Opportunity Bank of Montana’s Post

As American Housing Month comes to a close, we wanted to shine a light on APR (Annual Percentage Rate). It's a comprehensive measure of your mortgage's true cost. APR encompasses not only the interest rate but also any additional fees or charges associated with your loan. By understanding APR, you gain valuable insight into comparing mortgage offers effectively, ensuring you make the best decision for your financial journey. 🏡 We're here to help you lay down the roots! Take a moment to explore our mortgage options or look back on our helpful posts from this month: https://trst.in/Z6vw3u

In this episode of SidekickTV we're stoked to have Shayna King who is a Mortgage Adviser! Today Ric Thorpe and Shayna cover multiple topics including: - How long do you need to be self-employed for before you can borrow from the bank? - What the banks like to lend on, in terms of security - And, what the best approach to lending is... This video is a must-watch! https://lnkd.in/gNtehVWH

Borrowing money is tough right now. Even tougher if you're self employed! Get yourself upskilled and watch this video to learn what the banks are after when it comes to borrowing. Thanks Shayna King for your insights here

The age of the average first-time homebuyer has gone up from 33 to 36 in 2023. But what does that mean? As a real-estate agent, you can expect your potential clients to have growing families, established careers, clear goals and possible debt. Let's chat about how working with an Arvest Bank Mortgage Loan Officer like me can help potential clients achieve their home ownership goals. https://bit.ly/3sx2VYv Equal Housing Lender Arvest Bank #Arvest #homeownership #DreamHomeKeys #RealEstate #MortgageTrends

According to a recent report from the Mortgage Bankers Association, the annual cost of servicing a non-performing loan increased in 2023 from $1,808 to $1,857 - the third consecutive year costs increased since bottoming out during the #foreclosure moratorium. And the longer it takes to foreclose on a defaulted loan, the more it costs to do so. Are your attorneys doing everything they can to shorten the length of time it takes to execute a foreclosure while still complying with regulations and frequently-changing legal directives? The law firms in the Hello Solutions Network typically process foreclosures in less than half the time allowed in Fannie Mae's published guidelines, saving our #mortgage servicer and investor clients time and money, without sacrificing quality or the personal attention our clients deserve. Let's find out how much time, money, and effort our law firms can save you! Just reach out and say Hello!

Parents are helping their children with property purchases more than ever before, with the Bank of Mum and Dad now a top 10 mortgage lender. But just how much are they giving? In the latest real Talk episode, we chat with Matthew Hayes from Mortgage Choice and Stewart Davis, an Accredited Property Law Specialist, about how parent lending is showing up in market. Listen now: https://bit.ly/3ww5aNF

25 years in mortgage Underwriting & Lending , Built on integrity and performance.

Attend this foundational session to better understand mortgage fraud red flags found in loan files by reviewing documents and examples. Sign-up today: https://bit.ly/3LG7s0G

Have questions about anything mortgage related? Let's talk! Aaron Gallick | NMLS #929677 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AZ 0904774 | IA 2021-0157 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. |https://lnkd.in/g8kEPZut

Parents are helping their children with property purchases more than ever before, with the Bank of Mum and Dad now a top 10 mortgage lender. But just how much are they giving? In the latest real Talk episode, we chat with Matthew Hayes from Mortgage Choice and Stewart Davis, an Accredited Property Law Specialist, about how parent lending is showing up in market. Listen now: https://bit.ly/3ww5aNF