An Executor Should Obtain a Credit Report on the Person who Passed Away and Also Freeze the Accounts:
How do I obtain a credit report for a deceased person:
The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies.
Send a letter along with the following information about the deceased:
✅ Legal Name
✅ Social Security Number
✅ Date of Birth
✅ Date of Death
✅ Last known address
✅ A copy of the death certificate of Letters of Testamentary. A Letter of Testamentary is a document issued by a court or public official authorizing the executor of a will to take control of a deceased person’s estate.
Also send information about yourself, including:
🔵 Your Full Name
🔵 Address for sending final confirmation
🔵 In case of an executor, include the court order or other document showing an executor
Send the request and information to all three credit reporting companies by mail:
➡️ Equifax, P.O. Box 105139, Atlanta, GA 30348-5139
➡️ Experian, P.O. Box 2002, Allen, TX 75013
➡️ TransUnion, PO. Box 2000, Chester, PA 19016
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