Allianz Trade in South Africa

🔍 Understanding gearing ratios is essential for assessing a company's financial health. They compare a company’s debt to its equity, providing insights into its financial stability and risk. Different types of gearing ratios exist and can be calculated in various ways to provide information on how leveraged a company is. 👉 Check out our article to enhance your understanding: https://ow.ly/VZNW50TKLe6 #gearingratio #debttoequity #financialhealth

📈 Business insolvencies will accelerate by 11% this year, according to latest research. And this number is even higher in certain European countries. With longer payment periods (even as high as 90+ days!) and greater global working capital requirements, it may be harder to carry out business as usual. How do you mitigate the risk of late payments? Check out 3 safeguarding options 👉 https://ow.ly/fTwW50TKLsm #DSO #LatePayments #WCR #AllianzResearch

A slight improvement is on the way for the global #chemicals 🧪 sector – but challenges persist for European firms. Destocking and the weak economic outlook have held back the demand recovery for the chemicals sector. But as consumer spending becomes more robust and the global economic outlook gradually recovers, chemicals demand should improve, along with companies' margins. Read the full sector risk report here 👉 https://ow.ly/BKoJ50TlKlp

🌎 In our latest global economic outlook, we look at the great balancing act ⚖️ ahead in 2024-2026. These are some of the main takeaways: 1️⃣ Steady (not stellar) global growth ahead at +2.8% until 2026, in line with the long-term average. The #US economy is slowing but will remain the main support, while momentum is gradually building in hashtag #Europe, though #Germany will only exit the recession by the end of 2024. Meanwhile, in #China, policy easing can only partly compensate for the headwinds brought on by the continued real estate crisis. 2️⃣ It’s austerity time (again). The fiscal consolidation ahead will be the big elephant in the room as it will represent a drag on GDP growth of around -0.3pp on average until 2027 in both the US and Europe. 3️⃣ #Inflation should reach the 2% target in H1 2025, allowing for a strong(er) easing cycle ahead. 4️⃣ Restocking has started and is likely to be a tailwind for the global #trade recovery. We expect global trade to increase by around +3% in 2025-26 in volume terms, but to remain below the long-term average. 5️⃣ Geopolitical tensions pose downside risks to our scenario, from a potential surge in US protectionism if Donald Trump wins the US elections and high political uncertainty in major European countries to the ongoing conflicts in Russia-Ukraine and the Middle East, and tensions in the South-China-Sea and with Taiwan. Discover the full report here: https://ow.ly/9uT950TyCXb

Growth: corporate development must be a priority objective. Expanding the market, innovating products and improving internal processes are crucial steps to increase competitiveness and generate value for customers and stakeholders. Securing your trade receivables is a strategic step to help your business grow sustainably and securely. Let's see how together: https://lnkd.in/dVshg4rt #AllianzTrade #therightmoment

⚠️ It now takes an average of 59 days to receive payments for goods or services sold. How do you protect your business against the growing threat of late payments? With buyer insolvency running high in 2024, businesses have to apply greater due diligence with partners to ensure that operations can continue running smoothly. 🔍Take a deeper dive into late payment trends and learn how you can keep DSO in check: https://ow.ly/zfBa50ToTy7 #DSO #LatePayments #WCR #AllianzResearch

🌟 We understand the pivotal role that trust plays in business - after all, we are insurance and risk assesment experts 😅 And when asked in our recent global customer NPS survey, an overwhelming 90% of respondents answered that they perceive us as a trustworthy brand. 🤝This heartening feedback is music in our ears and it reaffirms our commitment to fostering trust and reliability in all our interactions. 🎵 We are grateful for the confidence displayed by our customers and we remain dedicated to earning and maintaining the trust of our valued clients. #ConfidenceInTomowrrow #CustomerExperience #YourVoiceMatters #CX

🔎 Did you know our Economic Research team assesses the risk of non-payment in 17 sectors across 70 countries around the world, from #agrifood to #transportation? We measure sector risk on a four-level scale from low to high, based on four key determinants: 1️⃣ Demand 2️⃣ Profitability 3️⃣ Liquidity 4️⃣ Business environment This week, let’s look at the global agrifood 🚜 sector. The global agrifood market is set to reach about USD12.5trn by 2029, driven by population growth, technological advancements and shifting consumer preferences. But the ongoing war in Ukraine has brought in new uncertainties and challenges for companies in the sector. Find out what they are in our sector risk report 👉 https://ow.ly/SywS50TlK7m

📈 Physical climate risks are driving up disaster-related costs, which will ultimately translate into increased economic volatility, higher average inflation and lower real growth. What will this mean for investors? 🔎 In our latest report, we try to answer three big questions: 1️⃣ Through which channels will climate change affect your portfolio? 2️⃣ What will it mean for expected returns in different asset classes? 3️⃣ How do correlations and volatility expectations affect the optimal composition of your portfolio? We find that equity investors will face a future of higher risks and lower returns. In fact, in the future, the optimal portfolio could shift from 60/40 to 40/60. Find out why in our new report: https://ow.ly/zx7g50TjZWA #Equities #Bonds #CapitalMarkets #ClimateChange

Data science isn’t just for the experts! Smart use of data can unlock immense potential, and at Allianz Trade we believe everyone has a role to play in data innovation. Tom Alby, Head of Marketing and Chief Digital Transformation Officer at Allianz Trade in Deutschland, explains how we transform vast amounts of information into actionable insights, and the factors that enable organizations to maximize the value they can draw from their #data: https://ow.ly/SA0Z50TfxET #AllianzTradeExperts