CLIMBS Life and General Insurance Cooperative Official

𝗛𝗼𝘄 𝗗𝗿𝗼𝘂𝗴𝗵𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗸𝘀 & 𝗪𝗵𝘆 𝗜𝘁 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 🌾 In an ever-changing climate, droughts can feel like an unpredictable force of nature. One day, the skies are clear, and before you know it, fields are parched, crops wither, and livelihoods are at stake. But what if there was a safety net? Enter 𝗖𝗟𝗜𝗠𝗕𝗦’ 𝗗𝗿𝗼𝘂𝗴𝗵𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲—an innovative solution designed to protect farmers when rainfall just won’t come. Here’s how it works: the insurance is tied directly to rainfall data, so no need for cumbersome paperwork or lengthy claims processes. When the rainfall falls below critical levels, the system automatically triggers payouts. This means that farmers don’t have to wait for help—they get the financial support they need, right when they need it. 💰🌧️ Why does it matter? Because droughts shouldn’t dictate a farmer’s future. With CLIMBS’ Drought Insurance, we’re helping farmers recover from losses and empowering them to continue thriving, ensuring food security for their communities. Let’s secure the future of agriculture by protecting what truly matters. Are you ready to weather the storm? #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre #ClimateResilience #DroughtInsurance #FarmProtection

🌾 𝗪𝗵𝘆 𝗪𝗲 𝗖𝗵𝗼𝘀𝗲 𝗪𝗣𝗜 𝗣𝗮𝗿𝗮𝗺𝗲𝘁𝗿𝗶𝗰 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: 𝗔 𝗧𝗲𝘀𝘁𝗶𝗺𝗼𝗻𝘆 𝗳𝗿𝗼𝗺 𝗧𝗲𝗿𝗲𝗻𝗰𝗶𝗮𝗻𝗮 𝗖𝘂𝗿𝗲𝗴, 𝗚𝗲𝗻𝗲𝗿𝗮𝗹 𝗠𝗮𝗻𝗮𝗴𝗲𝗿 𝗼𝗳 𝗖𝗵𝗿𝗶𝘀𝘁𝗶𝗮𝗻 𝗙𝗮𝗿𝗺𝗲𝗿𝘀 𝗠𝗣𝗖 "𝘐𝘯 𝘵𝘩𝘦𝘴𝘦 𝘶𝘯𝘱𝘳𝘦𝘥𝘪𝘤𝘵𝘢𝘣𝘭𝘦 𝘵𝘪𝘮𝘦𝘴, 𝘸𝘦 𝘤𝘩𝘰𝘴𝘦 𝘞𝘗𝘐 𝘗𝘢𝘳𝘢𝘮𝘦𝘵𝘳𝘪𝘤 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘶𝘴 𝘤𝘰𝘱𝘦 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘦𝘧𝘧𝘦𝘤𝘵𝘴 𝘰𝘧 𝘤𝘭𝘪𝘮𝘢𝘵𝘦 𝘤𝘩𝘢𝘯𝘨𝘦—𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘪𝘵’𝘴 𝘴𝘵𝘰𝘳𝘮𝘴 𝘰𝘳 𝘥𝘳𝘰𝘶𝘨𝘩𝘵. 𝘛𝘩𝘪𝘴 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘪𝘴 𝘯𝘰𝘵 𝘫𝘶𝘴𝘵 𝘧𝘰𝘳 𝘶𝘴 𝘢𝘴 𝘢 𝘤𝘰𝘰𝘱𝘦𝘳𝘢𝘵𝘪𝘷𝘦, 𝘣𝘶𝘵 𝘢𝘭𝘴𝘰 𝘧𝘰𝘳 𝘰𝘶𝘳 𝘧𝘢𝘳𝘮𝘦𝘳 𝘮𝘦𝘮𝘣𝘦𝘳𝘴. 𝘞𝘩𝘦𝘯 𝘸𝘦 𝘳𝘦𝘤𝘦𝘪𝘷𝘦𝘥 𝘢 𝘱𝘢𝘺𝘰𝘶𝘵, 𝘸𝘦 𝘴𝘩𝘢𝘳𝘦𝘥 𝘪𝘵 𝘸𝘪𝘵𝘩 𝘰𝘶𝘳 𝘮𝘦𝘮𝘣𝘦𝘳𝘴 𝘣𝘺 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘦𝘳𝘵𝘪𝘭𝘪𝘻𝘦𝘳𝘴 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘪𝘮𝘱𝘳𝘰𝘷𝘦 𝘵𝘩𝘦𝘪𝘳 𝘩𝘢𝘳𝘷𝘦𝘴𝘵𝘴." At CLIMBS, we believe in more than just insurance—we believe in empowering our cooperative members to thrive, rain or shine. 🌱 WPI Parametric Insurance goes beyond covering losses; it builds resilience and ensures that when disaster strikes, recovery happens swiftly. When cooperatives like 𝗖𝗵𝗿𝗶𝘀𝘁𝗶𝗮𝗻 𝗙𝗮𝗿𝗺𝗲𝗿𝘀 𝗠𝗣𝗖 see the value in safeguarding their future, it’s more than insurance—𝙞𝙩’𝙨 𝙖𝙣 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙞𝙣 𝙨𝙪𝙨𝙩𝙖𝙞𝙣𝙖𝙗𝙞𝙡𝙞𝙩𝙮. 💪 #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

