Banxware

Breaking Barriers: Uwe's Growth Story with Banxware. We recently had the chance to sit down with Uwe Göpel, the founder of Itmops, a Berlin-based shop giving used iPhones a second life. Faced with challenges like financing large orders and expanding his product range, traditional solutions fell short. But through our fast and flexible financing, Uwe was able to nearly double his revenue and unlock new opportunities for growth—quickly and seamlessly. 💬 “Banxware helped us break financial barriers and achieve what we never thought possible.” – Uwe Göpel We see Uwe’s journey as proof of how impactful the right financial solutions can be. With the right tools, you can empower your partners to unlock their full potential and drive meaningful growth. Listen to Uwe’s inspiring story below ⬇️

FINANCIAL WELLBEING: WHY IT MATTERS. Financial Wellbeing goes beyond balance sheets—it’s about empowering the business owners behind the numbers. As Miriam Wohlfarth highlighted in her recent column for WirtschaftsWoche, financial wellbeing is the foundation that enables entrepreneurs to think clearly, plan confidently, and seize opportunities. Our close collaboration with Tidely demonstrates how business owners can benefit from strategic partnerships: by integrating Banxware’s lending solution into Tidely’s cash flow management dashboard, we help entrepreneurs gain clarity, stay in control, and focus on growth—at any time. 💬 "Tidely and Banxware helped us grow faster while staying in control of our finances—the result? Peace of mind." – Julian Eyrich, Co-Founder of Venture Stories GmbH ➡️ Discover how prioritizing Financial Wellbeing can unlock value for your platform and partners in our latest blog: https://lnkd.in/eqbfcQ7k

OUR NEW WEBSITE IS LIVE! 🎉 We’re starting the year with a fresh new look that reflects who we are and what we stand for. Our redesigned website combines dynamic visuals, intuitive functionality, and a modern design to better showcase our mission: enabling SMEs to access capital effortlessly. 💬 “Our goal was to create a design that not only looks modern but truly represents Banxware’s innovative spirit and mission. Every detail is crafted to tell our story and connect with our audience.” – Ulrike Grandi-Haferstroh, Head of Marketing. ➡️ Check it out now: www.banxware.com

MEET OUR LEADERSHIP TEAM As we step into 2025, we are driven by a clear set of goals and a commitment to our mission: breaking down barriers to help SMEs thrive. Our leadership team is at the heart of this mission — dedicated to making lending smarter, faster, and more impactful for businesses across all sizes and industries. 👉 Swipe through to meet the team: Miriam Wohlfarth - Founder & Co-CEO Jens Roehrborn - Founder & CEO Fabian Heiß - Co-Founder & Chief Operating Officer Mandya Aziz - Chief Commercial Officer João Colaco de Freitas (JCF) - Chief Product Officer Guilherme Oliveira - Chief Technology Officer Ulrike Grandi-Haferstroh - Head of Marketing Jose Vollmann - Head of Portfolio Risk

WRAP-UP 2024 🌟 As 2024 comes to a close, we reflect on a year of growth and progress at Banxware. We raised loan limits to €5M with HVB FlexFinanzierung, expanded beyond E-Commerce to support all industries, forged 11 new platform partnerships—and so much more. We’re incredibly thankful for the trust of our partners and the dedication of our team that made all of this possible. THANK YOU for being part of our journey. 💙 Looking ahead, we’re ready to innovate further, collaborate deeper, and make an even greater impact for SMEs in 2025. Guten Rutsch and cheers to a bright 2025! ✨

UGLY SWEATERS, PRETTY BIG IDEAS 🎄💡 What’s the key to a successful embedded lending integration? We asked our CPO, João Colaco de Freitas (JCF)—dressed in his festive Christmas sweater—to break it down for us. According to João, success comes down to one thing: being native. But what does “native” really mean in the context of embedded lending? And why is it so critical to getting it right? Learn more in the video below ⬇️

HAPPY HOLIDAYS FROM BANXWARE 🎄 Before we hit the pause button and step into the Christmas season, we wrapped up the year with a Christmas party in true Banxware style. From singing our hearts out at karaoke to endless laughter during charades, sharing a festive dinner, and even painting portraits of our beloved office dog, Bella 🎨🐾—it was the perfect way to celebrate the special bond that makes Banxware truly unique. As we pause to reflect on the year gone by, we wish you all peaceful moments filled with love, warmth, and joy. Take this time to recharge and enjoy the season’s magic. Happy Holidays! 💙 -Team Banxware P.S. Can you guess the song our founders Miriam Wohlfarth and Fabian Heiß were singing? (it’s a karaoke classic you can’t resist!) 🎤

WE'RE LOOKING FOR A RISK MANAGER 🚩 Spot the Red Flag: Take a close look at the loan applications below. Can you identify the one that should be rejected? (correct answer in the comments) If you have a sharp eye for risk, we need you in our team! As our Risk Manager, you will: - Oversee our SME loan portfolio, ensuring balanced and well-assessed risk levels. - Perform detailed credit assessments, using financial, firmographic, and scoring data. - Develop and implement risk management frameworks, combining strategic vision with hands-on execution. - Collaborate with our data team to enhance our Scoring Models and introduce innovative features for more accurate risk assessments. Think you’re the right fit? ➡️ Apply now or share with someone who’s a great fit: https://lnkd.in/egRbRD9n

ONE LENDING SOLUTION FOR ALL SME NEEDS For years, SMEs faced a fragmented financing landscape. Smaller businesses turned to alternative lenders for speed and flexibility, while larger companies relied on traditional banks. This divide made it challenging for platforms with diverse partners to offer embedded lending solutions that cater to all needs effectively. With HVB FlexFinanzierung, we aim to change that. While we continue to handle loans from €1,000 to €250,000, HVB steps in seamlessly for larger amounts up to €5,000,00—all within one unified embedded lending solution. Lukas Zörner, Board Member at Banxware, sums it up: “SMEs of all sizes and industries can now find their financing needs met on one central platform.”

SETTING NEW STANDARDS IN SME FINANCING In recent years, many bank-fintech partnerships have aimed to improve SME financing but often fell short—whether due to incomplete digital processes or mismatched offerings. So, what makes HVB FlexFinanzierung different? We spoke to Martin Brinckmann, Head of Small and Medium Corporates at HypoVereinsbank, to find out why this partnership with Banxware stands out. “Businesses today—and increasingly in the future—live, work, and grow on digital platforms daily. Their financing should meet them there,” Martin shared. “By merging the strengths of HVB and Banxware, we’re perfectly positioned to lead this shift.” Watch the full interview below ⬇️