Beyond Broking

Lenders closely examine your money management habits. Are you spending too much on Uber Eats or Menulog? Have you subscribed to too many streaming services? Or maybe making frequent deposits into a betting app? 🤐 Lenders may scrutinise these types of transactions if you're aiming to buy a new home. The simple solution? Create a plan, budget wisely, and commit to your savings goals. Talk to the team at Beyond Broking today to start your First Home Buyer Journey.

At Beyond Broking we believe that understanding mortgage jargon is essential for making smart decisions about your home loan. These terms can often be confusing, but they play a crucial role in determining your financial obligations and the overall cost of your mortgage. Swipe through our guide to get a simplified, easy-to-understand breakdown of the most important mortgage terms you'll encounter. From "Redraw" to "Principal," we've got you covered.

An offset account reduces your home loan interest by linking a transaction account to your loan. ✅ How to Use it Right: Deposit your income and savings to lower your interest payments. 📌 Considerations: -Consistent deposits -Understand the impact on your loan -Choose the right account type 💬 Many assume they know how these work. At Beyond Broking, we’re here to ensure your money works its best for you! 💸

Its nearly the end of July... Most taxpayers will see their take-home pay rise as a result of the stage three tax cuts coming into effect, with the increase to incomes raising the maximum amount of money that buyers can borrow. The increase to buyers’ budgets is expected to provide a tailwind for price growth in the months ahead, partially offsetting the affordability challenges facing buyers as a result of high interest rates. Head to our website to find out more, or give us a call.

Unlock smarter property decisions by leveraging the expertise of Beyond Broking. Comprehensive market analysis will guide you and your family through the complexities of real estate, ensuring informed choices and optimal financial outcomes. Perth report on the last 6 months inside...

The Reserve Bank of Australia (RBA) left the cash rate unchanged at 4.35% following its June monetary policy meeting. This marks the fifth consecutive meeting at which the cash rate has been held since the last increase in November 2023. The decision comes as the latest data from the Australian Bureau of Statistics showed that monthly annualised inflation rose in April 2024 by 3.6%, up from 3.5% in March. Contact us at Beyond Broking if you’d like to discuss the current interest rate environment, and how it may affect your current loan or future borrowing plans.

We think it's crucial to stay informed and make decisions grounded in the latest insights. Despite persistent inflation exceeding the Reserve Bank of Australia's (RBA) target range, we remain confident that another rate rise isn't likely next week. This sentiment is echoed by the leading economists from all four major banks, who also predict that the rates will hold steady at 4.35%. At Beyond Broking, we understand the importance of staying ahead of the curve and providing our clients with accurate, timely information. Our commitment is to ensure that you are equipped with the knowledge needed to navigate the ever-changing financial landscape. Stay tuned to our updates and head to the link in bio for the latest predictions on the direction of interest rates following next week's RBA Board Meeting. Your financial well-being is our priority, and we're here to help you make informed decisions for a prosperous future.

We are lucky to receive such positive feedback from our amazing community and wanted to share the latest review for our Loan Specialist Milad! We are so happy to learn you enjoyed your experience with us! Navigating home loans as a first home buyer can be complicated, but are delighted Milad provided you support at every stage of the journey. Congratulations on buying your first home and thank you for recommending us! #perthmortgagebroker #mortgagebrokerperth #sydneymortgagebroker #mortgagebrokersydney #sydneyfinance #financebrokersydney #mortgagebroker #mortgage #homeloan #perthfinance #financebrokerperth

🕒 How long does pre-approval take? It varies depending on your circumstances, but it can sometimes be done in just a matter of days. Pre-approval is essential if you're actively looking for a property. It helps you understand your borrowing capacity and shows sellers you're a serious buyer. Contact us for a complimentary assessment and to get pre-approval on 1300 GO BEYOND. #perthmortgagebroker #mortgagebrokerperth #sydneymortgagebroker #mortgagebrokersydney #sydneyfinance #financebrokersydney #mortgagebroker #mortgage #homeloan #perthfinance #financebrokerperth

🏙️ The Sydney unit market is on the rise! CoreLogic found that in 2024, unit values rose by 0.4% in March and 1% over the year, outperforming house market growth. With the median unit value now at $839,000, compared to $1,414,000 for houses, there's a clear opportunity in the unit market. March also marked the 14th straight month of house market upswing. Sydney's off-the-plan apartment market could see increased demand as residents grapple with the city's high cost of living. Considering buying an apartment in Sydney? Contact us for a complimentary capacity check and to explore your eligibility. #perthmortgagebroker #mortgagebrokerperth #sydneymortgagebroker #mortgagebrokersydney #sydneyfinance #financebrokersydney #mortgagebroker #mortgage #homeloan #perthfinance #financebrokerperth