𝗛𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝗡𝗼𝘄 — We’re in the final leg of the 𝗖𝗟𝗜𝗠𝗕𝗦 𝗔𝗴𝗿𝗶 𝗖𝗼𝗼𝗽 𝗘𝘅𝗽𝗼 𝟮𝟬𝟮𝟰 at Paragon Hotel and Suites, Baguio City! 🌾✨ With 58 passionate participants from 28 cooperatives across Luzon, this two-day event (October 1-2, 2024) focuses on "Strengthening Cooperative Resilience: Advancing Climate-Smart Agriculture and Sustainable Farming Management." It’s an exciting time for cooperative leaders and farmers as we collaborate and explore innovative solutions to empower the agricultural sector amidst the challenges of climate change. 🌱 This dynamic gathering is shaping the future of resilient, sustainable farming, ensuring that our cooperatives remain at the forefront of the climate-smart movement. Together, we’re building a future where agriculture thrives, and our farmers flourish! 💚 #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

🎉 𝗛𝗮𝗽𝗽𝘆 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗠𝗼𝗻𝘁𝗵! 🌟 October is here, and we’re excited to celebrate the incredible strength, unity, and resilience of cooperatives! This year’s theme, "𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲𝘀: 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝗧𝗼𝗱𝗮𝘆 𝗳𝗼𝗿 𝗮 𝗕𝗿𝗶𝗴𝗵𝘁𝗲𝗿 𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄," reflects the essence of what we stand for—collective power, shared prosperity, and building a sustainable future. Cooperatives are more than just a business model; they’re a community-driven force that creates opportunities for economic empowerment, fosters inclusivity, and fuels innovation. Together, we are stronger today, paving the way for future generations and a brighter tomorrow. Let’s continue working hand in hand to create meaningful impacts for our members, families, and communities. Here’s to another year of growing stronger—together! 🤝🌱 #PhilippineCooperativeMonth #StrongerTogether #InclusiveGrowth #SustainableFuture #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗖𝗟𝗜𝗠𝗕𝗦 𝗜𝗻𝗮𝘂𝗴𝘂𝗿𝗮𝗹 𝗚𝗹𝗼𝗯𝗮𝗹 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗦𝘂𝗺𝗺𝗶𝘁 𝗶𝘀 𝗻𝗼𝘄 𝗼𝗳𝗳𝗶𝗰𝗶𝗮𝗹𝗹𝘆 𝗰𝗹𝗼𝘀𝗲𝗱. Thank you to everyone who has registered for our upcoming event! We look forward to seeing you in Bangkok, Thailand, from November 28-30, 2024. #CLIMBSClimateSummit2024 #GlobalCoopClimateAction #climateresilience #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

