Swan

📣 €42M added to our Series B to expand embedded banking across Europe! Today, we’re thrilled to announce an extension to our Series B funding round, securing €42M in fresh investment. Led by Eight Roads, with continued support from our existing investors Lakestar, Accel, Creandum, Hexa, and Bpifrance, this round strengthens our position as Europe’s leading embedded banking provider. 💡 “Business management platforms will gain a competitive edge by embedding banking services, giving users access exactly when and where they need it. The future of banking isn’t in standalone apps—it’s in the tools people rely on every day.” Nicolas Benady, CEO & Co-founder. With this funding, we’re accelerating our SMB-focused product roadmap, expanding into key markets like Italy and Belgium, enhancing our card program offering and scaling our support for our growing customer base. Read more at TechCrunch: https://lnkd.in/dtt9GYS5

Scaling isn’t just about growth—it’s about building the right foundations to handle it. In the past year, we’ve: 📈 2.5x our monthly revenue 💳 3x our monthly transaction volume 👥 Grown from 150 to 250 Swanees across Europe And we’re just getting started. Read more about our milestones and what’s next: https://lnkd.in/eMiW3GcJ

Based in the Netherlands? Check out this session on the future of finance 🇳🇱 Our very own Marnix van Deursen will co-host with the Holland Fintech Association and explore how embedded finance is shaping the tech world. See you there!

How much could you earn by embedding banking features? Swan's new calculator helps you estimate your revenue potential 💰 The cherry on top of embedding banking features into your product is that you unlock new revenue streams—and this scales as your customer base scales. This calculator helps you estimate how much you could generate by integrating accounts, cards, and payments into your product. From payments and interchange to deposits and subscriptions, see how these revenue streams can fuel sustainable growth for your business. And with 2025 underway, now is the time to get embedded banking on your roadmap. Ready to explore the possibilities? Estimate your potential revenue here: https://lnkd.in/e55_Qg5z

"Growth at all costs" is dead. Here's how embedded banking can support sustainable growth: Firstly, 2025 is the year to focus on sustainability and profitability. Embedded banking presents an innovative path towards both. In addition to boosting customer loyalty and creating stickier products, integrating financial services into your product can unlock new revenue streams including: - Payment revenue: generating income from every transaction - Interchange revenue: earning from every swipe of a card - Deposits revenue: turning stored funds into earnings - Financing revenue: offering credit while boosting margins - Increase in software subscription price: adding value—and charging for it 👉 Learn more about each of these revenue streams and how embedded banking might fit into your 2025 plans here: https://lnkd.in/e37fWidB

Product roadmaps, revenue calculators, businesses scaling with embedded banking, and more! Check out our latest newsletter 👇

Is embedded banking on your product roadmap for 2025? If not, it should be—and here are 3 reasons why: 1️⃣ Embedded banking has become the new standard: If you want to stay competitive and scale, embedded banking is now a “must-have”. 2️⃣ AI and automation are now part of business DNA: When combined with embedded banking, these technologies provide insights and streamline operations through the likes of transaction or expense categorization, invoice reconciliation, and predictive financial modeling. 3️⃣ Sustainability as a strategic priority: Sustainability is increasingly a priority for both consumers and companies, and embedded banking can be a powerful driver of eco-conscious solutions. As we move into 2025, it’s important to deliver to this new standard; where banking features are integrated into the everyday user experience. This means putting embedded banking at the forefront of your product roadmap and leveraging its potential to shape the future of your business. Learn more in our article: https://lnkd.in/ediAjVjg

Small businesses have too much on their plate. Here’s how Axonaut lightens the load 👇 Their tool helps companies manage invoicing, CRM, cash flow, and project management via a single interface. And to centralize operations further, they partnered with Swan to bring their customers’ finances into their platform. As a result, Axonaut has been able to: - Launch payment accounts quickly and easily using Swan's API - Automate tasks like reconciliation, transfers, and payroll - Empower businesses with capabilities like employee card spending limits - And unlock new income streams with Swan’s revenue-sharing model This partnership means Axonaut now offers an all-in-one business tool that automates both operational and financial tasks 🚀 Read the full story here: https://lnkd.in/enK2QNS3

Friday marks the final event of the season! Here's where to find us at the Digital Finance Summit in Brussels: 📍 Booth 10: stop by for a chat with our team and discover how Swan and our partners are innovating in embedded banking, and how you can too. 🎤 9:45 am on the main stage: Swan's Marnix van Deursen will join a roundtable hosted by Rik Coeckelbergs to explore "Augmented Finance: Beyond Payments". He'll be joined by fellow panelists Arne Roetzmeier of Visa, Frank V. of Isabel, Peter H. Op de Beeck of Auric, and Thierry Morin of Aera Payment & Identification. Belgium's fintech ecosystem is buzzing with potential, and we’re excited to explore how embedded banking can shape its future. Be sure to come and say hello at FINTECH BELGIUM's flagship event 👋

Rauva is on a mission to empower SMBs with smarter, simpler financial tools. And this week, they won the Mastercard For Fintechs European Grand Prize! With their instant account setup, seamless invoice tracking, and smarter expense management, it’s no surprise Rauva has been recognized for their potential to revolutionize the future of payments. Allowing them to focus on building innovative, user-centric solutions, we’re proud to support their journey with our robust banking infrastructure. We’re lucky enough to team up with Mastercard and other forward-thinking businesses to launch exciting card projects, so we can’t wait to see which ambitious companies will join the Mastercard for Fintechs program next year. Huge congratulations to the Rauva team 👏