CloudWalk, Inc.

"The Case for Venture in Latin America" was the theme of my presentation at this year's LAVCA annual conference in New York. I am sharing the slides here with the hope that they can help VCs, founders, and LPs to make the case for why "LatAm does it best" when it comes to creating world-class technology companies. Please repost and share the love. The pitch is simple, and uses data to refute some of the classic objections we often hear (depicted in the memes in the slides - trust me, it was funnier live): 1. Successful Latin American companies were forged in a challenging business environment; they are stronger and more resilient precisely because they have had to overcome such adversity as tax complexity, high cost of capital, lacking infrastructure, and talent scarcity 2. Companies that win in Latin America historically have won for longer (more resilient market caps) and have also won bigger (higher market share and returns than comparable peers in the US) 3. Tech (globally) shows concentration of returns and value in the winners. When you compound tech (sector) concentration with LatAm (geographic) concentration you magnify the opportunity and results of tech winners in LatAm (or "market dynamics trump market size" as we posit). This has given rise to the Triumphant Three - the triad of LatAm tech companies that are the world's best in what they do: Mercado Libre (commerce+finance+logistics+ads), Nubank (digital bank+financial services), and iFood (food delivery+restaurant ecosystem). (More data on these in Atlantico's annual digital report) 4. We are seeing LatAm companies expand globally, with a number of unicorns showing global traction (Wildlife Studios in gaming, Wellhub in wellness, Hotmart in digital content / creator platform, and CloudWalk, Inc. in payments) 5. Established tried and true paths to liquidity as companies go public in both the US and local stock markets and exit via billion-dollar acquisitions. Latin America has delivered more billion-dollar exits and created more market cap than other emerging economies like India and Southeast Asia despite historically having less than 1/10th the level of venture capital 6. LatAm venture portfolios reflect the tech company success stories outlined above. Over the last decade, LatAm venture funds have significantly outperformed global venture benchmarks (Cambridge Associates, Burgiss) and over-indexed on funds in the global top quintile as well as global top quartile (24% of LatAm funds perform in the global top quintile, and 52% in the global top quartile). If we filter for just DPI (distributed capital), the story also holds (10% in global top quintile and 43% in global top quartile) 7. Investments in venture capital have also outperformed investments in historically high-yielding fixed income (CDI in Brazil), the local stock market, as well as the S&P500. Finally, we go through reasons to remain optimistic in the future. We welcome your questions and comments. Enjoy!

🏆  InfinitePay é destaque no Kwai Ads Awards 2024! Até o caramelo já está comemorando conosco! A InfinitePay, plataforma de serviços financeiros da CloudWalk, Inc., conquistou o primeiro lugar na categoria Collab de Milhões no Kwai Ads Awards, realizado pelo Kwai for Business. O case vencedor? A campanha "Tap da InfinitePay com Joelma" - uma produção inovadora que transformou a artista em empreendedora por um dia, apresentando nossa tecnologia através de um clipe com jingle original.  Os números impressionam: +686 milhões de visualizações do desafio +11,6 milhões de views em vídeos com o filtro da campanha "Conseguimos explicar uma tecnologia nova e pouco conhecida usando uma linguagem simples e direta, por meio de um jingle original que 'gruda na cabeça' e um meme que gerou um engajamento enorme da nossa comunidade", conta Vitória Zeponi Guedes, Head of Content da CloudWalk, Inc.. A premiação aconteceu durante o Kwai for Business Summit 2024, reunindo os principais nomes do marketing digital brasileiro em São Paulo. Veja mais abaixo! #InfinitePay #KwaiAdsAwards #Marketing #Fintech #Inovação #CloudWalk

About 60 people working at CloudWalk, Inc.'s Artificial Intelligence team flew to São Paulo last week for their annual, psychedelic, and anthropophagic team building. A crazy and intense week, with activities such as: - Lecture on the history of São Paulo: from the age of discoveries, when Portuguese sailors left their homes to explore new territories, to the search for El Dorado, the mythical city made of gold. - Walking city tour in downtown São Paulo, a mecca for street vendors, where it is possible to find everything: many peoples, several overlapping realities, the result of 500 years of anthropophagy. - A collective dinner at Carlino, the oldest restaurant in the city, founded in 1881 and an example of the Italian influence in the construction of modern São Paulo. - A day at the theater, dedicated to sharing our personal stories. Different journeys, interests, pains, and joys united around the desire to actively participate in building the future. - An exploration of the payment industry: we took out a loan, chose something to sell on the streets of the city, and went to work, just as InfinitePay users do every day. We then met with CloudWalk customers to understand how we can more effectively help them in their daily search for El Dorado. - Knowledge sharing in a collective Unconference: unstructured, unplanned, and uninspected, where various topics were discussed, from bow hunting to real estate investment. - To wrap up, a grand AI Party, the biggest in our history. Flesh-and-bone people and machine beings (with a prominent presence of Claudio, our AI bot, in various versions) celebrated together in a psychedelic party. The Balkan fanfare, with its chaotic carnival energy, kicked off the party and set the tone. A storm came – which left much of the city without power –, but we survived and kept dancing to the sound of psychedelic cumbia and techno francano. The AI team building is part of our path toward the future. Artificial Intelligence is at the heart of CloudWalk, and we interact with it in an exploratory and anthropophagic manner. Learn more at: https://lnkd.in/dZ8kyq_v

we are inviting new members to our company if you feel the AGI vibe, reach us https://lnkd.in/d8hqQFh9

