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Wondering how the 2024 election will impact the future of retirement planning? Join tomorrow's Your Money Map conversation at 2 pm with Jean Chatzky and Mark Zandi, Chief Economist at Moody's Analytics, to discuss the election and what it could mean for finances, retirement, and the future of money. facebook.com/jeanchatzky

Dear Valued Readers, I see many people focusing on the balance in their checking/savings accounts and even retirement plans, but there’s often a missing piece—after-tax investments. While retirement accounts provide tax advantages for the long term, they limit access to your funds until retirement. After-tax brokerage accounts, on the other hand, offer flexibility and liquidity for mid-term goals like buying a home, funding a business, or covering unexpected expenses. By diversifying across both tax-advantaged and after-tax accounts, you create a more balanced strategy that gives you financial freedom throughout your life—not just in retirement. Are you missing this critical piece in your financial plan?

Women often face unique challenges that can impact their financial security in retirement, such as lower wages, time out of the workforce for caregiving responsibilities, and longer life expectancies. It's important to set clear retirement goals and create a savings plan to achieve them. Take advantage of employer-sponsored retirement plans like 401(k)s and IRAs, and contribute as much as you can afford. Consider working with a financial advisor to develop a personalized retirement strategy that takes into account your unique circumstances and goals. Additionally, stay informed about changes to retirement policies and programs that may affect your financial security.

Want a "PENSION LIKE RETIREMENT"? WE CAN DO THAT FOR YOU Nine out of 10 women said they would be at least somewhat likely to roll over their money into an in-plan protected retirement solution if it was offered to them, according to a new Nationwide Retirement Institute study. Nearly half of all Americans worry about their retirement savings and whether they might outlive the funds they've set aside. When it comes to women, the fears surrounding retirement savings and the economy are much worse. #women #pension #retirement #incomeforlife #money #finance #savings #financialsecurity https://lnkd.in/ggAqkqmp

Want a "PENSION LIKE RETIREMENT"? WE CAN DO THAT FOR YOU Nine out of 10 women said they would be at least somewhat likely to roll over their money into an in-plan protected retirement solution if it was offered to them, according to a new Nationwide Retirement Institute study. Nearly half of all Americans worry about their retirement savings and whether they might outlive the funds they've set aside. When it comes to women, the fears surrounding retirement savings and the economy are much worse. #women #pension #retirement #incomeforlife #money #finance #savings #financialsecurity https://lnkd.in/ggAqkqmp

Behind the scenes of breaking down the election and how it could impact your retirement plans. Understanding these connections is crucial for securing your financial future. Stay informed and prepared!  #retirementplanning #financialfreedom

Are you on track for a comfortable retirement, or will you be working indefinitely? Studies show an uptick in Americans over 75 joining the full-time workforce. Surprisingly, it's not just longer lifespans driving this trend; a staggering 83% must work to fund their retirement. This is an alarming wake-up call. Urgent action is needed. Click now to discover two key strategies to secure your financial future. For expert tax and accounting guidance, act fast and book a consultation at https://lnkd.in/eZX4Mbr7. Don't wait, secure your retirement today.

A new survey found that more than half of American households transition into partial retirement before full retirement. The survey also found that partially retired people spend more pre- and post-retirement. Also, when a client needs to file a claim, the advisor is often the first person the policyholder calls. It’s important that advisors know how the claims process works. Check out these 10-steps to filling a #disabilityinsurance claim so you'll be able to answer client questions if they come up. https://lnkd.in/gPcfzh7F

Managing Director and Senior Portfolio Manager Anthony Kure, CFP talked with Elizabeth O’Brien at Barron’s about the different vehicles available to build a retirement paycheck, focusing specifically on annuities. Tony shared with Elizabeth that annuities aren’t by themselves good or bad; instead, this type of retirement paycheck option should be evaluated carefully for the pros and cons so that an informed decision can be made for each individual investor. View the full Barron's article here: https://lnkd.in/eDxqixKi #Barrons #Annuities #Retirement #RetirementPlanning #RetirementPaycheck #JohnsonInvestmentCounsel Disclaimer: Johnson Investment Counsel cannot promise future results. Any expectations presented here should not be taken as any guarantee or other assurance as to future results. Our opinions are a reflection of our best judgment at the time this material was created, and we disclaim any obligation to update or alter forward-looking statements as a result of new information, future events or otherwise. 

There were three important topics Angela and I were able to address with Representative Tiffany's office last week, all designed to help investors save toward a secure and dignified retirement. The first was helping caregivers (who often have unique financial challenges) save for retirement with provisions like a catch-up contribution and elimination of the income requirement to contribute to a Roth IRA. The other two topics demonstrated our support of bipartisan bills that could help increase participation in retirement plans and facilitate savings at younger ages. We had a very good discussion.