CredAble

Cutting development time by 90%, low-code technology is transforming the financial services ecosystem. While the industry values stability, innovation is crucial. Low-code revolutionizes how banks build solutions, breaking free from slow cycles. Discover low-code's power and usher in efficiency and agility for your bank: ➡️ Faster Development: Launch solutions 90% quicker, freeing developers for strategic projects. ➡️ Cost Savings: Reduce IT costs by 50% with low-code development. ➡️ Boosted ROI: Enjoy impressive ROI, ranging from 150% to 300%. ➡️ Future-proof Operations: By 2025, 70% of new applications will use low-code. Low-code empowers your team to: • Simplify complex financial systems. • Achieve more with fewer resources. • Drive innovation and maximize ROI. Unlock low-code's potential for your financial institution. 📲 Schedule your quick demo with CredAble today: https://bit.ly/4cGQj2M #lowcode #fintech #financialinnovation #banking #efficiency #agility #ROI

Our CISO, Mr. Navin Raju Roselin, recently joined a panel of industry experts at the 17th Elets Technomedia NBFC 100 TECH Summit to discuss the critical role of cybersecurity in safeguarding financial institutions and their customers. The panel shed light on essential strategies for safeguarding financial assets and customer data: 🔒 Regular Vulnerability Assessments & Real-Time Monitoring to detect and mitigate threats. 🔒 Advanced Encryption & Multi-Factor Authentication for data security. 🔒 Cybersecurity Awareness Training to empower employees. Mr. Navin emphasized the common cybersecurity threats faced by the fintech, banking, and NBFC sectors, such as phishing, ransomware, DDoS attacks, SaaS vulnerabilities, and insider threats - advocating for comprehensive cybersecurity framework and training to counter the attacks. From conducting vulnerability assessments and penetration tests to prioritizing secured API integrations, right up till providing regular end-user security training. The panel brought great insights to the latest cybersecurity measures in the BFSI space. We are proud of Navin’s contributions and insights, reinforcing CredAble's commitment to robust cybersecurity measures to protect our financial ecosystem and customers. We express our gratitude to Elets Technomedia, Elets Banking and Finance and the esteemed panel for conducting such an impactful session. 𝐏𝐚𝐧𝐞𝐥𝐢𝐬𝐭𝐬: 👤 Mr. DINESH BABU, AVP IT- Equitas Small Finance Bank 👤 Mr. Palanikumar Arumugam, CIO- Hinduja Leyland Finance 👤 Mr. Harish Arora, CISO- Aye Finance Pvt. Ltd 👤 Mr. Manikant R Singh ..VP & CISO - DMI Finance Private Limited 👤 Mr. Mudit Jain, Founder & CEO, Synoriq #CyberSecurity #Fintech #NBFC #DigitalAge #FinancialInstitutions #CredAble #EletsTechSummit

We had an absolute wonderful time at our recent offsite, bringing together the global BaaS and SME Lending teams under one roof to celebrate and strengthen our culture at CredAble. From sharing global insights and captivating stories to embracing the richness of our diverse backgrounds, the day was nothing short of inspirational and fun! We laughed, recharged and reconnected, reinforcing the CredAble spirit of teamwork and unity. Here's to the incredible energy and camaraderie that drives us forward. Together, We Rise! We Must Because We Can #LifeAtCredAble #Offsite #TeamBonding #TogetherWeRise #TeamSpirit

𝗙𝗶𝗻𝗧𝗲𝗰𝗵𝘀 𝘃𝘀. $𝟱𝟯𝟬 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗠𝗦𝗠𝗘 𝗰𝗿𝗲𝗱𝗶𝘁 𝗴𝗮𝗽: How are they making access to credit possible within 24-48 hours? Traditional lending often falls short, leading to a massive credit demand-supply mismatch leaving MSMEs with poor working capital reserves. 📉 Today 82% of SMEs are keen on sharing data with their banks for better services, along with 56% of SMEs shifting to digitally focused business models matching the increasing consumer demand. This has translated to a need for a next-gen credit decisioning for SMEs, as more than 50% of them need access to funds within 7 days. With FinTechs currently dominating the unsecured lending space, making access to credit within 24-48 hours is beyond any financial magic! Notably, the micro-segment with a credit exposure of less than INR 1 crore has registered a 23% YoY growth in originations value. Followed by consistent innovations behind platforms like Open Network For Digital Commerce (ONDC) & OCEN 4.0 led by innovators like Hrushikesh Mehta and organizations like ProductNation/iSPIRT, has further transformed the MSME lending ecosystem. From pre-to-post shipment financing, Fintech innovations have been amplified tremendously. Read More: https://bit.ly/3Y5lznk Think Working Capital, Think CredAble #MSMECredit #WorkingCapital #MSMEFinance #SMEFinance #TradeFinance #UnsecuredLending #FintechInnovation #CredAble

