QCR Holdings, Inc.’s Post

THE HISTORY AND PRESENT STATE OF THE AFFORDABLE HOUSING INDUSTRIAL COMPLEX IN AMERICA CAN BE SUMMED UP IN ONE WORD: BROKEN #HOMELESSNESS IS THE RESULT OF DECADES OF THE FAILURE TO BUILD AFFORDABLE HOUSING FOR ALL. DON'T BE FOOLED BY SLICK PROMOTIONAL POSTS THAT MAKE IT SEEM LIKE YOUR LOCAL, STATE OR FEDERAL GOVERNMENT ELECTED AND APPOINTED OFFICIALS ARE SOLVING THE AFFORDABLE HOUSING CRISIS. WHEN IT COMES TO AFFORDABLE HOUSING, THE PUBLIC AND TAXPAYERS MUST ASK: AT WHAT COST TO THE TAXPAYERS AND HOW LONG IS THE AFFORDABILITY PERIOD? EVERY TAXPAYER SHOULD BE ASKING THEIR ELECTED AND APPOINTED OFFICIALS THE FOLLOWING QUESTIONS: 1. How much local, state, and federal funding, tax credits, density bonus increase, waivers of impact fees, or other government benefit or incentive did the project receive? 2. What is the affordability period for each project and, if the affordability period is not in perpetuity or permanent, WHY NOT? 3. What guarantees exist that tenants in the affordable housing units will not be displaced after an "affordability period expires? Any LOCAL, STATE or FEDERAL official that does not MANDATE "permanent" affordability periods or affordability "IN PERPETUITY" for any project receiving some government benefit is commiting MALFEASANCE and should quit, be removed from office or be terminated. IN MOST CASES WHEN IT COMES TO AFFORDABLE HOUSING, the public and taxpayer are being fooled into thinking their elected and appointed officials are solving problems, when in fact, all hey have done is "KICK THE CAN DOWN THE ROAD" to burden a future generation with the same problem or crisis!

🌟 Exciting News Alert! 🌟 As we move forward into the future, it's evident that Florida Realtors are an integral part of fostering community support and recovery efforts. President Gia Arvin's recent statement highlights the crucial role that members play in shaping the community's trajectory. ✨ The future is bright: Florida Realtors will continue to lead the way in building resilient communities. ✨ By actively engaging in recovery efforts, members are not just selling houses, they're shaping the future of the communities they serve. ✨ President Gia Arvin's vision emphasizes the pivotal role of Florida Realtors in driving positive change and fostering unity. 🔮 Prediction: 🎯 • In the coming years, we can expect Florida Realtors to spearhead innovative initiatives that will strengthen community bonds and accelerate recovery efforts. • With a steadfast commitment to building strong communities, Florida Realtors will set new benchmarks for community engagement and social impact. Let's support and applaud the efforts of Florida Realtors as they continue to make a lasting difference in the communities they serve. Together, we can create a future where community support and recovery efforts thrive, setting a shining example for others to follow. #FloridaRealtors #CommunitySupport #RecoveryEfforts #FutureLeadership #Innovation #PositiveChange #Unity

#BlackHistoryMonth #raceandhousing #housingdisparities #FairHousing #EqualityInHousing #closethewealthgap #housingforall #equityinhousing #noracisminhousine #historyofhousing #fairlending #nomoreredlining Thanks Habitat for Humanity for this historical overview of Race and Housing in the 20th Century in the United States of America. View it here: https://lnkd.in/eEhFYVX3 Capital for Change (C4C) was intentionally designed to address and work to correct systemic racism in community lending and community development. C4C is committed to reaching out to and providing fair and equitable financing opportunities in Black and Brown communities, to combat and correct years of disregard and biased rejection.

On #MartinLutherKingDay, as we reflect on his inspiring words above, let's consider how we can honour his legacy. Learn how you can get involved with Habitat's work, serving the most vulnerable communities, at home and around the world: https://lnkd.in/egHpNGN4 #MLKDay #MartinLutherKingJr

Want to discover how churches can bring hope and healing through community economic development? David Kresta, one of our Agents of Thriving, shares how to “Love Thy Neighbor and Love Thy Neighborhood Economy.” Check out the article here: https://lnkd.in/ega2gAwF

🏛️ Empowering Communities to take on Historic Places of Worship: Insights from Historic Environment Scotland and Kilmaronock Old Kirk Trust 🔧📜 As community ownership of historic places of worship continues to grow, Historic Environment Scotland has shared a timely and valuable resource. Their recent blog post, "How To Take a Kirk Into Community Ownership," provides essential guidance and practical tips for community groups considering taking on the responsibility of managing and preserving these cherished buildings. ⛪🌍 Drawing on the successful experience of the Kilmaronock Old Kirk Trust, the blog offers insights into the challenges and rewards of community ownership. From navigating legal processes to engaging local support and ensuring sustainable management, the Trust's journey serves as an inspiring example for others to follow. 🤝💡 By sharing these experiences and lessons learned, Historic Environment Scotland is helping to empower communities across the country to take an active role in safeguarding their historic places of worship for future generations. 🏴󠁧󠁢󠁳󠁣󠁴󠁿✨ To learn more about the process of taking a kirk into community ownership and to discover the valuable tips provided by Historic Environment Scotland and the Kilmaronock Old Kirk Trust, read the full blog post here: https://ow.ly/4p1o50R36T7 #CommunityOwnership #HistoricPlacesOfWorship #PreservingHeritage #SustainableCommunities #ScotlandsHistory

CLT Resource Alert: Our Researchers are attending today's webinar, "Chinatown Land Trusts in Action: A Path to Community Resilience," hosted by Next City. For decades, Chinatowns have collectively acquired properties via community land trusts to resist being displaced in gentrifying neighborhoods. Tune into the conversation with us today, hosted by Oscar Abello, to understand the new challenges CLTs now face and how communities are organizing in Los Angeles, Toronto, and Boston https://lnkd.in/ejXbu2UR?

 As we close out Small Business Month, Donna Gambrell, CEO of Appalachian Community Capital, is featured this week in a Forbes article by Lenwood V Long Sr, discussing the critical role Community Development Financial Institutions (CDFIs) play in supporting Black-owned businesses. "Small businesses and entrepreneurs become the anchors of so many communities," says Gambrell. With a high-touch approach, CDFIs like Appalachian Community Capital are essential in providing the financial services and support that historically underbanked communities need to thrive. Read more about the impact of CDFIs and the importance of closing the racial wealth gap in the full article below: #SmallBusinessMonth #BlackOwnedBusiness #EconomicGrowth #CDFI #AppalachianCommunityCapital https://lnkd.in/eY5ZndZF

Share a compelling story of a community that came together to strengthen their local housing market, overcoming the bubble by smart investment and community planning. Highlight the lessons learned and how others can replicate this success.

Isaac Yablo is Senior Advisor for Community Safety for the City of Boston. He moves seamlessly across scales, from city-wide strategy to on-scene response. In his work, we watched how well Isaac sees people, where they are coming from, and the structures that surround them: the not visible things that are driving visible behaviors. Isaac has shown us what it can mean to be seen. Read our 2023 Year of Stories here: https://lnkd.in/gGt_nfRn The project: We worked with Isaac in co-designing an updated protocol for the city’s response to incidents of community violence. Read about some of Isaac’s work here: https://lnkd.in/e7snpWXV #communitysafety #strategy #codesign