Trevor Dias’ Post

💸💸💸 Do you know what your wealthy life looks like? 🤔🤔 Here are a few reasons why you might want to pursue a wealthy future: 🗽 Independence: being able to walk away from situations that are not good for you and freedom to decide when you want to retire. Retirement ages keep moving up, so make sure you are in the driver’s seat. 🏰 Levelling up: being able to improve your lifestyle in a sustainable way – being able to afford a nicer home, travel more luxuriously, or whatever else you want to have more of in your life. 🧓 Retirement: being able to maintain your lifestyle in retirement, cause for a lot of us state pension is not gonna cut it. 👨👩👧👧 Next generation: being able to provide better for your kids, but also to care for your parents if they need some help. Are you working towards a wealthier future? If you would like to start or need help to figure things out, let’s have a chat! #buildingwealth #moneyintentions #growthjourney ------------------------------------------------------------- 👋 Hi, I'm thrilled you're here! I'm Sarah and I'm passionate about helping you grow your career and finances with confidence, purpose and determination 💪. Imagine your wealthy life and start creating it with clear purpose and intention! 🎯 Connect with me 🔔 if this is something you’d like to hear more about!

𝐈𝐬 𝐘𝐨𝐮𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐞𝐥𝐥𝐛𝐞𝐢𝐧𝐠 𝐒𝐞𝐭𝐭𝐢𝐧𝐠 𝐘𝐨𝐮 𝐔𝐩 𝐟𝐨𝐫 𝐚 𝐇𝐞𝐚𝐥𝐭𝐡𝐲, 𝐇𝐚𝐩𝐩𝐲 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭? 🤔 As a financial planner in the UK, I often see a direct link between financial wellbeing and overall wellness – especially when it comes to preparing for retirement. Let's be honest, financial stress isn't just about numbers on a spreadsheet. It can creep into every corner of your life: 🔹 𝐒𝐥𝐞𝐞𝐩𝐥𝐞𝐬𝐬 𝐧𝐢𝐠𝐡𝐭𝐬: Worrying about bills and savings can seriously disrupt your rest. 🔹 𝐒𝐭𝐫𝐚𝐢𝐧𝐞𝐝 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬: Financial pressure can put a real strain on your personal connections. 🔹 𝐏𝐨𝐨𝐫 𝐡𝐞𝐚𝐥𝐭𝐡:  Chronic stress can manifest in physical symptoms and affect your mental wellbeing. The good news? Taking control of your finances today is an investment in your future happiness AND your health. Here's how financial wellbeing can pave the way for a more enjoyable retirement: 𝟏. 𝐏𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝: Knowing you've got a solid plan in place reduces anxiety and allows you to focus on what truly matters. 𝟐. 𝐌𝐨𝐫𝐞 𝐜𝐡𝐨𝐢𝐜𝐞𝐬: Financial security opens up possibilities for travel, hobbies, and giving back to your community. 𝟑. 𝐋𝐞𝐬𝐬 𝐬𝐭𝐫𝐞𝐬𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐡𝐞𝐚𝐥𝐭𝐡: Lowering financial stress can positively impact your physical and mental health, leading to a more fulfilling retirement. 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐬𝐭𝐞𝐩? Let's chat about creating a personalized financial plan that prioritizes your wellbeing, both now and in your retirement years. - Stephen Pitcher #RetirementPlanning #FinancialWellbeing #UKFinance #MentalHealthMatters #FinancialPlannerUK #MentalHealthAwarenessWeek

🚀 Chasing FIRE: Are you? 🚀 Ever wonder what life could be like if you didn't have to wait until your 60s to enjoy it? That's where the FIRE movement—Financial Independence, Retire Early—comes in! 🔥 The idea is simple: Save and invest aggressively, build wealth, and break free from the traditional work-life timeline. Whether it's saving every penny to retire in your 30s or finding a balance between enjoying life now and securing a future, FIRE is about gaining the **freedom to live life on your terms.** So, how much do you need? The "Rule of 25" suggests multiplying your annual expenses by 25. For instance, if you spend ₹12 lakhs a year, you’d need around ₹3 crores to retire comfortably. But don't forget to account for taxes and unforeseen expenses—some suggest aiming for 30x instead. However, FIRE isn’t all glamour. Life after early retirement can come with its own challenges—medical emergencies, changing relationships, or even losing the social connections that work provided. And let’s not forget lifestyle inflation, where rising incomes lead to higher spending! But at the core, FIRE isn’t about stopping work altogether—it’s about taking control. It’s about having the financial cushion to pursue passions, spend time with loved ones, and design a life that’s truly yours. 🌟 Are you chasing FIRE? 🔥 Let me know your thoughts on this intriguing movement below! 👇 #FinancialIndependence #RetireEarly #FIRE #WealthBuilding #LifeGoals

