Brian Zinn’s Post

Hurricane Debby’s impact on the insurance industry is estimated at $1.4 billion in privately insured losses, with the majority stemming from wind damage. According to Karen Clark & Company, this figure includes significant costs from wind, storm surge, and inland flooding, but excludes losses covered by the NFIP. https://hubs.la/Q02LzY1X0

As we approach the middle of the 2024 Atlantic Hurricane season, all signs are pointing to increased volatility that may result in destructive coastal hurricanes. ARE YOU PREPARED? DO YOU HAVE A PLAN? HOW ARE YOU COVERED IF YOUR HOME IS DAMAGED AND YOUR ARE DISPLACED? WHO IS YOUR FIRST CONTACT WITH INSURANCE?

🌪️ Did you know Broward County is one of the most hurricane-susceptible areas in the U.S.? Broward, Miami-Dade, and Palm Beach counties rank among the top 5 most vulnerable hurricane zones, making them particularly prone to severe storm damage. Florida’s beaches also claim 24 of the top 25 most dangerous spots due to the ever-present threat of hurricanes. Living in these high-risk areas means being prepared for the worst. Hurricanes can cause extensive property damage, leaving homeowners and businesses facing substantial repair costs. Unfortunately, insurance companies often complicate the process of filing claims, making it challenging to get the compensation you deserve. At Windy Law, we specialize in fighting for your potential claims against insurance companies. Our experienced team is dedicated to helping you navigate the complex claims process, ensuring you receive the support and compensation you need to recover from storm damage. Check out this informative article to learn more about the specific risks. Windy Law is dedicated to fighting for you against insurance companies who lowball and deny claims. Our experienced team is here to help you navigate the complex claims process and ensure you receive the support and compensation you need. Stay informed, stay prepared, and know that Windy Law is here to support you every step of the way. Protect your home and loved ones by staying proactive and understanding the risks and resources available to you. 🏠 If you or someone you know may need assistance with a property damage claim, give us a call today at 844-88-WINDY. Visit WindyLaw.com to learn more. #WindyLaw #LarryMoskowitzPA #HurricanePreparedness

One of the most cited reasons by insurance adjusters for denying claims is a lack of documentation of evidence of hurricane damage. When it comes to filing an insurance claim after a hurricane, it’s important to provide as much documentation as you can with your claim. Here are a few steps you should take to do that. First and foremost, take lots of pictures of the damage, and be sure to cover all of the damage. So if it’s a flood claim, don’t just take photos of the ruined rugs,; be sure to take photos of the water marks on the walls and any damage that might have been done to the furniture. In fact, before the storm even hits, it is best to take some “before” photos of your home and all the important and expensive items in it so you have comparison photos afterward. Write a detailed list of all the damages to include with your claim. If you have questions about a hurricane claim, give us a call at ZinnLaw, we excel in hurricane litigation, (239) 418-1529 or go to our website https://zinn.law #SWFLhurricanelitigation, #Floridahurricanelawyer

Are Your Properties Hurricane-Ready? As hurricane season kicks into high gear, commercial property managers face the daunting task of preparing for potential wind and hail damage. Here are some crucial tips to ensure your properties are ready to weather the storm: 1️⃣ Inspect and Reinforce Roofs: Conduct a thorough inspection of your property's roofs to identify any weaknesses or areas susceptible to damage. Reinforce vulnerable areas and consider investing in hail-resistant roofing materials to mitigate potential hail damage. 2️⃣ Secure Outdoor Assets: Secure loose outdoor equipment, signage, and fixtures to prevent them from becoming hazardous projectiles during high winds. Consider storing or anchoring items that could threaten your property or surrounding areas. 3️⃣ Trim Trees and Branches: Trim trees and branches near your property to minimize the risk of falling debris during strong winds. Pruning can help prevent building damage and reduce the likelihood of power outages caused by fallen trees. 4️⃣ Review Insurance Coverage: Review your property insurance coverage to ensure you have adequate protection against wind and hail damage. Understand your policy deductibles, coverage limits, and exclusions, and consider supplementing your coverage with additional policies if necessary. 5️⃣ Partner with BlueKey: Leverage BlueKey's expertise and comprehensive services to fortify your properties against hurricane-related risks. Our Building Asset Management (BAM) program offers proactive planning, expert claim support, and strategic guidance to safeguard your assets and streamline the recovery process. Learn more about how BlueKey can help protect your properties from hurricane damage. https://lnkd.in/dvkm-5_c Don't wait until it's too late! Prepare your properties now to minimize the impact of wind and hail damage during hurricane season. Stay safe and resilient against the storm with BlueKey by your side. #HurricanePrep #PropertyManagement #BAM #BlueKeyCRC

