OnBuy’s Post

OnBuy Cashback was born exactly one year ago today! 🤩 That's 12 months of instantly redeemable Cashback on everything! ✅ 12 months of giving customers meaningful rewards as they shop, in a way that puts them in complete control! ✅ And, most importantly, 12 months of real money in real time – not just ‘pointless’ points that people have to wait around for! ✅ We've always been about doing things differently, but Cashback is a constant. It's at the core of everything we do! Where will this next year take us? 🚀 #cashback #birthday #ecommerce #onbuy

BNPL (Buy now, pay later) - Is it a blessing or a curse for e-commerce brands? BNPL was a beast during Q4, especially during the month of November. The last numbers I saw were somewhere around $8.3 billion processed through BNPL apps. That was an increase of 17% YoY. That's great, right? Kind of... but maybe not?!?!? When you think about it your customers are going to be making payments on what they bought from you in November for the foreseeable future. If they are overleveraged (which they probably are), the chances of them buying from you again in the near future, might not be so great. If you overpaid to acquire them as a customer (you probably did) and dare I say, lost money on your first order, this could be detrimental to your brand. We're halfway through January and for many brands, they are limping along when compared to January of 2023. Is this because of the BNPL effect? It will be interesting to see how it all plays out. What are you seeing and/or thinking?

Did Online Shopping Struggles Get You Down? 😓 Navigating cashback sites, finding the best deals, and figuring out eligibility can be a real headache. But, worry no more! Earnow can help! ✅ We make cashback shopping simpler than ever. Discover the best deals and offers, find trusted stores, and see what earns you maximum cashback—all in one place. Say goodbye to cashback struggles and hello to savings! Use Earnow and earn up to 40% cashback! 🤑 #Earnow #Cashback #OnlineShopping #Savings #Deals #Offers

5 Reasons To Add Buy Now, Pay Later To Your Site Are you ready to take your business to the next level? Here are 5 reasons why you need to embrace buy now, pay later (BNPL) for your online store: 👉 Shopper’s favorite: BNPL allows the customer to expand their purchasing power without breaking the bank. It is the key to a guilt-free shopping experience! 👉 Conversion booster: In a nutshell, BNPL can convert hesitant shoppers from “Should I?”, to “I definitely should!” 👉 For The Youngsters: Millennials and Gen Z are all about convenience. BNPL is a great way to appeal to them. 👉 No Hassle: BNPL simplifies life for your customers. Forget worrying about juggling credit cards or dealing with upfront payments. Instead, BNPL provides flexibility, options, and a little bit of financial freedom. 👉 About The Loyalty: BNPL isn’t just a transaction, it’s a relationship-building tool that keeps your customers coming back for more. A smooth shopping experience means happy customers and happy customers mean repeat customers. So, there you have it! The secret to spicing up your eCommerce store with BNPL. #ecommerce #shopify #bnpl

Grab 1000 best deals in 3 Weeks I remember my first cashback experience. It was back in 2014 when I ordered lunch through TinyOwl paying via Paytm. That Rs 250 meal rewarded me with cashback from both TinyOwl and Paytm, with earning me Rs 120. This simple transaction was a new to me but equally satisfying. That small reward for something I needed felt like a sparking a newfound enthusiasm for budgeting and savvy spending. Since that day, I've approached every shopping experience with a focus on maximizing savings within my budget. Fast forward to today, where cashback, discounts, and offers are abundant, but it seems fewer people care. Many are attached to branded products, which is understandable—brands evolve to offer better services and retention strategies. However, the overwhelming number of offers can leave people puzzled about which deals are truly worthwhile. That's why I'm launching a weekly shopping guide- https://lnkd.in/gJRTsdYJ to help shoppers navigate the best deals with deeper analysis which contains the following: 1. Best 50 deals /day on lifestyle, fitness, apparel, and more. 2. Best price and at what time. 3. Discounts, offers, rewards, and Cashbacks. Also it will save time and money by choosing the right products within your budget. Remember, these rewards aren't just about saving money—they're about making smarter financial choices that enhance our everyday lives. Subscribe to the guide to shop more , and save more Smartly Saved-https://lnkd.in/gJRTsdYJ .

