Arbuthnot Latham

📊 UK economic data remains mixed and, despite pay growth slowing to a 2-year low, the Bank of England will likely remain cautious as they balance the risks of inflation versus growth. ✂ Policymakers are likely to hold rates at next week’s meeting, although two further rate cuts are expected by year-end, with further easing through 2025. 🏦 Critical UK inflation data is due next Wednesday and will likely drive an increase in short-term volatility ahead of the Bank’s rate announcement on Thursday. 📅 In the US, headline inflation dropped to 2.5%, with the US central bank fully expected to cut rates at next week’s meeting, with a cumulative 1% of cuts forecast by year-end. 🗞 The US election will likely drive an increase in volatility as we close in on the November date on the hugely uncertain outlook for policy and markets. 📈 The European Central Bank cut rates by a further 0.25% yesterday and look set to continue easing in the months ahead with the growth outlook remaining bleak. 💷 Sterling has eased lower from its recent highs, but is holding above 1.3000 versus the dollar, whilst GBP/EUR remains steady within a 1.1750 – 1.2000 range. Read more insight and analysis - https://lnkd.in/dJHH-ag5 #marketinsight #interestrates #marketdata

🔒 𝙃𝙤𝙬 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙥𝙧𝙚𝙥𝙖𝙧𝙚𝙙 𝙖𝙧𝙚 𝙮𝙤𝙪 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚? 🔒 Life can be unpredictable. From sudden illness to unexpected expenses, being financially ready is essential to protecting what matters most. But how prepared are you? 📝 𝙏𝙖𝙠𝙚 𝙤𝙪𝙧 5-𝙦𝙪𝙚𝙨𝙩𝙞𝙤𝙣 𝙦𝙪𝙞𝙯 𝙩𝙤 𝙙𝙞𝙨𝙘𝙤𝙫𝙚𝙧 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡𝙞𝙩𝙮 𝙩𝙮𝙥𝙚:  https://lnkd.in/ecPUhHxr Find out whether you are fully protected, need a few adjustments, or could use a fresh look at your wealth planning. - Are your emergency savings sufficient?   - Can your family manage if you were unable to work?   - Is your will up to date? With just a few clicks, gain insights into your financial readiness and receive advice on how to future-proof your finances for you and your loved ones. 🚀 𝗚𝗲𝘁 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 𝗮𝗻𝗱 𝗳𝗶𝗻𝗱 𝗼𝘂𝘁 𝗵𝗼𝘄 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲. #FinancialPlanning #WealthProtection #FinancialSecurity #PersonalFinance #Insurance #EmergencySavings #WealthManagement #FinancialWellness  #HelpingYouGoFurther

We are very pleased to announce that Sean Taylor FRSA has joined Arbuthnot Latham as Director, Intermediary Sales.   With over 20 years’ experience working in financial services, Sean has a deep understanding of the needs of IFAs, charities, and private clients. Sean is well known in the sector – he is Chair of the industry think tank, DFM Connect, and was recently named “Best Industry Commentator” at the City of London Wealth Management Awards. His wider accolades also include recognition for his contributions to DEI and veteran support initiatives.   Commenting on his appointment, Eren Osman, CFA, Managing Director, Wealth Management said: “Sean’s extensive experience is exactly what we have been looking for to elevate our offering in the IFA market, and I have no doubt he will play a key role in driving the continued growth of our wealth management division.”   Sean’s appointment reflects our commitment to working with IFAs and delivering a high quality investment service for both them and their clients. Welcome to the team, Sean!

🚀  𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗶𝗻 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗶𝘀 𝗻𝗼𝘁 𝗹𝘂𝗰𝗸– 𝗶𝘁 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝗺𝗮𝘀𝘁𝗲𝗿𝗶𝗻𝗴 𝗸𝗲𝘆 𝘁𝗿𝗮𝗶𝘁𝘀 🚀  Discover the top 5 traits that set successful investors apart, as shared by Simon Coll, our Head of Distribution: https://lnkd.in/eANZWhfB   1 Discipline – Stick to your strategy and ignore the noise.  2 Patience – Let time work for you and grow your wealth.  3 Adaptability – Embrace change and seize new opportunities.  4 Informed decision-making – Leverage knowledge to stay ahead of the game.  5 Risk management – Balance risk and reward for long-term security. 🔑 𝙒𝙖𝙣𝙩 𝙩𝙤 𝙠𝙣𝙤𝙬 𝙝𝙤𝙬 𝙩𝙝𝙚𝙨𝙚 𝙩𝙧𝙖𝙞𝙩𝙨 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙖𝙘𝙝𝙞𝙚𝙫𝙚 𝙮𝙤𝙪𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙜𝙤𝙖𝙡𝙨? Get in touch to discover a tailored strategy that can elevate your investment journey. #InvestmentSuccess #WealthManagement #LongTermGrowth #FinanceTips #RiskManagement

