First State Mortgage

First State Mortgage

Financial Services

Scottsdale, Arizona 11 followers

Making Dream Homes Possible for Over 155 Years!

About us

First State Mortgage is a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. What Sets Us Apart? • Our Team–as a small, privately-held company, our ownership is shared between local shareholders and our employees • Our Experience–for 155+ years, our priority remains to support the financial and home buying needs of our local communities • We Deliver–our team of experienced mortgage professionals can tailor a home loan option that best meets the customer’s needs - Low rates - Shorter- or longer-term loan - Flexible credit approvals - Low down payment options • We’re Efficient–decisions are made locally and our in-house processing, underwriting, and closing ensure loans are closed on time Home Loan Options • Conventional Loans–fixed & adjustable rate loans with as low as 3% down payment • Jumbo Loans–loans over $726,200 • FHA & VA–government loans with more flexible guidelines and lower down payment requirements • Construction & Rehab Loans–one-time closing and interest-only payments for up to 2 years • USDA Rural Housing–no down payment requirements for homes in smaller communities and rural areas. • First Time Homebuyer & Down Payment Assistance Programs–participation in local and national programs, including up to $7,500 First State Mortgage is a division of First State Bank of St. Charles, MO, NMLS #416668. This is not a credit decision or commitment to lend. To receive a rate quote based on your situation, please submit a loan application to a First State Mortgage loan officer. First State Bank of St. Charles is a Member FDIC and Equal Housing Lender.

Industry
Financial Services
Company size
201-500 employees
Headquarters
Scottsdale, Arizona
Founded
1867

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