WindyLaw.com | Larry Moskowitz, PA’s Post

Helene was the strongest hurricane to ever strike Florida’s Big Bend as it was the first Category 4 storm to do so. Helene brought massive devastation: The Florida coast from Tampa to Cedar Key experienced record storm surge of 6 to 9.5 feet last night. Some places set storm surge records including Cedar Key, Clearwater Beach, St. Petersburg and Old Port Tampa. Here are our tips for homeowners 👇 1️⃣ Beware of outdoor hazards, such as dangling power lines and broken tree limbs 2️⃣ Avoid flood water, as it may have harmful contaminants and dangerous debris 3️⃣ Once flood water is gone, immediately clean and repair damages to avoid mold—and wear protective gear 4️⃣ Protect your property from further damage by boarding up broken windows to help deter vandalism or additional weather damage 5️⃣ Keep an inventory of any damaged property. Create a list of any damaged contents, including a description of the item, name of the manufacturer, brand name, age, as well as the place and date of purchase, if known. Include photographs, videotapes or personal property inventories you may already have available. 6️⃣ Save all receipts for all immediate repairs made, incurred hotel or other housing, along with food or other expenses incurred due to evacuating your area 7️⃣ Keep a journal of every conversation with insurance representatives and others involved in your hurricane damage claim 🚨 Call The Morgan Law Group before you call your insurance company. Our attorneys are experienced in insurance claims and will prepare your claim to ensure the limits are properly reflected in the submission, thus maximizing your coverage! We are #YourPolicyAdvocate

Hurricane Ian's storm surge of at least 13.8 feet along Fort Myers Beach is the highest surge ever recorded in Southwest Florida over the past 150 years, and it caused massive flooding damage, washing away entire buildings. Water can be one of the most destructive forces of a hurricane, whether it’s rain entering the home through a hole in the roof, a blown-in front door, or several feet of storm surge flooding it. It is crucial to know if you live in a flood zone and to get flood insurance coverage if you do. It is crucial to document water damage, irrespective of whether you hold a separate flood insurance policy within your homeowner's insurance coverage. This documentation is essential because, in instances where heavy rainfall coincides with strong winds, structural damage to your home can lead to secondary flooding, categorically falling under the umbrella of windstorm damage. The additional threat of storm surges introduces the possibility of flooding that may not be encompassed by your insurance policy. When initiating a hurricane insurance claim, providing comprehensive and detailed descriptions of the damages, accompanied by photographs, can streamline and expedite the intricate and potentially stressful claims process. If you have questions about a hurricane claim, give us a call at ZinnLaw, we excel in hurricane litigation, (239) 418-1529 or go to our website https://zinn.law #SWFLhurricanelitigation, #Floridahurricanelawyer

As the skies clear and we begin to assess the aftermath of Hurricane Milton, it’s crucial not to overlook one of the most important steps: a thorough roof inspection. Storms can be brutal, and our roofs often bear the brunt of the damage. Missing pieces, leaks, or structural issues may not be immediately visible, but they can lead to significant problems if left unchecked. Here are a few key reasons to prioritize a post-storm roof inspection: ▪ Prevent Further Damage: Catching issues early can save you from costly repairs down the road. A small leak today can turn into a major problem tomorrow. ▪ Ensure Safety: A compromised roof can pose safety hazards to your home and family. Inspecting after a storm helps to ensure a safe living environment. ▪ Insurance Considerations: Documenting any damage promptly can be essential for your insurance claims. Take photos and contact your insurance company as soon as possible. ▪ Peace of Mind: Knowing your roof is intact will give you peace of mind as you move forward, especially with more storms potentially on the horizon. Remember, it's best to consult with a professional who can provide a comprehensive inspection and identify any issues you might overlook. Don't hesitate to reach out for assistance. Stay Safe! We are here for you. #RoofInspection #StormDamage #CommercialRoof #PAXServicesGroup

Hurricane season is upon us, and being prepared is more crucial than ever. Are you ready to face potential storms with confidence? Dive into our latest blog where Dionna Chambers, our Director of Claims, shares expert insights on navigating the aftermath of a hurricane. Learn about the essential steps in the claims process and discover practical tips to ensure a swift recovery. From immediate actions post-storm to the intricacies of filing claims, our guide has everything you need to protect your home and business. 👉 Read the full blog here: https://lnkd.in/eJRkfNKv #HurricanePreparedness #ClaimsProcess #DisasterRecovery #InsuranceTips #StaySafe

Hurricane Debby has caused significant flooding and property damage across Florida. If you're dealing with the aftermath, you don't have to face it alone. At Judd's Adjusting, we're here to help you navigate the complex insurance claims process and ensure you receive the full compensation you deserve. Our team of expert public adjusters specializes in hurricane damage claims, providing thorough damage assessments, detailed documentation, and skilled negotiation with insurance companies. We understand the urgency and stress of such events, and we're committed to being your advocate every step of the way.🔍 Need help understanding your policy? 📋 Unsure how to document your damages? 💼 Want to maximize your insurance payout? Visit our Hurricane Debby resource page for more information and to schedule a free consultation: Hurricane Debby Resources https://lnkd.in/gSAq5-GT Stay safe, Florida. We're in this together. 💪 #HurricaneDebby #InsuranceClaims #PropertyDamage #PublicAdjuster #JuddAdjusting #FloridaStrong #DisasterRecovery #MaximizeYourClaim

