Arbuthnot Latham

📉 UK inflation eased slightly more than forecast with the headline figure dipping below the Bank of England’s 2% target for the first time in over three years. 👩💼 The jobs market remains relatively robust despite wages rising at their slowest pace in two years – a further sign that underlying inflationary pressures continue to ease. ✂ Markets are fully pricing a 0.25% rate cut next month, and a 70% probability of a further cut in December. 💳 Focus now is very much on the Budget and the implications for fiscal and monetary policy, and economic growth going forward. 💶 The European Central Bank cut rates by 0.25% yesterday as expected, with forecasters now looking for further cuts at every meeting through to mid-2025. 🌎 The macro backdrop remains key with geopolitical risk and the uncertainty of the US election weighing on investor sentiment. 💸 Sterling dropped back towards the 1.3000 level against the dollar on the weaker inflation print, while GBP/EUR is attempting to gain a foothold above psychological 1.2000 level. See more insight and analysis - https://lnkd.in/dJHH-ag5

𝗣𝗿𝗲𝗽𝗮𝗿𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗔𝘂𝘁𝘂𝗺𝗻 𝗕𝘂𝗱𝗴𝗲𝘁: As the Budget approaches, now is the perfect time to ensure your finances are in top shape. Our wealth planning expert, Rachel Wyatt, shares insights to help you achieve your long-term financial goals – no matter the outcome of the budget: ▶️ https://lnkd.in/ehhBCWzi 👍𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗴𝘂𝗶𝗱𝗮𝗻𝗰𝗲 𝗰𝗮𝗻 𝗺𝗮𝗸𝗲 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲. With so many uncertainties, it is important to stay informed. Our bankers and wealth planners are here to help you navigate the impact of the Budget on your financial plans. 👉 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝘆𝗼𝘂𝗿 𝗯𝗮𝗻𝗸𝗲𝗿 to arrange a consultation with our wealth planning team and 𝗳𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 for further Budget analysis. #WealthManagement #FinancialPlanning #AutumnBudget #UKBudget Capital at risk.

🏡 Selling your home: how to get the best possible price in the shortest amount of time 🏡    Selling your home is a major financial decision, and getting the best price requires preparation. James Hilton CeMap, Mortgage Adviser at Arbuthnot Latham, shares his top tips for maximising your property’s value: https://lnkd.in/e2_E4dq2   #RealEstate #HomeSelling #MortgageAdviser #PrivateBanking #WealthManagement #HelpingYouGoFurther 

We are excited to reveal that we have been shortlisted in four categories for the NACFB Lender Awards 2024. 🎖 Business Bank of the Year 🎖 Service Excellence 🎖 Factoring & Invoice Discounter of the Year 🎖 Marketing Team of the Year This recognition highlights the bank's continuous effort and commitment over the past year as we aim to provide outstanding relationship banking services for brokers and clients alike. Good luck to all the finalists who will be at the awards ceremony next month. Dear NACFB members, look out for your voting link arriving from the NACFB. Your continued support means the world to us—thank you! #LendingExcellence #CommercialLenderAwards #NACFBEvents

🗽 US headline inflation rose slightly more than forecast, but the Fed still looks set to cut rates by a further 0.50% by year end and continue easing through 2025. ✂ The Bank of England is fully priced for another 0.25% rate cut next month, while a further cut in December is very much in the balance and data dependent. 💼 The UK economy remains relatively resilient, although the Budget later this month will be key to the growth outlook and is adding to the extremely cautious market sentiment. 💶 The European Central Bank meets next week with a 0.25% rate cut fully expected. Markets are pricing in a further cut in December followed by aggressive easing through next year. 🌍 Macro global events including geopolitical risk and the US election are driving a lack of market conviction against such a highly uncertain outlook. 💵 The dollar has recovered from its recent lows, but sterling demand remains strong around the 1.3000 level, while GBP/EUR continues to push the psychological 1.2000 level. See more insight and analysis - https://lnkd.in/dJHH-ag5

The 2024 Autumn Budget will be one of the most closely watched in recent years. With the new Labour government facing significant economic challenges, Prime Minister Keir Starmer and Chancellor Rachel Reeves have indicated that tough measures lie ahead. For a summary of what high-net-worth individuals and businesses can expect from the upcoming Budget (based on known proposals and the political environment) read our article: https://lnkd.in/ephs4kuh If you have any questions about the Budget and how it could impact you, our bankers and wealth planners are happy to help so feel free to contact them. #HelpingYouGoFurther #UKBudget #AutumnBudget 

We were thrilled to host our annual Golf Day at the prestigious Celtic Manor golf course, bringing together clients and partners for a memorable two-day event designed to strengthen relationships and foster collaboration. The occasion provided a fantastic opportunity for meaningful networking, both on and off the course.   The event kicked-off on the Montgomerie Course, where attendees took on the par-69 challenge, designed by Ryder Cup legend Colin Montgomerie. Despite some very autumnal weather, the day was a great success, capped off with a three-course dinner and awards ceremony. Day two saw a more relaxed start, with breakfast followed by a round on the world-renowned Twenty Ten Course.   It was a fantastic event, enjoyed by all. A huge thank you to MBP and everyone involved in making it happen. #helpingyougofurther #collaboration #golfday

In our latest Market Spotlight, we highlight the impact of the Fed's September interest rate cut, the unintended consequences of China's economic growth measures, and why the US labour market reports are worth keeping an eye on 🔍 For professional advisers only. Capital at risk. #investmentmanagement #wealthmanagement #helpingyougofurther

𝗘𝗺𝗯𝗿𝗮𝗰𝗶𝗻𝗴 𝗵𝗼𝗹𝗶𝘀𝘁𝗶𝗰 𝘄𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴 𝗮𝘁 𝗧𝗵𝗲 𝗙𝗮𝗿𝗺 𝗖𝗹𝘂𝗯 🌿 Tizzie Brass, Louise Roughley, Chloe Smithers, Lydia Reynard (née Brook), and Rachel Wyatt hosted a unique, all-female event at The Farm Club, a premier lifestyle hub set within 300 acres of stunning Cheshire countryside. 𝗧𝗵𝗶𝘀 𝗲𝘃𝗲𝗻𝘁 𝘄𝗲𝗻𝘁 𝗯𝗲𝘆𝗼𝗻𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗱𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻𝘀. With a relaxing yoga session followed by a peaceful sound bath, guests were invited to not only focus on their physical wellbeing but also to reflect on their financial wellbeing.🧘♀️✨ Several guests shared that while they had previously not given much thought to financial planning, they now felt empowered to take meaningful steps toward improving their financial futures. 💡    A heartfelt thank you to everyone who attended – you made the day truly special! 𝗙𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘁𝗵𝗲 𝗲𝘃𝗲𝗻𝘁, 𝗪𝗲𝗮𝗹𝘁𝗵 𝗣𝗹𝗮𝗻𝗻𝗲𝗿, 𝗥𝗮𝗰𝗵𝗲𝗹 𝗪𝘆𝗮𝘁𝘁 𝘀𝗵𝗮𝗿𝗲𝗱 𝗵𝗲𝗿 𝗸𝗲𝘆 𝘁𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀 𝗮𝗯𝗼𝘂𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘄𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴. 👉Read more here: https://lnkd.in/eekzDfQT If you are ready to take charge of your financial wellbeing, please get in touch. We would love to guide you on your journey. 🌱 #FinancialWellbeing #PersonalGrowth #WomenInFinance #HealthyWealthyWise #FinancialPlanning #HelpingYouGoFurther

𝙒𝙝𝙖𝙩 𝙩𝙤 𝙚𝙭𝙥𝙚𝙘𝙩 𝙞𝙣 𝙩𝙝𝙚 𝙐𝙆 𝘼𝙪𝙩𝙪𝙢𝙣 𝘽𝙪𝙙𝙜𝙚𝙩 𝟮𝟬𝟮𝟰  The upcoming Autumn Budget, set for 30 October, could bring significant changes, particularly for high-net-worth individuals and businesses.  Tax reforms may be on the horizon, including potential changes to capital gains tax, inheritance tax, pensions, and ISAs.  𝗙𝗶𝗻𝗱 𝗼𝘂𝘁 𝘄𝗵𝗮𝘁 𝘁𝗼 𝗲𝘅𝗽𝗲𝗰𝘁 𝗵𝗲𝗿𝗲: ➡️ https://lnkd.in/eKXaUzZc 🔍 With so many uncertainties, it is important to stay informed. Our bankers and wealth planners are here to help you navigate the impact of the Budget on your financial plans. 👉 Contact us for tailored advice and follow us for further Budget analysis. #AutumnBudget2024 #TaxPlanning #WealthManagement #FinancialPlanning #HelpingYouGoFurther Paul Clifton BA(Hons) FPFS