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Ep 10 - Out Now Lending Value Ratio (LVR) refers to the proportion of the loan amount relative to the value of the property being used as security. It is a critical measure used by lenders to assess the level of risk associated with a mortgage or loan. In this episode, Belinda reveals the key insights you need to know about LVRs. #mortgagebroker #residentialmortgage #commercialfinance #commerciallending

📣 Lenders. A 10-day refi? YES, you can do it with our #VOT TitleCheck now available on ICE Mortgage Technology's Encompass. Be ready for the next #refi market cycle with a tool that empowers you to check title during loan origination AND integrate your workflow with title providers for a smooth transaction. Learn more at #X24! #titleindustry

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Summer brings a sunnier outlook for mortgage rates 🌞 Three of the big lenders, Barclays, HSBC and TSB, have already lowered their rates and further reductions are on the horizon. Read more here 👉 https://ow.ly/CvcZ50RJycs

We are happy to announce the third SEMT securitization of the year and another securitization that utilizes Liquid Mortgage technology 🎉! This makes 16 Redwood securitizations in total that leverage Liquid Mortgage technology to give investors transparent and efficient access to data. #RWTHorizons #Securitizations #LiquidMortgage #BlockChainTechnology #Investing

Streamline the process of AOT loan sale executions for all three counterparties; to conduct a faster, more convenient, and more accurate transaction. One of the main benefits of AOT execution for lenders is the savings of the bid-offer spread on the to-be-announced mortgage-backed security (TBA) trades used to hedge their open mortgage pipeline. Read why AOTs (assignment of trade) are an increasingly popular practice among mortgage originators, mortgage investors, and broker-dealers. https://lnkd.in/gwdj546n

Banks are ramping up investments in a complex part of the mortgage bond market that offers shorter-term securities, as they cope with the growing risk of their losing deposits amid high rates. Story by me #CRE #banks #CMOs #collateralizedmortgageobligations #mortgages

We just officially closed our first SEMT securitization of the year and another securitization that utilizes Liquid Mortgage technology! This makes 14 Redwood securitizations in total that leverage Liquid Mortgage technology to give investors transparent and efficient access to data 🎉.   #RWTHorizons #Securitizations #LiquidMortgage #BlockChainTechnology #Investing 

Did you know, in the last financial year, our 204k savings customers trusted us with £5.7 billion of their money in both our IAS and FRS savings products? 🤯 What’s more, we supported homeowners with £3.2 billion in lending against 🏡 residential properties, with our quickest mortgage application to offer time being just 12 seconds ⚡ Oh, and we also won the What Mortgage Awards 2023 🏆 as the Best Online Lender for the 6th year running! So next time you’re considering borrowing or saving money, think purple. Think Atom bank 💜 #Atombankmortgages #Savings

Streamlining, enhancing and, most of all improving the origination-->servicing-->origination cycle (the proverbial snake eating its own tail as a sign of continual regeneration) is key to improving retention and recapture rates across the mortgage industry. Just ask those who are doing it well.