Today 80% of delayed payment sums are owed to MSMEs in India, locking up a staggering INR 10.7 lakh crore. This significantly impacts their cash flow and growth potential. 𝗜𝗻𝘃𝗼𝗶𝗰𝗲 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝗶𝗻𝗴 offers a cash flow lifeline, enabling MSMEs to unlock faster access to working capital. With 70% of Indian MSMEs having less than a month of cash on hand, CredAble's Dynamic Discounting Program bridges this gap effectively. ✅ Corporations ensure timely payments through dynamic discounting, boosting MSME cash flow. ✅ Funds are received in 24-48 hours with minimal documentation and no collateral. ✅ MSMEs maintain control over invoices, setting their own discount rates. The impact on cash flow and payment cycles is measurable. With 70% of MSMEs seeking credit for working capital and 55% needing financing within 7 days, invoice discounting is a game-changer. 👉 Get Paid Early Today: https://bit.ly/4bwXRni 𝗧𝗵𝗶𝗻𝗸 𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝗖𝗮𝗽𝗶𝘁𝗮𝗹, 𝗧𝗵𝗶𝗻𝗸 𝗖𝗿𝗲𝗱𝗔𝗯𝗹𝗲 #MSMEs #InvoiceDiscounting #CashFlowSolutions #WorkingCapital #CredAble

We are happy to bring you the most comprehensive industry whitepapers, crafted by our team of industry experts, providing in-depth knowledge and value-driven solutions across key industries. 𝟭. 𝗟𝗼𝗴𝗶𝘀𝘁𝗶𝗰 𝗣𝗹𝗮𝘆𝗯𝗼𝗼𝗸 Dive into the world of supply chain financing with our detailed guide. Uncover the current working capital conditions in the Indian logistics sector and understand the challenges faced by industry players. 👉 Explore: https://bit.ly/3xRhwk8 𝟮. 𝐒𝐌𝐄 𝐏𝐥𝐚𝐲𝐛𝐨𝐨𝐤: Understand the lifeblood of SMEs: working capital. The research reveals innovative financing solutions, offering SMEs opportunities for growth and efficiency. 👉 Explore: https://bit.ly/4eXVBIs 𝟯. 𝗧𝗿𝗲𝗮𝘀𝘂𝗿𝘆 𝗣𝗹𝗮𝘆𝗯𝗼𝗼𝗸: Learn how effective cash flow management can transform corporate treasury functions into strategic operations, driving bottom-line growth. 👉 Explore: https://bit.ly/4bvsNUU Stay ahead with CredAble's expert insights and elevate your business strategies. Nirav Choksi | Ram Kewalramani | Satyam Agrawal | Manu Prakash | Kapil Kapoor | Debashree Lad | Ketan Mehta | Ranjit Singh | Rukshad Vandrewala #CredAbleInsights #Logistics #SMEs #TreasuryManagement #SupplyChain #WorkingCapital

Treasurers in 2024 know clear cash flow is crucial, but with tightening access to financing (63% say it's harder!), effective working capital management is the key to unlocking true financial resilience. Our research unveils the power of tech-enabled solutions: over 6.8% higher ROI by freeing trapped cash and optimizing working capital. This translates to a game-changing edge for growing businesses: ✅ 𝗕𝗼𝗼𝘀𝘁 𝗖𝗮𝘀𝗵 𝗙𝗹𝗼𝘄: Free up trapped cash and improve overall liquidity. ✅ 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆: Optimize working capital to liberate resources for growth. ✅ 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝗰𝗲: Build a financial fortress to weather economic storms. ️ ✅ 𝗔𝗰𝗵𝗶𝗲𝘃𝗲 𝗛𝗶𝗴𝗵𝗲𝗿 𝗥𝗲𝘁𝘂𝗿𝗻𝘀: Leverage effective cash flow management for a massive 6.8% ROI boost! 🔗 Get More Insights: https://bit.ly/3LfR5Yg #Cashflow #WorkingCapital #Treasury #ROI #TradeFinance #CashFlowSolutions

