SMUD’s Post

Housing is a perfectly fine investment even when prices/rents aren't increasing, https://lnkd.in/gWe3s7i3 This is because asset prices are based on the net expected value of future cash flow (or expected value of avoided rents), and they adjust to that expected value of future cash flow. Markets where rents are expected to increase see prices well above what makes sense based on current rents and that upfront negative cash flow is balanced by the appreciation caused by increasing rents. "Treating something as an investment" doesn't magically make its price go up. Restricting the ability to increase quantity supplied in response to increases in demand does though. This diversion against "financialization" is misguided. If Coca-Cola stockholders managed to get all other soda producers outlawed we wouldn't be talking about how treating stocks as an investment was the cause of "unaffordable soda".

Have a question about affordable housing and what Lakeshore Habitat and Jubilee are doing to address it? Have other affordable housing questions? Submit your questions and join us!

Something happened to Dearborn County. We used to be the community which let our historic downtowns deteriorate. We ignored -- if not abhorred -- the Ohio River. We didn't see much value in artistic and cultural offerings. We had an aversion to working together. Whether it is the IEDC READI program or the recently relaunched OCRA Stellar Pathways program, we are often told that our communities need to go bigger, bolder, and more transformational with our investments and future planning. If you sit back and take inventory, you will realize Dearborn County is already well down this path. Have you seen East Central High School's new natatorium? The snow-making innovation at Perfect North Slopes? What about the concepts for the City of Lawrenceburg Riverwalk project? Or do we realize the milestone that is the new, state-of-the-art cancer center which St. Elizabeth Healthcare just opened in Greendale? We even have one of the most popular night clubs in the Cincinnati area at Hollywood Casino's Boogie Nights. All this right here in lil' ol' Dearborn County. What got into us? What changed our "Humble Hoosier" mentality? Some might say it is just the result of riverboat gaming or Cincinnati's urban sprawl and population growth spilling over state lines into Dearborn County. If you ask me, it came down to visionary leadership and innovators. People which we at One Dearborn have the fortune to engage with each day. We shouldn't scoff at big ideas which appear beyond our grasp. As our track record shows, with the proper buy-in and prioritization, such ideas are more achievable in Dearborn County and Southeast Indiana than we give ourselves credit for. For Dearborn County to succeed in becoming an Indiana Office of Community and Rural Affairs #StellarPathways designee, we'll need people of many backgrounds, ideas, and desires for our communities to be thoughtfully engaged. It's a big table. I hope you'll pull up a chair.

"Your opinion matters! 🌟 Help shape the future of our parks, programs, and events by filling out the Peoria Park District Community Survey. 📝 Your feedback helps us better serve YOU and our community! 👉 Take a few minutes to share your thoughts: [link] Let's work together to make Peoria's parks even better for everyone! 🌳🎉 #PeoriaParks #CommunitySurvey #YourVoiceMatters #BetterTogether"

A great news piece highlighting the actions of Operation HOPE in Memphis as we work hand in hand with community leaders to bring educational assistance to those is dire situations. #HOPE #OperationHOPE #HOPEcoach #financialliteracy #financialfreedom #spreadawareness #upliftourcities #reducepoverty #civilrights #silverrights #education #awareness #financialcoaching

🏛️ Empowering Communities to take on Historic Places of Worship: Insights from Historic Environment Scotland and Kilmaronock Old Kirk Trust 🔧📜 As community ownership of historic places of worship continues to grow, Historic Environment Scotland has shared a timely and valuable resource. Their recent blog post, "How To Take a Kirk Into Community Ownership," provides essential guidance and practical tips for community groups considering taking on the responsibility of managing and preserving these cherished buildings. ⛪🌍 Drawing on the successful experience of the Kilmaronock Old Kirk Trust, the blog offers insights into the challenges and rewards of community ownership. From navigating legal processes to engaging local support and ensuring sustainable management, the Trust's journey serves as an inspiring example for others to follow. 🤝💡 By sharing these experiences and lessons learned, Historic Environment Scotland is helping to empower communities across the country to take an active role in safeguarding their historic places of worship for future generations. 🏴󠁧󠁢󠁳󠁣󠁴󠁿✨ To learn more about the process of taking a kirk into community ownership and to discover the valuable tips provided by Historic Environment Scotland and the Kilmaronock Old Kirk Trust, read the full blog post here: https://ow.ly/4p1o50R36T7 #CommunityOwnership #HistoricPlacesOfWorship #PreservingHeritage #SustainableCommunities #ScotlandsHistory

Imagine this: You live in a lively, affordable home. You wake up and cultivate your community garden and gather fresh eggs from the community farm. Then, you come by the community-run school and chat with parents. Now, turn this imagination into a reality! Join the "Cooperative Consciousness Revolution" and learn how to: 🌟 Apply the Rochdale Principles for democratic, equitable organizations. 🏡 Design and implement affordable cooperative housing projects. 🌿 Develop community gardening and farming skills. 🛒 Establish and run community-owned businesses. 📚 Explore models for innovative, community-run schools. Our communities need new leaders. Are you ready to step up? Start transforming your community today: https://lnkd.in/gaV4-EpZ   🌍 Let’s create thriving, sustainable communities together.

Hello All, Let's get real. This project is another masterpiece of Mr. Steven Levene/COO of Metrolinx. The steel span Through Plate Girder over existing Tracks at Newmarket 4.90 Davenport has many structural concerns. Mr. steven leven/(current COO of Metrolinx/ by then VP of RailCiorridor) decided to create a Risk Assessment Team Meeting (on Friday, June 4, 2021 1:30 PM-3:30 PM, ) and chaired this Team meeting. Created +/-35 pages of check marks, and he concluded that: all are good, the Case Closed! The above case was opened by an engineer (Name DELETED] of RailCorridor to begin with. the steel span was a Through Plate Girder, TPG, +/-100 ft long, double track, and amazingly, Direct Fixation. Why Direct Fixation instead of Ballasted Deck? Everyone knows that Direct Fixation will reduce the life-span of the bridge from +100 years to around 30 years. well Metrolinx has the answer!!! Also, the girders have top and bottom flange splices, as well as web splices exactly at the same location: one series on the North side of the span and one series on the south side. the above splices means that the weakest point of the top flange is aligned with the weakest point of the web and aligned with the weakest point of bottom flange, at two separate locations, one on the North side and one on the south side. you do the math!!! If you want more information, please let me know. Also, on September 18th and 19th, 2024, in Louisville, Kentucky, during the Arema Annual Conference, Metrolinx gave a presentation regarding the elevated bridge at Davenport Diamond, Newmarket sub/MX, and New Toronto Sub/(of a real railway). Ironically, Metrolinx did not talk about this portion (steel double track TOG crossing over the existing tracks of another railway) of the project. the bridge designer was not part of the presenter team. The bridge contractor was not part of the presenter team. I doubt that there was even a representative of the actual designer and the actual contractor team at Arema 2024. The people at the Arema Conf. 2024 were asking why? Well, the answer is: there is a series of serious issues with that steel span bridge over the New Toronto Tracks. Stay tuned for more info. @phil verster /CEO Metrolinx Steven Levene/ COO Metrolinx Metrolinx regards Siamak Khajehpour, P.Eng.

THANK YOU FOR TOP FAN.! With President Joe Biden – I just got recognized as one of their top fans.! ARTICLE: CRYPTOCURRENCY & REYGITONIUM-G. MICHAEL BLOOMBERG FORMER NYC MAYOR Co-FOUNDER BLOOMBERG L.P MIKEBLOOMBERG.com CHAN ZUCKERBERG INITIATIVE CHANZUCKERBERG.com BILL & MELINDA GATES FOUNDATION GATESFOUNDATION.org TENRI CULTURAL INSTITUTE tenri.org https://lnkd.in/e55sRd8b https://lnkd.in/eB98Jnv9 WonderMind.com: CRYPTO-FINANCE & WHAT'S ON THE TABLE. REYGITONIUM-G MR. MS. TEEFEY & SELENA GOMEZ-RARE-SUPERSTAR. TCI GALLERY SPRING 2024 THEMES. CRYPTOCURRENCY & REYGITONIUM-G TO WHOM IT MAY CONCERN: I ABSOLUTELY SEE NOTHING WRONG WITH CRYPTOCURRENCY: REYGITONIUM-G I CAN UNDERSTAND WHY THE INFANT DEMOCRATIC-CAPITALISTIC MINDS OF TODAY BLAME USA GOVERNMENT. THEN IS ANY GOVERNMENT TO BE BLAMED FOR HOMELESS PROBLEMS PLAGUING THE WORLD.? NO. GOD KNOWS HEADACHES USA GOVERNMENT HAVE WITH THE FOREIGN AFFAIRS. THE NEW WORLD PRACTICALLY SHOCK TO WITNESS. PEOPLE ONLY WORKING TOGETHER FOR A COMMON GOAL. "IN THE PURSUIT OF HAPPINESS." THUS DOESN'T THAT ALSO INCLUDE THE HOMELESS. THE HOMELESS ARE OUT THERE. ARE YOU.? HOMELESS.. AN OPPORTUNITY MISUNDERSTOOD. The modern economic system is a market economy, which is a capitalist economy where people, not the government--NOT THE GOVERNMENT--own most businesses. In a capitalist economy, prices allocate capital and labor between competing uses, and capital assets like factories, mines, and railroads can be privately owned and controlled. https://lnkd.in/eB98Jnv9 GOOGLE EXAMPLE, IF YOU NEED TO RAISE MONEY FOR ANY REASON OR MORE SO LETS SAY THE "HOMELESS" PROBLEM WHICH IS BELIEVED TO BE TIME & MONEY CONSUMING BUT IN ONE DIRECTION TOWARD THE HOMELESS. HOWEVER CRYPTOCURRENCY CAN POSSIBLE ALLOWS AN EXPENDITURE OF CURRENCY TO BENEFIT ALL WHO USES THE CRYPTO & REGARDLESS OF HOW IT'S CONSUMED. THEREFORE IF A CRYPTO HOMELESS CURRENCY REYGITONIUM-G EXISTED IT'S MORE HIGHLY LIKELY THAT THE HOMELESS PROBLEM CAN BE VANQUISHED BECAUSE CURRENCY-FINANCES IT'S ALWAYS AVAILABLE TO BE TAPPED INTO FOR HOMELESS RESOLUTIONS. REYGITONIUM-G: EACH COUNTRY GOVERNMENT INITIAL $1-DOLLAR INVESTMENT PORTFOLIO OF 8-BILLION EARTH CITIZENS. THEREAFTER GLOBALLY ANYBODY CAN INVEST IN THE CRYPTOCURRENCY REYGITONIUM-G. OR CONTINUE HIDING THE HOMELESS WHEN A POLITICAL LEADER VISITS AMERICA. CLOSING COMMENT: THE DAMNEDEST CRAZIEST FUNNIEST EMBARRASSING ABOUT THE HOMELESS CHAOS IS ANY EXCUSE AS TO WHY HOMELESS EXIST. HENCEFORTH CONSIDER USA TRILLIONS IN DEBT & 6,120 HOSPITALS SCATTERED AROUND THE USA & MANY COUNTRIES ASKING FOR FOREIGN AID IN THE TRILLIONS & YOU TALKING EXCUSES. MEANWHILE WE WANT TO SETTLE HUMANITY ON OTHER PLANETS. THANK YOU FOR READING.

The research is clear: mixed-income housing is key to upLifting Orlando. 📊 70% of young adult Americans said that it was harder for them to afford a home than it was for their parents’ generation. In October 2021, about half of Americans (49%) said this was a major problem where they live—and this is up 10 percentage points from early 2018. Affording a home is now an American challenge; we need one another to learn how to handle this challenge best. For over a decade, Lift Orlando has been working with residents to create mixed-income housing opportunities, bringing beautiful homes to places like Pendana at West Lakes and Pendana Senior Residences. Both were created thanks to our phenomenal partner Columbia Residential. You can upLift your neighbor with Lift Orlando, too. Give to support the Love is Local campaign at loveislocalorlando.com ********************************** Read more about the research here ⬇️ https://lnkd.in/e4gH_yR5