Banxware

LinkedIn just dropped some major news: Banxware is officially a Top Startup! 🎉 Since our launch in 2020, we’ve been driven by big ideas and a shared vision to make a meaningful impact in the fintech landscape. Today, we’re pleased to see recognitions like this confirming that we’re on the right path. As we reflect on our journey, we’re incredibly thankful for the amazing talents and partners who have joined us along the way. Your support has been crucial to our success, and for that, we say THANK YOU! 🙌 And here’s the exciting part: we’re just getting started! There’s so much more on the horizon, and we can’t wait to share it with you. Alongside us, we celebrate other innovative startups recognized this year, including DeepL, Hive, and Plan A. Check out the full list of LinkedIn’s Top Startups here: https://lnkd.in/TSU24Berlin #LinkedInTopStartups #Banxware #EmbeddedFinance

𝐎𝐡 𝐧𝐨, 𝐧𝐨𝐭 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐩𝐨𝐝𝐜𝐚𝐬𝐭... 🙄 But wait—before you scroll away, we’ve got something different for you! Banxware X-Change is not just another videocast; we’re bringing you real, unfiltered conversations straight from the finance world. No fluff, no filters—just raw insights from real people who truly understand what matters. For our very first episode, we’ve got something special: Our co-founder Miriam Wohlfarth sits down with Niclas Storz, the founder of Tidely. Together, they dive into: 💡 The moment that inspired Niclas to found Tidely 🚀 Must-know tips for founders navigating today’s startup landscape 💸 The transformative impact of Embedded Finance on businesses 🤝 Why Banxware and Tidely are a powerful duo for growth and innovation The full episode is live now on YouTube (link in the comments). Be sure to check it out!

Have you ever asked yourself if your platform is Gen Z ready? 🤔 Did you know that 𝟔𝟓% of Gen Z is considering entrepreneurship? According to Deloitte, this dynamic generation is increasingly drawn to starting their own companies. As these digital natives take over the merchant game, ask yourself: Is your platform built to meet their expectations? This generation prioritizes seamless digital experiences and personalization, expecting tailored recommendations, as noted by Forbes. So, how do you get your platform Gen Z-proof? Start by utilizing data to truly know your partners. This isn’t about one-size-fits-all; it’s about delivering personalized services that click. A smart way to enhance your offerings is by integrating embedded lending solutions. By providing quick, hassle-free access to financing, you’ll empower merchants to pursue their growth ambitions without the usual roadblocks. Let’s face it—Gen Z does everything online and via apps, so why not lending too? #Banxware #GenZ #EmbeddedFinance #EmbeddedLending #Fintech

𝐅𝐢𝐧𝐅𝐚𝐜𝐭 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐞𝐤 — 𝟗𝟕% of German Retailers Struggle with Bureaucracy 📚 Bureaucracy continues to be a significant challenge in Germany, with 𝟗𝟕% of retail businesses reporting an increase in administrative burdens over the past five years, according to survey from Handelsverband. For platforms working with merchants, this is a crucial issue. Regulations around documentation, HR, taxes, and compliance are becoming increasingly complex, leaving merchants struggling to keep up and diverting focus from their core business operations. As a platform, supporting your merchants in overcoming challenges is key to enhancing their efficiency and strengthening partnerships. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐰𝐡𝐞𝐫𝐞 𝐞𝐦𝐛𝐞𝐝𝐝𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐜𝐨𝐦𝐞𝐬 𝐢𝐧𝐭𝐨 𝐩𝐥𝐚𝐲. By cutting through bureaucratic clutter, our embedded lending solution allows your merchants to access funds directly through your platform in less than 24 hours. This seamless digital experience not only boosts operational efficiency but also enables them to seize growth opportunities quickly, positioning your platform as the top choice in the market! #Banxware #Fintech #EmbeddedLending #FinFacts

𝑺𝒆𝒓𝒗𝒖𝒔, 𝑩𝒂𝒗𝒂𝒓𝒊𝒂! 🍺 What a weekend! After an unforgettable time at Bits & Pretzels and Oktoberfest, we're heading back recharged, full of inspiration, and maybe one too many pretzels under our belts! 🥨 For us, Bits isn’t just another event—it’s a tradition, and this year was no exception. In Bavaria, ideas flow as freely as the beer, and we had an incredible time connecting with our partners. From HypoVereinsbank - UniCredit - Deutschland to Tidely GmbH, ECOMMERCE ONE, DATEV eG, and beyond—together, we truly live the Bavarian spirit of "Zam samma stark", a true reflection of the strength and value of our partnerships. Special shoutouts to our Bavarian locals, Jens Roehrborn and Mandya Aziz, for guiding us through the perfect blend of business and Bavarian culture! Until next year, Bavaria—we’ll be counting the days! #BitsAndPretzels #Banxware #Fintech #Networking #Oktoberfest