🌟 𝗖𝗼𝗼𝗽 𝗠𝗲𝗺𝗯𝗲𝗿 𝗦𝘁𝗼𝗿𝘆: A Testament to Resilience and the Power of Protection Meet Ms. Liezel Mandong, a dedicated member of 𝗞𝗮𝘂𝘆𝗮𝗴𝗮𝗻 𝗦𝗮𝘃𝗲𝗿𝘀 𝗠𝗣𝗖, whose inspiring journey reminds us all of the strength and importance of cooperative support in times of crisis. When a devastating fire struck their home, Ms. Mandong and her family faced what could have been an unimaginable loss. But thanks to their foresight and commitment to securing 𝗖𝗟𝗜𝗠𝗕𝗦 𝗦𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗙𝗶𝗿𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, they were able to rise from the ashes and rebuild their lives. 🔥🏠 This story of recovery and resilience is not just about overcoming adversity—it’s about the power of being prepared, the value of collective protection, and the unwavering support of the cooperative community. 💬 “𝘊𝘰𝘰𝘱𝘦𝘳𝘢𝘵𝘪𝘷𝘦 𝘮𝘦𝘮𝘣𝘦𝘳𝘴, 𝘭𝘪𝘬𝘦 𝘔𝘴. 𝘔𝘢𝘯𝘥𝘰𝘯𝘨, 𝘢𝘳𝘦 𝘵𝘩𝘦 𝘩𝘦𝘢𝘳𝘵 𝘰𝘧 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘥𝘰. 𝘛𝘩𝘦𝘪𝘳 𝘤𝘰𝘶𝘳𝘢𝘨𝘦 𝘵𝘰 𝘮𝘰𝘷𝘦 𝘧𝘰𝘳𝘸𝘢𝘳𝘥 𝘢𝘯𝘥 𝘳𝘦𝘣𝘶𝘪𝘭𝘥 𝘪𝘴 𝘸𝘩𝘢𝘵 𝘥𝘳𝘪𝘷𝘦𝘴 𝘶𝘴 𝘵𝘰 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦 𝘪𝘯𝘯𝘰𝘷𝘢𝘵𝘪𝘯𝘨 𝘢𝘯𝘥 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘵𝘩𝘢𝘵 𝘴𝘢𝘧𝘦𝘨𝘶𝘢𝘳𝘥 𝘵𝘩𝘦𝘪𝘳 𝘧𝘶𝘵𝘶𝘳𝘦.” Let this be a reminder to us all: when we stand together as a cooperative, we can weather any storm—prepared, protected, and ready to rebuild. #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗣𝗮𝗿𝗮𝗺𝗲𝘁𝗿𝗶𝗰 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲? 🌿 In a world where climate uncertainties are becoming more frequent, parametric insurance stands as an innovative solution for farmers and cooperatives. 🌾 Unlike traditional insurance, which often involves complex claims procedures and long wait times, parametric insurance is built on speed, simplicity, and transparency. At its core, this model triggers payouts based on predefined parameters like rainfall, wind speed, or other weather data. Instead of assessing damage after an event, the process is data-driven. When a certain threshold—say, excessive rainfall or drought conditions—is reached, the payout is automatically triggered. This removes the burden of lengthy claims assessments and gives policyholders peace of mind knowing that they’ll receive the financial support exactly when they need it most. The benefits are clear: quick access to funds, reduced administration costs, and a model that adapts to the very real challenges our farmers face in a changing climate. With parametric insurance, we aren’t just protecting livelihoods; we’re empowering cooperatives to build resilience for the future. 𝗔𝘁 𝗖𝗟𝗜𝗠𝗕𝗦 𝗟𝗶𝗳𝗲 𝗮𝗻𝗱 𝗚𝗲𝗻𝗲𝗿𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲, 𝘄𝗲’𝗿𝗲 𝗽𝗿𝗼𝘂𝗱 𝘁𝗼 𝗰𝗵𝗮𝗺𝗽𝗶𝗼𝗻 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘁𝗵𝗮𝘁 𝗺𝗲𝗲𝘁 𝗼𝘂𝗿 𝗺𝗲𝗺𝗯𝗲𝗿𝘀 𝘄𝗵𝗲𝗿𝗲 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲—𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗮𝗰𝗲 𝗼𝗳 𝗰𝗹𝗶𝗺𝗮𝘁𝗲 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀, 𝘁𝗶𝗺𝗶𝗻𝗴 𝗶𝘀 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴. ⏳💡 #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre #ClimateAction #ParametricInsurance

