PlainsCapital Bank’s Post

Term loans offer borrowers a lump sum of cash up front, paid back on a schedule. These are great for small businesses with sturdy finances. But, even if you don't feel like your business fits the bill, an experienced funding professional can let you know for sure. Contact us today to learn more about this and other funding options! #termloans #financialhealth #fundingdreams

🚀 Attention Business Owners! 📈 Struggling with high-interest loans? 🤯 Discover the game-changing solution: Balance Transfers! 💰 Are you tired of pouring your hard-earned profits into sky-high interest rates? It's time to take control of your finances. Balance Transfers allow you to shift existing loans to a lower interest rate, saving you BIG 💸. 💡 Here's why it's a game-changer: 1️⃣ Slash Interest Costs 📉: Pay less in interest and free up cash for growth. 2️⃣ Streamlined Finances 🔄: Simplify your debt structure, manage your loans in one place. 3️⃣ Boost Cash Flow 🌊: Focus on what matters – growing your business! Don't let high interest rates hold you back! 🚀 Unlock financial freedom with a Balance Transfer today. 💼💪 #FinancialFreedom #BusinessSuccess #BalanceTransferMagic

Have you ever asked why some businesses soar in tough times? The answer could be their choice of financing. In 2024, the CRE world is shifting, and small-balance commercial loans are at the forefront of this change. 🤝 Flexible Financing: Small-balance loans adapt to your business needs, making them ideal for the current CRE recovery. 🤝 Smart Investments: With the right loan, you can grab unique investment chances that today's economy offers. 🤝 Closing Deals: These loans help close the gap in negotiations, making more deals possible. 🤝 Quick Cash: They're now easier to get, giving your business the cash flow it needs. Forget being stuck with rigid loans. With small-balance loans, you're equipped to jump on market opportunities and grow. In 2024, it's not about the size of your goals, but how well you use small-balance loans to achieve them. Want to leverage small-balance loans for your business's growth? Contact us to learn how we can guide you to success. #CommercialLoans #SmallBusinessFinancing #RealEstateInvesting

Term loans typically come with a set repayment period, which can span from one to ten years, depending on your agreement with the lender. This predictability allows businesses to budget effectively and allocate resources with precision, as you know exactly how much you'll owe and for how long. You can focus on your growth strategies without the worry of unforeseen expenses. It's time to secure your business's success with the stability and predictability of term loans! 💪 #TermLoans #BudgetingConfidence #BusinessSuccess #GetStartedNow

𝗘𝗾𝘂𝗶𝘁𝘆 𝘃𝘀 𝗗𝗲𝗯𝘁 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 Equity financing involves an entrepreneur selling a part of their business’ equity in exchange for capital. It does not have an obligation to repay the money, unlike debt financing, and does not add any financial burden to a company. Debt financing involves borrowing the funding your business needs from lenders and paying back the principal with interest. Loans are the most common type of debt financing. A low debt-to-equity ratio allows a business to seek additional debt financing in the future if necessary. https://lnkd.in/dniAQ4D #smallbusinessfinancing #equityvsdebt #aspencommerciallending

When it comes to long-term loans, lenders are mainly concerned with the current performance of the property, basing their decisions on today's income. They don't pay much attention to your business plan or potential future changes, as they're making a loan that will last for several years. Although there's some flexibility in adjusting expenses, the revenue aspect is quite rigid. Learn more about debt and how to optimally structure your deal by grabbing a copy of my book, linked in the comments below. #realestateinvesting #lonestarcapital

Term loans typically come with a set repayment period, which can span from one to ten years, depending on your agreement with the lender. This predictability allows businesses to budget effectively and allocate resources with precision, as you know exactly how much you'll owe and for how long. You can focus on your growth strategies without the worry of unforeseen expenses. It's time to secure your business's success with the stability and predictability of term loans! 💪 #TermLoans #BudgetingConfidence #BusinessSuccess #GetStartedNow

Starting a business isn't easy — especially when loans are involved. Instead of juggling high-interest rates, consolidating business debt is can have big short-term and long-term payoffs. Learn more about your options in the article below. ⬇️ #KWealthAdvisors #business #smallbusiness #businessowners #interestrates #debtconsolidation #financialgoals #financialplanning

At the end of the day, lenders just want to know ONE thing... Can you or more importantly will you pay them back? Lenders can determine this in a few ways... 1️⃣ 𝐂𝐫𝐞𝐝𝐢𝐭: Do you pay your other debt? 2️⃣ 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐜𝐨𝐦𝐞: Do you make enough money outside of your business to cover their monthly loan payment? 3️⃣ 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐈𝐧𝐜𝐨𝐦𝐞: Do you/will you make enough money with your business to cover their monthly loan payment? Don't get me wrong, there are more factors but without one of the above three, you won't get anywhere. Check out these examples ⤵ ⤵ ⤵ ⤵ ⤵ 💳 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝𝐬 = need credit. 💰 𝐒𝐭𝐚𝐫𝐭𝐮𝐩 𝐥𝐨𝐚𝐧 = need personal income. 💵 𝐄𝐱𝐢𝐬𝐭𝐢𝐧𝐠 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 = need business income. No matter what you need for your business, reach out to me so I can tell you how to get approved. For real, you can DM me. #businessloans #funding #startupbusiness #businessadvice #blackownedbusiness

Finding the right path for a business ain't easy and what works for one may not always work perfectly for the rest. But its important we know what options do we have to finance operations and strategies which leads you the critical success path for your business. Here we discover what really is debt financing in very simple terms and a careful evaluation of its pros and cons. Happy reading and your views are most welcome 📖 🤝 #Debtfinancing #Businessgrowth #RiskControl #StrategyandCompetition