Imagine opening your platform's dashboard and getting a notification — “𝐍𝐞𝐞𝐝 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐟𝐮𝐧𝐝𝐢𝐧𝐠 𝐭𝐨 𝐬𝐜𝐚𝐥𝐞 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬? 𝐓𝐚𝐢𝐥𝐨𝐫𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐢𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞, 𝐫𝐢𝐠𝐡𝐭 𝐡𝐞𝐫𝐞!” No third-party apps or delays - just seamless integration directly within the platform you trust. At the recent FAN event in Berlin, our Chief Product Officer, João Colaco de Freitas (JCF), shared his vision for the future of embedded financial services: "The future will be even more embedded, more personalized, and proactive." With advancements in AI and data, platforms can offer tailored financial solutions based on real-time business insights, supporting growth right where it’s needed. Michael Pierce added: "Banking is a fundamental part of everyones life." As platforms aim to strengthen relationships and trust, embedded finance will become key in driving long-term loyalty. At Banxware, we’re not just following this trend - we’re leading it. Our mission is to empower platforms to effortlessly embed financial services. Ready to elevate your platform? - Let's talk! #EmbeddedFinance #FANEvent #Banxware #FinTech

🇮🇹 Driving home from the Italian Tech Week, one quote has truly stuck with us: “𝑪𝒐𝒍𝒍𝒂𝒃𝒐𝒓𝒂𝒕𝒊𝒐𝒏 𝒄𝒓𝒆𝒂𝒕𝒆𝒔 𝒊𝒏𝒏𝒐𝒗𝒂𝒕𝒊𝒐𝒏.” - Benedetto Vigna, CEO of Ferrari. This statement resonates with us at Banxware, as it perfectly reflects our approach. We're committed to driving innovation through strong partnerships with platforms and banks, enabling us to develop solutions that truly make a difference. Our time in Turin was incredibly insightful. Fabian Heiß (Co-Founder & COO) and Mandya Aziz (Chief Commercial Officer) had engaging discussions on Italy’s rapidly evolving fintech landscape. These conversations broadened our perspective and strengthened our belief in the value of collaboration. Thanks to everyone we met – looking forward, we’re excited to deepen our relationship to the Italian ecosystem! #ItalianTechWeek #ITW24 #Banxware #Fintech #Networking

Looking for Founder-Level Insights on Fintech?💡 This week, we had a special guest at Banxware: Niclas Storz, Founder and CEO of Tidely, stopped by for an in-depth chat with our Founder, Miriam Wohlfarth. They shared insightful stories from their journeys as founders, focusing on the importance of cash flow management and how embedded finance is redefining and strengthening partnerships between platforms and their business partners. 💬 We can't wait to share more about their discussion soon - trust us, you’ll want to keep an eye out for the content that's coming your way! 👀 #Fintech #EmbeddedFinance #Banxware #Tidely

Exciting Panel Discussion Ahead!💡 This Thursday, our Chief Product Officer, João Colaco de Freitas (JCF), will take the stage for a highly anticipated panel on Embedded Finance at the FAN event in Berlin. Alongside Michael Pierce and Lars Hofmann, they’ll dive into the future of business lending across Europe. This discussion comes at a crucial time. According to the European Investment Bank (EIB), over 𝟮𝟬% of small businesses in Europe struggle to secure sufficient funding, while 𝟰𝟯% face barriers to financing growth. Traditional lending often falls short, too slow and rigid to meet the fast-paced needs of today’s digital economy. Embedded Finance offers a transformative solution by providing fast, flexible access to capital - directly within the platforms businesses use every day. 📅 When: 19:00, September 26th 📍 Where: Payrails, Berlin Join the discussion and get your free ticket here ➡️ https://lnkd.in/e-PkJesw #EmbeddedFinance #EmbeddedLending #FANevent #Fintech #Banxware

𝐅𝐢𝐧𝐅𝐚𝐜𝐭 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐞𝐤 📆 — E-Commerce is Bouncing Back with +5% Growth! After hitting an all-time peak of €99 billion in 2021, e-commerce revenue in Germany declined to €80 billion in 2023. But the good news? It’s on the rise again, with Mintel projecting a 5% growth in 2024! 📈 Electronics dominate the scene, claiming an impressive 58% of total revenue, while fashion follows closely at 51%. When it comes to online shopping, Amazon reigns supreme - 89% of shoppers turn to them first! eBay and Otto follow with 41% and 30%, respectively. As consumer habits shift, the e-commerce landscape presents significant opportunities for growth and innovation. So, how can platforms truly make their mark in a growing, highly competitive landscape? The key lies in transforming transactional relationships between platforms and merchants into genuine partnerships. Success in e-commerce depends on merchant satisfaction, and integrating embedded services is a proven way to enhance that satisfaction while fostering deeper, more meaningful collaborations. At Banxware, we empower platforms to lead the way with our innovative Embedded Lending solutions. Imagine your merchants accessing loans directly within your platform within 24h - streamlining their growth journey and empowering them to seize new opportunities. Ready to leverage the momentum in e-commerce? Let’s connect and explore new growth opportunities together! 💬 #Ecommerce #EmbeddedFinance #DigitalTransformation #Banxware #FinFacts