🌪️ Prepare for Hurricane Season🌪️ Hurricane season is right around the corner, starting June 1st. Is your home and family ready for the potential storms? 🏠 Homeowners Insurance: Protect your home from hurricane damage with robust coverage. 🚗 Auto Insurance: Ensure your vehicle is covered in case of storm-related damage. 📦 Flood Insurance: Get additional protection against flooding, which is not always covered by standard policies. 💼 Business Insurance: Safeguard your business assets and operations from storm disruptions. 🔹 Why It’s Important: Property Protection: Shield your home, car, and business from costly repairs. Financial Security: Avoid large out-of-pocket expenses for storm damage. Peace of Mind: Rest easy knowing you’re prepared for the unexpected. 🔧 Hurricane Preparedness Tips: Review Your Policies: Make sure your coverage is up to date and sufficient. Document Your Property: Take photos or videos of your home and belongings for potential claims. Create an Emergency Kit: Include essentials like water, food, medications, and important documents. Plan an Evacuation Route: Know where to go and what to take if you need to evacuate. Don’t wait until the storm is at your doorstep. Contact us today to review your insurance coverage and ensure you’re fully prepared for hurricane season! 📞 936-760-5963 📧CSR551@twfg.com 👍 Like our page for more tips and updates to keep you protected year-round! #HurricaneSeason #StormPreparedness #InsuranceCoverage #YourInsuranceAgencyName #PeaceOfMind

#Hurricane #Beryl, the earliest #Atlantic hurricane to reach Category 5 intensity, is an important early-season reminder that being prepared before the storm is more important than ever. Hurricanes can impact businesses, communities, and supply chains. Having an #insurance policy with simple coverage terms and quick payouts can significantly accelerate recovery efforts. If your business is exposed to hurricanes, our #parametric hurricane solution STORM pays out when a named windstorm meets or exceeds a certain wind speed at your location, and you incur losses. Learn more here: https://ow.ly/pHUZ50SuWgr

🌪️🌧️ The 2024 Hurricane Season is officially here, and NOAA forecasts an active one, especially for the Atlantic Seaboard. Are you ready? Here are our tips to be prepared and ensure you have the right insurance protection on your home or business this year: 🔍 Review Your Insurance Coverage: Hurricane/Windstorm Deductibles: These are separate from your standard deductible and can be a percentage of your home's insured value. Ensure you know what you’ll need to pay out-of-pocket if a hurricane hits. Flood Insurance: Remember, most flood insurance policies have a 30-day waiting period before they take effect. Don’t wait until the storm is on the horizon to get covered. Water Backup Coverage: This protects you if your sump pump fails due to power loss, mechanical failure, or being overworked during a large rainstorm. If you have a finished basement, consider increasing your coverage, as standard policies often have low limits for water backup and sump pump failure, which may not be enough to cover extensive damage. OIA is here to help, and now is the time to get prepared. 🏠 ⚠️ Call or click anytime! -Your Indie Agent Adam OIAnow.com 908-476-8685 #hurricaneseason #riskmanagement #insurance

🌪️ June 1st marked the official start of the Atlantic hurricane season. Are your clients prepared? As an insurance broker on the coast, I encourage everyone to participate in the NFIP Hurricane Season Campaign. Key Information for Hurricane Season Flooding Risk: 🌧️ Hurricanes bring heavy rains, high winds, and storm surges, resulting in surging tides and high water. Big waves can erode natural barriers, leaving the coast more vulnerable to future storms and flooding. ⚠️ During a hurricane, if the ground can’t absorb rainwater fast enough or storm drains can’t handle the runoff, rain can lead to flash floods. 💸 The average flood insurance payout is $68,000 and does not need to be repaid. While disaster assistance can provide support, it is often a loan that must be repaid. 📄 Homeowners and renters insurance policies do not cover flood damage! 🔄 Flood insurance policies don’t automatically renew – Allow me to review your coverage and renew early to avoid a coverage lapse. We want to ensure our community is well-prepared for the hurricane season! Reach out if you need assistance with flood insurance policies. AJ Eisenhart 910-900-7688 aj.eisenhart@goosehead.com

#Hurricane #Beryl, the earliest #Atlantic hurricane to reach Category 5 intensity, is an important early-season reminder that being prepared before the storm is more important than ever. Hurricanes can impact businesses, communities, and supply chains. Having an #insurance policy with simple coverage terms and quick payouts can significantly accelerate recovery efforts. If your business is exposed to hurricanes, our #parametric hurricane solution STORM pays out when a named windstorm meets or exceeds a certain wind speed at your location, and you incur losses. Learn more here: https://ow.ly/s8ph30sELEw