US GDP grew at an annual rate of 3% in the second quarter of the year, beating initial estimates of 2.8%. However, recent unemployment figures in the US were higher-than-expected, raising concerns about future growth prospects. Our August Market Spotlight explores the contrasting data and what it means for the US economy, the Federal Reserve's rate-cutting plans, and the wider global economic outlook. For professional advisers only. Capital at risk. #investmentmanagement #wealthmanagement #helpingyougofurther

😰 A cautious, risk-off start to September, with US recessionary fears leading equity markets lower.    🏦 Focus is very much on the upcoming central bank meetings with policymakers balancing the risks of inflation against stimulating economic growth. 👩🏭 Today’s US Payrolls data is the key market event of a data-light week. 📈 For the UK, next week’s jobs data, followed by inflation the week after, will be key to this month’s Bank of England decision, with only a 25% probability of a further cut. ✂ However, two further cuts are expected by year end, taking rates down to 4.50%, with further easing priced through 2025. 🗽 For the US, a total of four rate cuts are expected this year, with next week’s inflation numbers being key, as markets increase speculation on a 0.50% cut this month. 💶 The European Central Bank meets next week with a 0.25% cut fully priced in given the weak economic outlook. 💰 Sterling continues to trade near its recent highs, close to 1.3200 against the dollar and towards 1.1900 against the Euro, with volatility likely to increase next week. More insight and analysis - https://lnkd.in/dJHH-ag5

 🏆Maximizing financial success in sports: A guide for professional athletes 🏆 Your career is your legacy, but it is crucial to plan beyond the playing field. Our latest article dives deep into the world of wealth management for professional athletes, highlighting key strategies to secure your financial future. 🔍 Explore insights on: – Early financial planning for post-sports life – Investing smartly to diversify income streams – Protecting your assets against unexpected events – Planning for life after the game With expertise in sports banking, our team at Arbuthnot Latham understands the unique financial journey of athletes. We are here to support you every step of the way, from career inception to life beyond the pitch. Read the full article here and take the first step towards financial peace of mind: https://lnkd.in/eSpuXwwE #WealthManagement #FinancialPlanning #ArbuthnotLatham #HelpingYouGoFurther Robert Stapledon, Mark Penny Vasila Mehtiyeva, Sam Green, Bhavick Patel, Tim Ling, Richard Kay, Greg Kennedy, Louis Chapple, Chris Clark

🏡 Ways to reduce your mortgage 🏡  Despite the recent Bank of England interest rate cut to 5%, interest rates remain elevated leaving many homeowners considering paying down their mortgage.  👉 James Glover, Head of Regulated Lending at Arbuthnot Latham, shares his thoughts on ways to reduce your mortgage. https://bit.ly/48TETXW #MortgageAdvice #HomeFinance #InterestRates #WealthManagement #FinancialPlanning 

📊 End of month dynamics are driving momentum in what has been a volatile period for markets, with the outlook for interest rate differentials the key factor. 📅 For the UK, although the market is currently pricing in only a 25% chance of a further rate cut in September, two cuts are forecast by year-end. ✂ For the US, a total of four rate cuts are expected in the remaining three policy meetings this year, which has weakened the dollar considerably. 👨🏭 Next week’s critical US payrolls data will be key and will likely further increase volatility, whilst geopolitical uncertainty continues to weigh on market sentiment. 🏦 The European Central Bank meanwhile are expected to cut rates a further three times this year as the EU growth outlook remains relatively bleak. 💸 GBP/USD is trading at multi-year highs around the 1.3200 level on general dollar weakness, whilst GBP/EUR is back up to its monthly highs towards 1.1900. See more insight and analysis - https://lnkd.in/dJHH-ag5

Less than a third of people say they would speak to their bank about significant life events that could impact their finances. Financial wellbeing is more than just the totality of your wealth. It is about having an expert by your side who can support your aims and ambitions. Our financial wellbeing report explores our relationship with money and highlights some steps people can take to gain peace of mind with their finances. https://lnkd.in/ei3Vh5g5 #helpingyougofurther #financialwellbeing #privatebanking #wealthplanning