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RECASTING allows you to make a lump sum payment (totaling $10,000 or more) toward your home loan principal balance. This not only lowers the amount you owe but also recalculates your monthly mortgage payment based on the new principal balance. (Note: recasting is only available for conventional loans.) Recasting might be a good option if you'd like to... - Lower your monthly mortgage payments without refinancing - Keep your existing interest rate - Eliminate mortgage insurance CALL FOR YOUR PRIVATE TOUR OF ANY HOME: 713-581-4366 We WILL locate the perfect home for you, in your price range, with the best interest rates and builder’s incentives Don P Baker Mobile: +1-713-581-4366 Don Baker President/CEO at DONPBAKER.COM www.donpbaker.com Central Metro Realty We WILL locate the perfect home for you, in your price range, with the best interest rates and builder’s incentives. With our team of experienced real estate professionals and over 40 years of industry knowledge, we certainly have the expertise needed to guide YOU through the home-buying process effectively. Homebuyers, YOU can be reassured YOU will have a pleasurable buying experience, saving time and money, by helping you find the perfect home in the ideal community. #PerryHomes#HouseHunting,#homebuyers,#realestate #homesweethome #realestate #house #homesforsale #justlisted #realtor #luxuryhomes #homesforsale #realestateagent #PARTNERS IN BUILDING #homebuyers #homebuyerseminar #HomebuyersSeminar #homebuyerspecialist #homebuyerswanted

The Importance of Having End-of-Life Conversations Massey Bros Funeral Homes As someone who works in the funeral industry, I am constantly reminded of the importance of having open and honest conversations about our end-of-life wishes. It's a topic that many of us tend to avoid discussing, but it's crucial for ensuring that our loved ones know and can honour our final wishes. Just the other day, while having a casual chat at home, the question of whether I wanted to be cremated or buried came up unexpectedly. It made me realise how we had never discussed this important decision before, despite my profession. This same scenario plays out in countless families every day, leaving them with the difficult task of trying to guess what their loved one would have wanted. I urge everyone to take the time to have these conversations with their family members, especially when everyone is in a good space and the discussion can be had without creating an air of sadness. By having these discussions early on, you can ensure that your wishes are known and respected when the time comes. Let's break the taboo surrounding end-of-life conversations and start talking openly about our final wishes. It may not be an easy topic to broach, but it is one of the most important conversations you can have with your loved ones. Let's make sure that our wishes are heard and honoured when the time comes. #EndOfLifeConversations #FinalWishes #FuneralIndustry #FamilyDiscussions #OpenConversations #HonestCommunication #masseybros #honouringlife

💔 at least we are learning from this. I for one have gained massive knowledge in Fire Safety more so after completing my level 4 Diploma.

WORRIED ABOUT THE WEATHER? Recently we’ve seen some fairly extreme weather in Crowborough, including at least three named storms in the weeks since Christmas, as well as some pretty icy conditions. When organising a funeral, it can be worrying to think the weather might affect whether your loved ones’ service goes ahead or not. However, we would like to reassure you that, in the 20 years we’ve been in business, we’ve never had to postpone one of our funerals. We even carried out burials at Herne Cemetery during the very cold conditions recently, thanks to the endeavours of the team at Crowborough Town Council. Of course, when it is snowy or icy, this might make travelling difficult for some friends or relatives. If the funeral is at one of our local crematoria, then we can arrange for the service to be live streamed – meaning people can watch the service safely at home. Most services also then available to watch later – which is helpful if you can’t be at home at that time or live abroad with a time difference. We know recently that one lady didn’t have wi-fi, so was able to watch the funeral of an old friend when she visited a relative who did have it. #crowborough #rotherfield #groombridge #mayfield #highhurstwood #jarvisbrook #eastsussex #funeraldirector #independentfuneraldirector #saif #saifmember #funeral #bereavement #bereavementcare #bereavementsupport #griefsupport #saifuk #funeraldirectors #independent #saifcare #grief #community #funeralchoices #bereavementgroup #funeralplan #funeralplanning #fcaapproved #saifapproved #saifapprovedfuneraldirector

This month I want to give a simpler step-by-step for planning an unexpected funeral, memorial service or celebration of life. This is such a difficult task when you are bogged down in grief. Here's a guide to make it easier: https://lnkd.in/eiXQcquD The Photo Managers

I can’t endorse any one particular funeral director or funeral service provider. I work with some of the most caring service professionals in Sydney and the Central Coast. But by looking at Scott’s attached post, you will see all the items that can be the content of every funeral ceremony. You will need a funeral director at least a minimum of once in your life. If not twice. Take a look at Scott’s comprehensive list in his post. You will consider all the things he lists as part of an every day funeral ceremony. Knowledge is the key to a start to any project or task you will need to tackle at some point in time across the journey of a lifetime. Don’t wait until you arrive at the “cliff face” of a funeral. Know the answers to the questions before that time.

To celebrate National Funeral Director and Mortician Recognition Day, #OGR caught up with members to chat about why they are so passionate for #FuneralService. Today, we talked to Geri Oliverie from Oliverie Funeral Home in Manchester, New Jersey: What made you become a funeral director? The social aspect, the gathering is so important to me. We all weave a thread in others’ life quilts. It’s nice to see the completed quilt and pay your respects to a life well lived. What is your greatest reward for being a funeral director? Growing as a compassionate person and helping others. Being a part of something larger and more important than me. Giving my family an example to help others.

Our Account Representatives and Advance Funeral Planners know that when we talk about #sales, we're really talking about connection. Connecting with families and sharing the value of a meaningful service is one of the best parts of a career in preneed. Michelle R. has this to say about the role of educating families in her day-to-day: "Many people truly do not know what their options are in preneed. I know that taking the time to offer different ideas and ways to handle a funeral sets me apart from many others. Formulating those plans and seeing that plan unfold for a family’s peace of mind when the need arises—it is truly a unique experience." If you are looking for more ways to increase connection, educate families, and provide needed solutions, learn more at careers.precoa.com #PrecoaLife #WeArePrecoa #SalesWithHeart #Connection

As I contemplated reposting this, I realized the significance of discussing grief in the workplace. Losing someone you interact with daily, suddenly and unexpectedly, is incredibly difficult to process. We spend the majority of our time with colleagues, sometimes more than with our own families. Shannon's passing was a profound shock, and I found myself shedding tears at my desk, trying to carry on with work. This was my first experience of grief at work. I was tasked with organizing grief counselors to come on-site and their presence was pivotal in helping us navigate the complex stages of grief. My interactions with Shannon were always marked by kindness. She made me feel like part of the ATS family from day one, particularly with her love for sharing sweet treats with the team and daily welcoming gestures. I miss our daily interactions, from sharing laughs to small talk about her kids and daily life. These are the moments I miss the most. Grief is a new territory for me, a maze of emotions that demand to be felt and acknowledged. It doesn't adhere to a timeline; reminders can bring the pain rushing back as if it happened yesterday. Working through that week was one of the toughest challenges I've EVER faced. I'm grateful for the time off my workplace provided afterward, allowing me to reset and connect with activities that brought solace. Even now, I'm still processing Shannon's death. To those unexpectedly navigating grief in the workplace, I offer this: take time off, lean on your support network, welcome your feelings and know that ALL your feelings are valid.