PUBLIC SERVICE ANNOUNCEMENT A Message from Insurance Commissioner Mike Causey Hurricane Debby has made landfall on the Florida Gulf Coast and is expected to bring heavy rain and other storm conditions to North Carolina this week! This is the fourth named storm of the 2024 Atlantic hurricane season after Tropical Storm Alberto, Hurricane Beryl, and Tropical Storm Chris all of which formed in June. The heaviest rain amounts from Debby could top 25 inches or more, with some forecast models showing the storm could linger through Thursday. The impact of this storm could potentially affect everyone in North Carolina. In anticipation of this storm, the governor has declared a state of emergency which will waive certain requirements to expedite preparations and provide for swift emergency response and recovery after the storm. This includes relaxing enforcement of certain size and weight restrictions for vehicles that will be engaged in relief efforts before, during and after the system to include, but not limited to, power restoration and debris removal. It’s important to not be a victim! The best time to prepare is now – protect yourself and your valuables before the impacts from the storm arrive. It is also imperative to understand your home’s vulnerability so you can know how to shore up. Here are some tips of what to do before, during and after the storm:

Another Hurricane, Another Fight for Survival—What Helene Means for Homeowners Hurricane Helene slammed into Florida's Big Bend with winds reaching 140 mph, leaving over 1.3 million homes without power. This isn't just another storm—it’s the fourth hurricane to hit the U.S. Gulf Coast this year, causing damages projected to reach $15 billion. For policyholders, this is yet another reminder of the battles ahead: securing fair claims from insurers who often drag their feet after these catastrophic events. Has your home been impacted? Let’s talk about how to ensure your insurance company treats you fairly. #HurricaneHelene #Homeowners #Insurance

As Hurricane Ernesto heads toward Bermuda, our Event Response Team is actively monitoring the storm to best estimate the financial impact and offer insights into what drove the losses. Estimating the financial impact to the insurance industry during the hurricane season is one of our highest priorities as informed decisions are needed at a moments notice. A recent AM Best article explores the barrage of loss estimates issued by a range of modelers, brokers and reinsurers in the face of catastrophic hurricane events. A comparison of selected storms in recent years shows that estimates vary significantly between the competition and can even fall short. Highlighted in the article is CoreLogic’s wind loss estimate for Hurricane Ian of between $22 billion and $32 billion of insured losses, released just one week after landfall. The Florida Office of Insurance Regulation had the actual loss at $21.4 billion. Jon Schneyer, Director of Catastrophe Response explains how we were able to capture the effectiveness of building codes, showcasing that "CoreLogic is in a unique position to have a complete and comprehensive residential property database that includes building characteristics such as year built, roof age, or roof type that are relevant to hurricane wind vulnerabilities.” Subscribers can read the full article here: https://lnkd.in/eYcHTnaV

As we approach the middle of the 2024 Atlantic Hurricane season, all signs are pointing to increased volatility that may result in destructive coastal hurricanes. ARE YOU PREPARED? DO YOU HAVE A PLAN? HOW ARE YOU COVERED IF YOUR HOME IS DAMAGED AND YOUR ARE DISPLACED? WHO IS YOUR FIRST CONTACT WITH INSURANCE?

🌀As hurricane season kicks off today, Cordo Claims Group urges everyone to prioritize preparedness. Our experience in handling insurance claims during natural disasters underscores the importance of proactive planning. Here's how you can be ready: Understand your policy: Knowing the extent of your protection can make a significant difference when filing a claim after a hurricane strikes. Let us review your policy now before the storm strikes. Assemble an emergency kit: Stock up on essentials like water, non-perishable food, medications, and important documents. Being prepared can help mitigate the impact of a storm. Protect your property: Invest in preventive measures such as reinforcing windows, securing outdoor items, and trimming trees. These steps can minimize damage and reduce the severity of potential insurance claims. Plan your evacuation route: Familiarize yourself with evacuation routes and have a plan in place for relocating to a safe location if necessary. Stay informed: Timely information can help you make informed decisions and stay safe during a hurricane. Follow us for the latest updates. In the event of damage to your property, Cordo Claims Group stands ready to assist you with your insurance claim. Our team of experts is dedicated to helping you navigate the claims process efficiently and effectively. Stay safe and prepared this hurricane season with Cordo Claims Group as your catastrophe claims specialists. When damage happens, make sure you “CLAIM IT WITH CORDO”®️. If you suffer damage to your home or business, contact Cordo Claims Group at 877.55.CORDO or call Cordo direct at 305.431.7377. Still have questions? You can also visit our website at www.cordoclaims.com. Jose Luis Cordo, FL Lic# A054875 Cordo Claims Group Proudly Serves Policyholders in Florida | Louisiana | Mississippi | Texas | Georgia | Virginia | West Virginia | North Carolina | South Carolina | Colorado | Maine #claimit #claimitwithcordo #catastropheclaimsspecialists #trusttheexperts #publicadjuster #propertydamage #commericialclaims #marineclaims #residentialclaims #mold #waterdamage #firedamage #lightningdamage #roofdamage #hurricanedamage #flooddamage #tropicalstormdamage #roofleak