University of Auckland Investment Club’s Post

Compound interest might sound like a maths term, but it’s actually one of the most powerful tools in your financial toolkit. It’s all about earning interest on your interest, letting your money grow faster over time. The earlier you start, the more magic it can work. Jamie Wilkinson Financial Planning can help you harness the power of compound interest to build your wealth over the long term. Ready to see the magic in action? Comment below or get in touch to learn how we can help your money grow. 🌐https://lnkd.in/e9HF7kWx ✉️jamie.wilkinson@sjpp.co.uk ☎️ 07565 422522 The value of your investment can go down as well as up. You could get back less than you invested. #JWilkinsonFinancialPlanning #financialfreedom #financialplanning #investment J Wilkinson Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 3/9/2024

You may be thinking I’m exaggerating to suggest this basic investment decision is worth more than $10 million, but I don’t think so. I’ll show you the data, although of course I hope you won’t immediately start planning your spending. https://lnkd.in/gEB4kX-b #PaulMerriman #Soundinvesting #mutualfunds #investing #indexfunds #personalfinance #financialeducation #financialplanning #investments

📍The Rule of 72📍Compounding Power is critical to Financial Freedom. Discover how the Rule of 72 can transform your financial future! 👇👇👇 🔺This is a simple mathematical formula used to estimate the number of years required to double the value of an investment at a fixed annual rate of return. 🔺To use the rule, you divide 72 by the annual rate of return. The result gives you the approximate number of years it will take for the investment to double. 🔺This rule is a quick and easy way to understand the impact of different interest rates on the growth of investments. 🔔Understanding and adopting the Rule of 72 is crucial, especially for youngsters as it provides a clear and straightforward insight into the power of compound interest. - This simple formula helps young investors grasp how their money 💰 can grow over time, emphasizing the importance of starting early. -By knowing how long 🕰️ it will take for their investments to double, they can make more informed financial decisions, set realistic goals, and appreciate the benefits of saving and investing consistently. -Warren Buffet’s Famous Quote - “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” #RuleOf72 #CompoundInterest #FinancialLiteracy #InvestingTips #FinancialFreedom #WealthBuilding #SmartInvesting #MoneyManagement #FinancialEducation #YouthFinance #amietsharrma #warrenbuffet

Post-12 on Financial Freedom ||How to Start Investing 💹 There are many different avenues one can take when learning how to invest or where to start when putting money aside. Here are some tips for getting started in investing: 🔷 Do your own research: A common phrase used in the investing industry, it is important for investors to understand the vehicles they are putting their money into. Whether it is a single share of a well-established company or a risky alternative investment endeavor, investors should do their homework in advance as opposed to relying on third-party (and often biased) advice. 🔷 Establish a personal spending plan: Before investing, individuals should consider their ability to put money away. This includes ensuring they have enough capital to pay monthly expenses and have already built up an emergency fund. As enticing as investing can be, individuals should be mindful to meet their daily life obligations first. 🔷 Understand liquidity restrictions:  Some investors may be less liquid than others, meaning it may be more difficult to sell. In some cases, an investment may be locked for a certain period and cannot be liquidated. Though not necessary fine print, it's important to understand whether certain investments can be bought or sold at any time. 🔷 Research tax implications:  On a similar note, though an investment can be bought or sold at any time, it may be tax-adverse to do so. With unfavorable short-term capital gains tax rates, investors should be mindful of strategies that extend beyond what product they hold but what tax vehicle they put that investment in. 🔷 Gauge your risk preference:  As mentioned earlier, investing incurs risk. This means you may end up with less money than what you started with. Investors uncomfortable with this idea can (1) reduce the amount they invest to only what they are comfortable losing or (2) explore ways to mitigate risk. 🔷 Consult an adviser:  Many financial professionals would be happy to provide their guidance, let you know what they think about markets, and give you access to online platforms where you can invest money. #indiaretailinvestorsexpo #irie #https://lnkd.in/gHheptmC#invest #investing #investments #investmentplanning #investmenttrends #dfairs #dfairs.com #finance #financialfreedom #growtogether

Discover how to keep more of your investment returns by overcoming fees and biases with insights from Paul A. Merriman. Paul, a renowned financial educator, shares practical strategies to outsmart Wall Street and your own cognitive biases. Arm yourself with the knowledge to boost your financial success and secure your future. #InvestmentFees #BehavioralFinance #FinancialLiteracy #StockMarket #InvestmentStrategies #WealthManagement #PortfolioManagement #FinancialPlanning

Plan the Investment / Invest in the plan Here is a concise frame work regarding how to plan the investment / how to invest in the plan Set Clear Goals: Define your objectives (e.g., retirement, education, wealth building). Assess Risk Tolerance: Understand your comfort with potential losses. Diversify: Spread risk across assets and within each class. Understand Options: Research stocks, bonds, funds, real estate, etc. Allocate Assets: Decide on percentages for each asset class. Monitor and Rebalance: Regularly review and adjust your portfolio. Consider Taxes: Be aware of tax implications and advantages. Stay Informed: Keep up with market trends and seek professional advice as needed. Book 1:1 Investing & budgeting consultation https://lnkd.in/g4XeHKT8 ________________________________________________ Follow Teja boddu for more such content 💙 If you liked it, repost ♻️ #linkedin #finance #investing #saving #stockmarket

Give your kids a head start on their financial independence by first teaching them a few key investing principles and then helping them put those principles into action with their own account.

Whether you're new to investing or looking to deepen your knowledge, understanding key financial terms is the first step to making informed decisions. Our blog aims to simplify investing jargon for better understanding! Learn more today. #InvestingMadeSimple #FinancialEducation #InvestingJargon https://lnkd.in/eq_ZCG_s

There are so many great books about modern-day investing, but what about those on the history of the market? This article highlights seven books from which you can learn a lot about the history of money and investing to understand how far we’ve come.

Give your kids a head start on their financial independence by first teaching them a few key investing principles and then helping them put those principles into action with their own account.