93,354 followers

To get the full State Pension, you now need 35 qualifying years of NICs. If you’ve got between 10 and 35, you’ll get a pro rata amount, but if you’ve got less than 10, you won’t be eligible for any State Pension. Making a voluntary contribution to your State Pension pot could be an efficient way to put money towards your retirement, but it’s important to consider all the implications: https://ow.ly/aVXJ50SmmgU #RetirementPlanning

  • No alternative text description for this image

To view or add a comment, sign in

Explore topics