I've taken the plunge and hired a bankruptcy adviser. The dark clouds feel as if they're finally clearing and, just maybe, we can start again financially as a family
Diary of a debtor: my lawyer says bankruptcy is the only option
My main creditor has turned down Uncle Moneybags's 30% settlement offer on my debt, saying accepting it would be like 'promoting the abuse of credit' ... that's rich
Diary of a debtor: Thank you readers – you've shown me a chink of light
Readers last week pointed me towards the Consumer Credit Counselling Service. I'm far from out of the woods yet – but for the first time in years I realise I have options
Diary of a debtor: Should I speculate to accumulate?
I need to upgrade my camera in order to increase my earnings to pay off my debt, but it will use up the remainder of my credit limit. What is a debtor to do?