🎉 A 𝒘𝒂𝒓𝒎 𝑪𝑹𝑬𝑫𝑨𝑩𝑳𝑬 𝒘𝒆𝒍𝒄𝒐𝒎𝒆 to our incredible new joiners for June 2024! At CredAble, we celebrate the unique personalities that make us a vibrant community. We believe that our strength lies in our diversity, creativity, and inclusivity. Beyond impressive titles and vast experience, it’s the unique passions and drive of our team members that truly set us apart. Meet our newest members who are not just professionals but innovators, dreamers, and doers. They join us with a shared commitment: to revolutionize working capital today and empower a limitless future. Let’s give them the warmest welcome and celebrate the start of an exciting journey together! 👉 𝐉𝐨𝐢𝐧 𝐮𝐬 𝐚𝐧𝐝 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐝𝐲𝐧𝐚𝐦𝐢𝐜 𝐭𝐞𝐚𝐦: https://bit.ly/4eSPmWs   Tushar Kamble | Veerbhadra Sharma | Deepak Mishra #CredAble #Culture #WorkLifeBalance #PeopleAtCredAble #Hiring #WorkingCapital

We are happy to launch our latest whitepaper, “𝑨 𝑾𝒐𝒓𝒌𝒊𝒏𝒈 𝑪𝒂𝒑𝒊𝒕𝒂𝒍 𝑮𝒖𝒊𝒅𝒆 𝒇𝒐𝒓 𝒕𝒉𝒆 𝑪𝒐𝒓𝒑𝒐𝒓𝒂𝒕𝒆 𝑻𝒓𝒆𝒂𝒔𝒖𝒓𝒆𝒓", featured by Trade Finance Global (TFG). In a world of economic uncertainty and asset-light business models, effective working capital management is more critical than ever. Our new whitepaper dives deep into these challenges and opportunities facing corporate treasurers today. Packed with real-world examples and data-driven insights, you'll discover: ✅ How to navigate rising inflation and interest rates. ✅ The power of a software-driven Cash Management System (CMS) to boost cash flow by over 10%. ✅ Proven techniques used by leading companies to optimize their working capital strategy. ✅ Improve financial health with a 20% boost in the Interest Service Coverage Ratio Don't let economic headwinds hold your business back! ➡️Read More: https://bit.ly/4bxJyP6 Nirav Choksi | Ram Kewalramani | Ashutosh Taparia | Satyam Agrawal | Manu Prakash | Kapil Kapoor | Ketan Mehta | Debashree Lad | Ranjit Singh Rukshad Vandrewala #workingcapital #cashflowmanagement #treasurymanagement #financialhealth #TradeFinance #CredAble

We are excited to launch our latest report tackling insolvency and cash flow challenges faced by 82% of enterprises. Our new whitepaper on transforming treasury management, offers key insights to help optimize cash flow and navigate economic uncertainty. Here's a glimpse of what you'll find : 🔸 𝟐𝟎% 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐢𝐧 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐑𝐚𝐭𝐢𝐨 for listed service firms – see how improved working capital strategies are boosting financial health 🔸 𝟔.𝟖% 𝐩𝐨𝐭𝐞𝐧𝐭𝐢𝐚𝐥 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 𝐢𝐧 𝐫𝐞𝐭𝐮𝐫𝐧 𝐨𝐧 𝐚𝐬𝐬𝐞𝐭𝐬 through efficient cash flow management 🔸 𝐈𝐦𝐩𝐚𝐜𝐭 𝐨𝐟 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 & 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬 𝐨𝐧 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 – and how to navigate these challenges Download the whitepaper and discover proven strategies for: ✅ Effective cash flow management ✅ Debt administration & risk mitigation ✅ Value creation through supply chain finance Read More on our release at FF News | Fintech Finance: https://bit.ly/45Uuhqp Nirav Choksi | Ram Kewalramani | Ashutosh Taparia | Manu Prakash | Satyam Agrawal | Debashree Lad | Ketan Mehta | Kapil Kapoor | Ranjit Singh #treasurymanagement #workingcapital #cashflow #tradefinance #TreasurySolutions #SupplyChainFinance #CorporateFinance