Finch Capital

📈 #BNPL has beaten skeptics and is making a comeback! Profitability is improving among all BNPL players with 🤖 AI driven risk assessment a leading indicator for better lending standards... read about this and other key #fintech trends in our annual State of Fintech report: https://lnkd.in/ezuJ3H63

According to Finch Capital, large rounds of fundraising in the banking sector over the past year have been driven by record profits by challenger banks. Read here: https://lnkd.in/gUnuxJdw -with Finch Capital Monzo Bank Revolut Zopa Bank Starling Bank Atom bank N26 Tandem Bank Klarna #finech #banking #neobanking #lending #bnpl

Why are fintechs worth more than banks? - I just got the latest Finch Capital report on The State of Fintech 2024. Many of us think that fintech valuations and investments have gone through the floor, and this reports make clear that it depends where you are. The UK is doing well, as is the Netherlands, whilst Ireland https://lnkd.in/erwA5dam

🦄 The next wave of #fintechs in #Europe is shifting from #unicorns to 'half-a-corns', with £500m valuations becoming the new benchmark 🦄 💡US is the preferred market for large exits, while Europe has a similar sized <500m market 💡Largest FinTech exits in Europe have been PE-backed not VC-backed 📊 Read the full State of #European #Fintech 2024 here: https://lnkd.in/ezuJ3H63

✨ Last Friday, I had the pleasure of being invited by Mastercard to join the expert panel during the #MastercardForFintech Benelux semi-finals. It was a very well-organized day with fantastic pitches, and I want to congratulate the winners—GoDutch, FinFlag, and Pay4You—on progressing to the next round! 🎉 At the same time, I had the opportunity to share key insights from our 9th edition of the "State of European FinTech" report, where the story of 2024 is all about resilience and transformation: 🔹 UK Takes the Lead: 65% of European FinTech funding was concentrated in the UK, showcasing its recovery and dominance, particularly through large rounds for Challenger Banks like Monzo and Revolut, with GoDutch emerging as a promising new player. 🔹 Profitability Over Growth: We’ve seen a shift toward profitability, with sustainable business models driven by efficient capital use becoming the new norm, as demonstrated well by FinFlag. 🔹 AI Disruption: AI is transforming industries like insurance, with actuaries leveraging AI tools to improve risk management and accuracy. Sectors like neobanks and traditional wealth management are also reaping similar benefits. Looking ahead to 2025, we expect a continued focus on profitability, consolidation, and breakthroughs such as stablecoins' institutional push and AI-driven insurance. 📊 Dive deeper into our full report and explore the trends shaping European FinTech for 2024 and beyond: 👉 Link to Full Report: https://lnkd.in/edZDyazR #Innovation #Fintech #Mastercard #Benelux #EuropeanFintech #AI #StateofFintech #FinancialTransformation Heval Deliktaş, Vanessa Santagati and Jan-Willem van der Schoot for all their efforts and to my fellow panelists Brent Christiaens and Maarten Biermans for a great discussion.

💥 Neobanks are back with a bang! 💥 Challenger banks are proving that they can rightly challenge incumbents now that interest rates increased.. read about this and other key #fintech trends in Finch Capital's State of European #Fintech 2024: https://lnkd.in/ezuJ3H63

💥 Neobanks are back with a bang! 💥 Challenger banks are proving that they can rightly challenge incumbents now that interest rates increased.. read about this and other key #fintech trends in Finch Capital's State of European #Fintech 2024: https://lnkd.in/ezuJ3H63

Dutch fintech sector witnesses ‘significant increase’ in funding in H1 2024: State of European FinTech report : The Netherlands fintech sector saw a significant increase in funding in H1 2024, with total investment increasing by 39 per cent year-on-year, according to the State of European FinTech 2024’ report. Amsterdam-based Finch Capital, a European thematic growth investor, announced on Thursday that it has published the 9th edition of annual ‘State of European FinTech ... Read more

The Netherlands #fintech sector saw a significant increase in funding in H1 2024, with total investment increasing by 39% year-on-year, according to the State of European FinTech 2024’ report. 📢 This report offers key insights into why the Netherlands remains resilient in Europe’s evolving fintech landscape, with funding growth expected to accelerate into 2025. Here are the key takeaways: https://lnkd.in/g97yKk2X Finch Capital, Invest-NL, European Investment Fund (EIF), Radboud Vlaar

UK Fintech Sector Dominates Europe With 65% Share of All Deals Done in First Half of 2024 - New Annual Report Commenting on the findings, Aman Ghei Partner at Finch Capital, said: “The challenges that fintech faced in 2023 were necessary for the sector to mature and become more sustainable. While funding may be down overall, and unicorn chasing has slowed, there is plenty of opportunity for companies that are capital efficient and have a clear path to profit.” https://lnkd.in/dgJBQEAP Maria Patrão Radboud Vlaar Mike Brennan Aman Ghei Jorn Gerrits Friso Roscam Abbing Joseph McHale Olivier Kesber Eugénie Colonna d'Istria #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews