Bloomberg Adria

When talking about investing, young people are an unavoidable topic. Although they often keep any extra money, if they manage to save it, in their bank accounts, some think about how to invest wisely and secure capital for the future. Moreover, research shows that Generation Z members are more inclined toward investing compared to previous generations, said Jelisaveta Lazarević, Chief Content Officer at Bloomberg Adria and an assistant professor at FEFA Faculty, in her presentation at the Bloomberg Adria conference “The Future of Investing.” Read more here https://lnkd.in/dHNXsrpw #conference #bloombergadria

In the third panel on Croatian giants at the Bloomberg Adria conference “The Future of Investing,” the discussion on green investment continued. Iva Bobinac Šercer, Head of M&A and Investor Relations at Končar, stated that renewable energy sources (RES) will not completely take over energy production, but it would be a shame not to utilize them given Croatia’s potential in this area. Končar sees clean energy as a natural path for continuing its impressive growth over the past few years. They have identified areas for potential investment, aiming to expand beyond regional boundaries through acquisitions, and starting from the new year, they will actively search for targets, Bobinac Šercer noted. Končar can learn from Bosqar Invest, which has completed around 50 acquisitions in seven years. Bosqar Invest’s CFO, Vanja Vlak, explained their acquisition strategy. “Our vision was to focus on companies with strong consolidation potential. In the Adriatic region, there’s a lot of room for this; you have strong companies within countries, but no regional leader. This allows us to establish one in a relatively short time. However, our goal is not just the region; we aim to expand into the pan-European, broader segment,” he emphasized. #bloombergadria #conference

Given the increasing importance of sustainability, it's not surprising that green bonds have been gaining attention from investors. The rising popularity of green bonds is evident in the fact that the market value of green bonds in the US has grown from $35 billion in 2014 to $633 billion in just 10 years. Green bonds are becoming an increasingly attractive investment segment and one of the key factors investors are focusing on. This was confirmed by Vilma Učeta-Duzlevska, CEO of Triglav Insurance, at the Bloomberg Adria conference "The Future of Investment," where she highlighted that, in recent years, they have significantly increased their investments in green bonds. ‘Currently, our total investment in green bonds amounts to about €9.2 million, which represents 8% of our total investment portfolio. However, our goal is to have 30% of our investment portfolio in green bonds by 2030,’ said Učeta-Duzlevska during the panel "Green Investments: Have ESG Regulations Finally Matured?" However, Anamarija Staničić, a member of the management board of HANFA (Croatian Financial Services Supervisory Agency), believes that investing in green bonds in Croatia is still in its infancy. Nonetheless, she agrees that the sustainability segment is becoming increasingly important when it comes to investment decisions. Given this, Suzana Audić Vuletić, director of Renaissance Capital, pointed out that although smaller companies are not required to report on ESG (Environmental, Social, and Governance) matters, it would be beneficial for them to do so. Moreover, investors tend to value companies with higher ESG ratings, which ultimately leads to these companies attracting more capital. ‘On the other hand, investors in green bonds and companies with high ESG ratings are also expressing their beliefs, and through their capital, they can influence social outcomes,’ Audić Vuletić emphasized. This focus on social impact is something that has been considered by the large American company Jabil, which recently unveiled its new production facility in Osijek. This represents the largest investment in Croatia, and Jasenka Crnković, the Deputy Mayor of Osijek, highlighted how it has contributed to the development of the city, infrastructure, and surrounding communities. ‘The company operates as an environmentally and socially sustainable business,’ Crnković noted. #bloombergadria

What does the future of investing looks like in the Adria region, facing its own challenges? According to the insights from participants at Bloomberg Adria’s Future of Investment conference, the outlook is very promising. The familiar real estate market for Croatians is still a solid option, but there are also lesser-known investment opportunities, like green bonds. Art is another asset, adding value both to your space and your portfolio. The state also offers investment opportunities, and there are options like gold and ETFs. The message is clear: choose wisely—just don’t stay passive! For many Croatians, real estate is the first thing that comes to mind when thinking about investments. And they’re not wrong—prices are unlikely to fall. This is the message from our panelists at Bloomberg Adria's Future of Investment session.  "I believe property prices won’t decrease—in fact, they’ll keep rising, especially in new developments," said Iva Dilber, a licensed real estate agent at Euroville. "The proposed property tax won’t reduce investor interest, but we won’t see the same price hikes we've witnessed in recent years," added Boro Vujović, founder and CEO of Opereta Real Estate. "If you want to invest, even with just 10 euros, it’s possible. You can invest in a diversified ETF portfolio, with returns linked to the S&P index, offering yields of around 8-10 percent," said Tamara Vrhovec Sekač, Business Development Manager at Finaxa. And then, there's the classic—gold. "Gold might reach $3,000 an ounce, or maybe not. But that’s not the point. Why? Because we can't live in fear and endure losses—it's about cultivating an investment culture," explained Vladimir Potočki, CEO of Goldman Graff. The greater mistake is to let your money sit idle rather than invest it, and it’s optimal to include gold in your portfolio. Whether you prefer a more active or passive investment approach is up to you. But the key takeaway from the panelists is clear: just don’t be passive! #bloombergadria #conference

We kicked off the Bloomberg Adria conference "The Future of Investment" with 1:1 discussions featuring Boris Vujčić, Governor of the Croatian National Bank; Jehan Arulpragasam, Director for Croatia and Slovenia at the World Bank; and Davor Zoričić, State Secretary at the Ministry of Finance, held at the RIT campus. Governor Boris Vujčić opened the Bloomberg Adria conference with an inspiring presentation, highlighting that the introduction of the euro had a positive impact on reducing borrowing costs. He emphasized that Croatia would not have achieved an A credit rating if it had not entered the eurozone.  In his conversation with Ivan Vrdoljak, Vujčić reflected on purchasing power, inflation, wage growth, and employment growth. 'The economy is currently in a position to generate 40,000 new jobs per year, and we expect further employment growth in 2025. Naturally, the demand for workers cannot be met solely from our domestic market, which is why a significant number of workers are coming from abroad. Two sectors are leading in this regard: IT and tourism, with IT being the fastest-growing sector," said the Governor. 'We’ve been in Croatia for 30 years, since independence. We've invested in roads, schools, and hospitals, which have been crucial for the country’s development. I would highlight investments in the Port of Rijeka, which also developed the Rebro hospital,' said Jehan Arulpragasam, World Bank Director for Croatia and Slovenia. He added, 'We take pride in our role and in adapting to Croatia’s needs. We cannot claim credit for the success the Governor just outlined, but we’ve contributed our part.' 'We don’t want to send messages about wealth-building in the markets, but we do want to encourage people to start thinking about investments and their options, because investing doesn’t have to be limited to real estate. Citizens have now started considering government bonds as a form of investment,' said the State Secretary in the Ministry of Finance" #conference #bloombergadria

Izvršni odbor Narodne banke Srbije (NBS) odlučio je da referentnu kamatnu stopu zadrži na dosadašnjih 5,75 odsto, iznenadivši analitičare koji su predviđali da će centralna banka ovoga puta smanjiti troškove zaduživanja za 25 baznih poena. Nepromenjene su ostale i kamatne stope na depozitne (4,5 odsto) i kreditne olakšice (sedam odsto). Podsetimo, stručnjaci koje je anketirao Bloomberg, kao i analitički tim Bloomberg Adrije, predviđali su nastavak popuštanja monetarne politike, koje je počelo u junu, a prekinuto je u oktobru. #kamate #kamatnestope #nbs #bloombergadria

At the third panel, 'Investment Trends,' during the Bloomberg Adria Investments 360 conference, we explored trends in real estate, brokerage, technology, and private equity companies, as well as investment strategies. We discussed where companies in Bosnia and Herzegovina stand relative to these trends and what plans they have for the future. The panelists are Branko Kecman, Director at Advantis Broker; Minet Musić, Executive Director at MM Real Estate; Radmila Kecman, Delivery Director at CODAXY; Nermin Hadžić, Executive Director at Bloomteq; and Almir Jazvin, Managing Partner at Olympia Capital Partners. The panel was moderated by Emina Pazalja, TV presenter/producer for Bloomberg Adria in Bosnia and Herzegovina 👇 #conference #investments360 #bloombergadria

During the second panel, 'Where Is the Energy Transition Taking Us,' at the Bloomberg Adria Investments 360 conference, we discussed Bosnia and Herzegovina's progress in the energy transition, the challenges it faces, and the opportunities that can be leveraged to ensure a sustainable future. The panelists included Damir Miljević, Board Member at RESET – Center for Sustainable Energy Transition; Tamir Mostarac, Deputy Director and Senior Banker at EBRD; and Aldin Međedović, Project Manager at UNDP. Rijad Durkić, Editor-in-Chief for Digital Bosnia and Herzegovina at Bloomberg Adria, moderated the discussion. #conference #investments360 #bloombergadria

During the first panel, 'Investments in Bosnia and Herzegovina,' at the Bloomberg Adria Investments 360 conference, the experiences shared by the participants highlighted not only the obstacles in attracting capital but also the opportunities available to investors in Bosnia and Herzegovina. Moderator Emina Pazalja, TV presenter/producer for Bloomberg Adria in Bosnia and Herzegovina, discussed these topics with Sanja Miovčić, Executive Director at the Foreign Investors Council; Sanela Karić, Director of Corporate Affairs at Adriatic Metals BH; Armin Ridžalović, Head of the IFC Office for Bosnia and Herzegovina and Montenegro; Maida Bećirović, Secretary at FIPA; and Almir Gredić, Member of the Management Board responsible for Corporate Banking at UniCredit Bank d.d. #conference #bloombergadria #investments360

At the Bloomberg Adria conference, Investments 360, our macroeconomics and capital markets analyst, Mihael Blažeković, provided the introduction. His analysis, 'Where is Bosnia and Herzegovina on the Capital Market Map?' offered insights into the current situation 👇 #bih #conference #bloombergadria