Understanding Cashback: Save Money on Everyday Purchases! 💸 Are you maximizing your savings with cashback rewards? Whether you're a savvy shopper or just getting started, understanding how cashback works can make a big difference in your wallet. Here's a quick guide to help you make the most out of every purchase: 1. What is Cashback? Cashback is a reward program where a percentage of the money you spend is returned to you. This can come from credit cards, retail stores, or online shopping platforms. It's essentially getting a small discount on everything you buy! 2. How Does Cashback Work? When you make a purchase through a cashback program, the retailer or service provider shares a portion of their profit with you. This can be in the form of direct cash deposits, statement credits, or points that can be redeemed for future purchases. 3. Types of Cashback Programs: Credit Cards: Many credit cards offer cashback on every purchase, with higher rates for specific categories like groceries, dining, or travel. Retail Stores: Some stores have their own cashback programs, giving you rewards for shopping with them regularly. Online Shopping: Websites like Rakuten or Honey partner with retailers to give you cashback when you shop through their links. 4. How to Maximize Your Cashback: Choose the Right Card: Pick a credit card that offers the best cashback rates for your spending habits. Stack Offers: Use cashback websites or apps in conjunction with your credit card rewards for double savings. Stay Informed: Keep an eye out for special promotions, bonus categories, and seasonal offers. 5. Benefits of Cashback: Savings on Everyday Purchases: From groceries to gas, cashback can help you save on things you buy regularly. Simple and Automatic: Once set up, most cashback programs require little to no effort to earn rewards. Financial Flexibility: Use cashback to reduce your monthly expenses or save up for something special. Cashback is a smart and easy way to put a little money back in your pocket every time you spend. Start paying attention to the rewards and offers available to you and watch your savings grow! Do you have any favorite cashback tips or tricks? Share them in the comments below! 💬👇 #Cashback #Savings #PersonalFinance #MoneyTips #SmartShopping #FinancialFreedom

Every second #BLIK transaction is conducted in #ecommerce 💪 The #online channel still dominates in number of transactions. From July to September users made as many as 227.9 million online payments – almost 1/3 more than a year earlier. The #value of online transactions reached PLN 31.2 bn (EUR 7.06 bn). 📈 Users love to pay with BLIK - our popularity in e-commerce is constantly growing. Most often, they carry out transactions with it: 🛍 in marketplace️, 🎰 during online betting, 🎟 when buying transport tickets. ️ You can find more information about our Q3 2023 results here: https://lnkd.in/dFaDp-WH #growth #payments #cashless

Have you ever been offered a reward just for leaving a positive review? It's more common than you might think! Dive into the unexpected consequences of cashback rewards for favorable reviews. What seems like a simple incentive can stir deep emotions and impact future shopping decisions. 🔄 It's just part of the deal for transactional buyers—write a good review and get a perk. But for relational buyers, it's a whole different story. This approach can clash with their values, leading to discomfort and even a drop in their loyalty to the platform. Feeling self-disgust: Surprisingly, this emotion plays a key role, especially among those who value genuine relationships over transactions. 🔍 Every incentive sends a message. What does a cashback offer say about the company and its respect for customer relationships? 🤨 Navigating the digital marketplace requires more than savvy shopping —it demands understanding the psychological plays at work. 🧠 Stay connected and keep questioning what lies behind that next "special offer"! 💬 #ConsumerBehavior #DigitalMarketing #CustomerExperience #OnlineShopping #IncentiveMarketing #CustomerLoyalty #BrandTrust https://lnkd.in/dx34c6kD

Big news—we’re revolutionizing rewards with ShopBack, APAC’s largest cashback platform! Together, we’re making shopping experiences more rewarding for customers in Australia. With Runa, ShopBack customers can access an expanded range of instant, easy reward payout options, giving them greater financial control against rising costs. Discover how we’re driving innovation in the booming global cashback market—details linked in the comments. #cashback 

Australia Outpaces US in Online BNPL Adoption Nearly 3 to 1 "...The results revealed that only a small fraction of consumers paid for their most recent eCommerce purchase using BNPL — roughly 1% in most countries surveyed. While only 0.9% of U.S. consumers reported having used BNPL to pay for their last online purchase, that share nearly triples to 2.5% for consumers in Australia. Indeed, adoption in Australia was considerably higher than in any other country with the next-greatest share being the Netherlands, at 2.1%..." #bnpl #ecommerce #onlinepurchase #payments PYMNTS _________________________________ If you want to immediately see new content that I curate 👉🏻 Ring my bell (🔔) and follow #informationbanker or if you want to get the posts that got noticed in my weekly What’d I miss newsletter, subscribe here: "https://lnkd.in/d5_KvWwu"