“Stop acting as if life is a rehearsal. Live this day as if it were your last. The past is over and gone. The future is not guaranteed." Wayne Dyer These words encapsulate a profound truth about our existence. Life is not a dress rehearsal; it’s the real deal. This philosophy applies to many aspects of our lives, including how we manage our finances. While it’s essential to plan for the future, ensuring that we enjoy our lives today is equally important, especially as we approach and enter retirement. Don’t wait for the ‘one day’ to do what you always wanted to do. Plan to make this happen as soon as possible. LIFE IS NOT A REHEARSAL. Live your life to the full. Financial planning should not be about depriving yourself today for the sake of tomorrow. Instead, it should be about creating a balanced approach that allows you to live fully now while securing your future. As you plan for retirement, remember that the goal is to enjoy a comfortable and fulfilling life. So, live each day as if it were your last, but plan as if you’ll live forever. This balance will lead to a rich and rewarding life, both now and in the years to come. #mondaymusings #financialfreedom Glade Financial

“What’s your plan for maintaining your lifestyle after retirement, even when life throws you a curveball?” Let me share a story about my client, Mr. Kong. After working as a manager for 30 years, he had big plans to enjoy his retirement—he loved food, travel, and was ready for that next chapter. But life had other plans. One day, he suffered a stroke that left him paralyzed, and his retirement seemed at risk. Thankfully, with proper planning, Mr. Kong was able to stay on track. Here’s how: 1️⃣ Comprehensive medical coverage: His medical card took care of all the hospital bills, ensuring he didn’t have to dip into his savings for treatment. 2️⃣ Careful financial planning: Our strategy accounted for unexpected life events, so even with new costs—like hiring a caregiver and purchasing equipment—he was able to live comfortably. 3️⃣ Solid savings plan: Despite the increased expenses, Mr. Kong’s savings remained intact, ensuring he could continue to support himself without becoming a financial burden to his family. Two years later, I met with Mr. Kong again. He had recovered tremendously—though not as mobile as before, he could walk again. His speech was slightly slurred, and writing wasn’t as easy, but his positive outlook remained strong. He said to me, “I may have a long way ahead, but I want to get better and continue enjoying my retirement with my wife.” Life can be unpredictable, but with the right planning, you can still live the retirement you’ve always dreamed of—even when challenges arise. 👉 Follow me to hear more real-life financial journeys with #MoneyMattersStories. Discover how proper planning can help you secure your future, no matter what life throws your way. #RetirementPlanning #WealthManagement #LongTermCare #FinancialSecurity #Resilience #MoneyMattersStories

Is financial independence and retirement a noble pursuit? What do you do after you retire? If you could make money doing what you would after retiring, why don’t you just do that now? Are you saving up to retire so you can serve more, travel, or do more hobbies? But what if you have the health and energy to do those things now instead of after you retire? What would you do with all the money after you retire? Give it away? If so, why not give it now so you can have the joy of seeing the fruit of your generosity? The modern “FIRE” (financial independence retire early) trend is the subject of many of these questions. Proponents argue FIRE is the only way to escape the rat race, buy back your time, invest your time in the things that give the most meaning and purpose for life. Opponents argue that work in and of itself is a meaningful and life giving phenomenon and therefore the happiest people work their entire lives. I think of someone like Warren Buffet who is still working full time at 94 years old. Theologians often argue that work was created by God before the Fall and therefore work is a core aspect of what gives us meaning and purpose in life. The concept of FIRE is nothing new. Historically, most of people’s wealth was held in land. If a family had enough land that rents from their land could cover all of their expenses, they would join a class called the “landed gentry” (below is a famous painting of a family who had become “landed”). Similar to now, these folks argued that their landed status enabled them to spend their time on pursuits like education, science, political service, or the arts. FIRE proponents would argue that becoming financially independent doesn’t mean that you have to retire, but instead you could switch to a more meaningful form of less stressful work even if it is not high paying. What do you think? #financialindependance #investing #FIRE #faithandwork