🌍🌱𝗛𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝗡𝗼𝘄! 𝗨𝘀𝗮𝗽𝗮𝗻𝗴 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗖𝗵𝗮𝗻𝗴𝗲: 𝗔 𝗗𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻 𝗼𝗻 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝗔𝗴𝗿𝗶𝗰𝘂𝗹𝘁𝘂𝗿𝗮𝗹 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝗰𝗲 We're live! Join us for an ongoing discussion on how the 𝗦𝗣𝗔𝗖𝗘𝗦 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 by AGREA Agricultural Systems empowers CSOs, indigenous peoples, farmers, and youth leaders to build climate resilience in the Philippines. 🌾 𝗖𝗟𝗜𝗠𝗕𝗦' 𝗪𝗲𝗮𝘁𝗵𝗲𝗿 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 is providing vital support to farmers during typhoons and rainy seasons while protecting cooperatives’ loan portfolios. 📅 𝗛𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄! 🕙 𝟭𝟬:𝟬𝟬 𝗔𝗠 𝘁𝗼 𝟭𝟮:𝟬𝟬 𝗡𝗡 (𝗚𝗠𝗧+𝟴) 📍 𝗝𝗼𝗶𝗻 𝘂𝘀 𝘃𝗶𝗮 𝗭𝗼𝗼𝗺 𝗼𝗿 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝗟𝗶𝘃𝗲 🔗 𝗧𝘂𝗻𝗲 𝗶𝗻 𝗮𝗻𝗱 𝗽𝗮𝗿𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗲 𝗻𝗼𝘄: https://lnkd.in/gbdyikCP Don’t miss out on this critical discussion! 🌾💪

🌍 𝗖𝗟𝗜𝗠𝗕𝗦 𝗜𝗻𝗮𝘂𝗴𝘂𝗿𝗮𝗹 𝗚𝗹𝗼𝗯𝗮𝗹 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗦𝘂𝗺𝗺𝗶𝘁: 𝗔 𝗚𝗮𝗺𝗲-𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗘𝘃𝗲𝗻𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗙𝘂𝘁𝘂𝗿𝗲 𝗼𝗳 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗔𝗰𝘁𝗶𝗼𝗻 We’re bringing together cooperative leaders, innovators, and climate champions in Bangkok, Thailand, this November 28-30, 2024, for the 𝗖𝗟𝗜𝗠𝗕𝗦 𝗜𝗻𝗮𝘂𝗴𝘂𝗿𝗮𝗹 𝗚𝗹𝗼𝗯𝗮𝗹 𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗖𝗹𝗶𝗺𝗮𝘁𝗲 𝗦𝘂𝗺𝗺𝗶𝘁. 🌱 This is your chance to be part of a transformative event where we will explore groundbreaking climate solutions, share actionable strategies, and foster global collaboration to create resilient, sustainable futures for cooperatives and their communities. 🌏 ⏳ 𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝗼𝗽𝗲𝗻 𝘂𝗻𝘁𝗶𝗹 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟯𝟬, 𝟮𝟬𝟮𝟰—𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝘀𝗹𝗼𝘁𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲! Secure your spot now and be at the forefront of the cooperative climate movement. Let’s come together to shape a better tomorrow. #CLIMBSClimateSummit2024 #GlobalCoopClimateAction #climateresilience #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre

CLIMBS is honored to have participated in the 𝗖𝗮𝗰𝗮𝗼 𝗩𝗮𝗹𝘂𝗲 𝗖𝗵𝗮𝗶𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽, hosted by ACDI/VOCA sponsored by USAID, at the Waterfront Hotel in Davao City. It was an incredible opportunity to engage in insightful discussions on sustainable financing solutions that empower and strengthen the agricultural sector. Our Vice President for Marketing, Ms. Rowena Abella, proudly presented our 𝗪𝗲𝗮𝘁𝗵𝗲𝗿 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗪𝗣𝗜), a groundbreaking solution designed to offer much-needed financial protection to farmers against climate-induced risks. As we continue to support cooperatives and their farmer-members, we recognize the importance of addressing the economic and financial challenges that come with unpredictable weather patterns. At CLIMBS, we believe that by working together with key stakeholders, we can develop innovative products that cater to the unique needs of our agricultural communities. This workshop was a fantastic platform for sharing ideas and exploring new avenues to strengthen value chains, particularly for our cacao farmers. Together, let’s continue building a resilient agricultural sector, with financial protection and sustainability at its core. 🌱 #CLIMBSInsurance #ClimateInsurance #InsuringWhereYouAre