Pablo de Mello Leonardo, COO of CloudWalk, Inc., and Thiago Scalone, CTO of CloudWalk, participated in the global event SoftPOS Partner Day | Tapping into the Future, hosted by Mastercard in New York City on this Monday (October 14th). During the panel, Pablo de Mello shared how the company is becoming one of the fastest-growing fintechs worldwide. He also highlighted that InfinitePay, CloudWalk's financial services platform, has already reached 2.5 million customers. The conversation was moderated by Stefany Bello, Head of Digital Partnerships, Fintech & Enablers at Mastercard. "We are grateful to Mastercard, especially Anna Oshchepkova and Perry Barnett, for the invitation. It was a great opportunity to reaffirm our commitment to democratizing access to the most innovative financial services available today. More than just presenting our products, we were able to show how they are positively impacting the lives of millions of entrepreneurs," said Pablo. Scalone, CloudWalk's CTO, emphasized that this growth was only possible thanks to the use of technology, particularly artificial intelligence. He also added: “Creating a secure environment capable of delivering both PIN and PIN-less experiences for our customers was essential to the solution’s growth.”

A InfinitePay, plataforma de serviços financeiros da CloudWalk, Inc., atingiu R$ 1 bilhão em crédito concedido a micro, pequenas e médias empresas no Brasil. Nosso sistema, baseado em IA, analisa mais de 1.200 parâmetros para determinar o score de crédito dos clientes. Os empreendedores podem escolher a frequência de pagamento, com a opção de descontar uma fração das vendas diárias via maquininhas de cartão. Fabricio Costa, Diretor de Serviços Financeiros da CloudWalk, em entrevista ao Valor Econômico, contou como a InfinitePay resolve as principais “dores” dos empreendedores, com taxas de juros mais baixas, recebimento instantâneo e flexibilidade para pagar. "Começamos como uma maquininha, em 2019, mas nos últimos dois anos lançamos conta inteligente, cartão, sistema de gestão de vendas, loja on-line e mais uma série de produtos que formam um ecossistema para os micro e pequenos empreendedores cuidarem dos seus negócios", disse. Leia a reportagem completa: https://lnkd.in/df7YRCRV #FinTech #Crédito #Empreendedorismo #CloudWalk

🎙️🤖 Groundbreaking News: CloudWalk Report by AI Podcast Launch! 🚀 We're thrilled to announce the debut of our revolutionary podcast series: CloudWalk Report by AI! 🎉 What makes it truly unique? This podcast is entirely created and narrated by AI! 🦾 In this innovative series, we'll take you on an AI-guided journey through the cutting-edge developments at CloudWalk, exploring how technology, design, storytelling, and philosophy are shaping our future in the fintech world. 🔍 What to expect: - Behind-the-scenes insights - Bold innovations - Our unique company culture - The people driving CloudWalk's success All brought to you through the lens of advanced AI technology! 🎧 Don't miss our first AI-narrated episode: "CloudWalk: Redefining Finance, One Transaction at a Time" Join us as we uncover the stories and ideas that make CloudWalk the exciting, dynamic company it is today. Experience the future of podcasting and fintech innovation in one groundbreaking series! Whether you're a fintech enthusiast, an AI aficionado, or simply interested in the future of finance and technology, this podcast is for you! #CloudWalkAI #AIpodcast #FintechInnovation #TechPodcast #FinancialTechnology #CloudWalkReport #AInarration

Esta semana, a CloudWalk esteve presente como uma das patrocinadoras da Conferência Mercado Financeiro 2024, organizada pela Fundação Estudar. O evento, voltado para a formação de futuras lideranças transformadoras do Brasil, reuniu jovens talentos de diversos estados, proporcionando dinâmicas, painéis e uma visão mais aprofundada sobre nossos negócios e oportunidades de carreira. Além da equipe de People, estiveram presentes no evento Pablo de Mello Leonardo e Lucas Martinelli, respectivamente COO e CRO da CloudWalk. "A CloudWalk sempre acreditou no poder da formação de jovens talentos, que aqui têm a oportunidade de se desenvolver e, futuramente, liderar seus próprios times. Com a expansão do uso de Inteligência Artificial, essa liderança humana torna-se ainda mais relevante para o sucesso das empresas. Foi interessante observar como a nova geração já está ligada nas transformações que a tecnologia irá gerar em suas carreiras ", destacou Pablo. Lucas Martinelli complementa: "Atrair talentos é um desafio no cenário atual, e foi inspirador ver como a CloudWalk é reconhecida por esses jovens como uma empresa inovadora, que foge dos padrões tradicionais do mercado. Estamos comprometidos em criar soluções que empoderem empreendedores e ofereçam oportunidades para esses novos talentos transformarem o Brasil." #Inovação #FuturoFinanceiro #EducaçãoTransformadora

A InfinitePay, plataforma de serviços financeiros da CloudWalk, Inc., lançou sua nova campanha de marketing, "Empreendedor por Um Dia". Em homenagem ao Mês das Crianças, a ação traz ex-atores mirins para encarar os desafios do mundo dos negócios, liderar diferentes tipos de empresas e vivenciar a rotina real de um empreendedor. “A campanha utiliza a nostalgia da data para mostrar que, assim como esses antigos astros cresceram e se reinventaram, os empreendedores brasileiros também podem contar com a parceria da InfinitePay para evoluir, realizar seus sonhos e alcançar novos patamares”, explica Vitória Zeponi Guedes, Head de Conteúdo da CloudWalk. Confira todos os detalhes em nossa newsroom: https://lnkd.in/dBrSFvCU

Confira como foi a primeira edição do evento Sorry, Dave, que discutiu as últimas tendências em LLMs, IA aplicada e produtividade. Com a presença de executivos da CloudWalk, Inc. e convidados externos, o evento teve como objetivo compartilhar insights e cases de sucesso. Confira o artigo completo na nossa newsroom: https://lnkd.in/dfxXrcAH