Strong relationships lead to longer, healthier, and happier lives. Emotional wealth—your connections with Loved Ones—is what makes retirement truly fulfilling. 𝑾𝒉𝒂𝒕'𝒔 𝒐𝒏𝒆 𝒘𝒂𝒚 𝒚𝒐𝒖 𝒄𝒐𝒖𝒍𝒅 𝒔𝒕𝒓𝒆𝒏𝒈𝒕𝒉𝒆𝒏 𝒂 𝒓𝒆𝒍𝒂𝒕𝒊𝒐𝒏𝒔𝒉𝒊𝒑 𝒘𝒊𝒕𝒉 𝒂 𝑳𝒐𝒗𝒆𝒅 𝑶𝒏𝒆? Click the link or scan the code: bit.ly/49CrdRG #EndgamePlanning #LifePlanning #garthhassel #keepyourlife #RelationshipsMatter

Strong relationships lead to longer, healthier, and happier lives. Emotional wealth—your connections with Loved Ones—is what makes retirement truly fulfilling. 𝑾𝒉𝒂𝒕'𝒔 𝒐𝒏𝒆 𝒘𝒂𝒚 𝒚𝒐𝒖 𝒄𝒐𝒖𝒍𝒅 𝒔𝒕𝒓𝒆𝒏𝒈𝒕𝒉𝒆𝒏 𝒂 𝒓𝒆𝒍𝒂𝒕𝒊𝒐𝒏𝒔𝒉𝒊𝒑 𝒘𝒊𝒕𝒉 𝒂 𝑳𝒐𝒗𝒆𝒅 𝑶𝒏𝒆? Click the link or scan the code: bit.ly/49CrdRG #EndgamePlanning #LifePlanning #garthhassel #keepyourlife #RelationshipsMatter

The hardest clients to work with are those without goals or a vision for their future. We can certainly help prompt and nudge clients based on other client experiences, but without a discernable goal in mind, it is impossible to compute the risks, savings, and investments. It reminds me of the Alice in Wonderland: "Alice: Would you tell me, please, which way I ought to go from here? The Cheshire Cat: That depends a good deal on where you want to get to. Alice: I don't much care where. The Cheshire Cat: Then it doesn't much matter which way you go. Alice: ...So long as I get somewhere. The Cheshire Cat: Oh, you're sure to do that, if only you walk long enough.” Not only do clients need to have some goal or vision for their future, but so do we. What are working so tirelessly for? What's retirement look like to you? What house do you want to live in? What part of the country (or what country, for that matter)? What type of car do you want to drive (or fly)? How many vacations and what kind do you want to take? Do you want to work or volunteer in retirement? etc. etc. I think Arnold summed it up well in his recent book Be Useful: "The only difference between them and us, between me and you, between any two people, is the clarity of the picture we have for our future, the strength of our plan to get there, and whether or not we have accepted that the choice to make that vision a reality is ours and ours alone."

I read the saddest post on social media this morning. The author started by saying they "gave up on retirement years ago. It's nothing more than a pipe dream." So they started intentionally doing things to sabotage their own health, in the hope of shortening their lifespan. They described their various medical issues. As I was reading, I was thinking to myself that this person must be middle-aged at least. Turns out they're 25. Most of the responses rightfully encouraged the OP to get help from a doctor/counselor/therapist. A few gave some basic advice about careers or saving, or about how 25 is so young to give up. All true and good. What would you say to this young person? Here are my thoughts: The purpose of life is NOT retirement. The purpose of life is to live—fully and with meaning. What makes you happy? What gives you meaning and purpose? What gives you peace? What makes you want to live? Start there first. Of course I'd be a terrible financial planner if I didn't encourage people to save for the future; but the saving is just a means to an end. Money is a tool, not the goal. The goal is a full and happy life. What do you think?