Lloyd's

📢 Today we have announced another year of outstanding financial performance, with a superb combined ratio, underlying combined ratio and attritional loss ratio supporting a capital position and claims reserve strength that is as strong as it has ever been.       This excellent result demonstrates the market's ability to deliver sustainable and attractive returns for investors, and provide solutions to protect our customers' balance sheets.     ✅ Gross written premium of £55.5bn (2023: £52.1bn)   ✅ Underwriting result of £5.3bn (2023: £5.9bn)   ✅ Combined ratio of 86.9% (2023: 84.0%)   ✅ Underlying combined ratio of 79.1% (2023: 80.5%)   ✅ Profit before tax of £9.6bn (2023: £10.7bn)    ✅ Attritional loss ratio of 47.1% (2023: 48.3%)   ✅ Investment return of £4.9bn (2023: £5.3bn)    ✅ Total capital, reserves and subordinated loan notes of £47.1bn (2023: £45.3bn)   ✅ Central solvency ratio of 435% (2023: 503%) The full annual report is available on https://lnkd.in/eQ-sFuyz #FinancialResults #UnderwritingResult #InvestmentReturn

☀️ Life in the Sun's Atmosphere: From Disruption to Resilience 📸   Despite originating nearly 150 million kilometres away on the surface of the Sun, Space Weather has the power to disrupt the critical infrastructure we rely on every day on Earth.   To drive proactive measures and collaborative action to address these risks, we're proud to support an immersive photography-led exhibition from international photographer and science communicator Max Alexander.   Head to Lloyd's Underwriting Room to see the exhibition and discover more from the recap of our launch and expert panel event here: https://lnkd.in/ez-RgWh8 Alain Caplan Ceara Howey Denise Yan   #SpaceWeather #Solar #LloydsFutureset

How vulnerable is our economy to a major solar storm? ⚡🛰️ Today we’ve published our latest Futureset systemic risk scenario, produced in collaboration with Cambridge Centre for Risk Studies, which reveals that an extreme solar storm could cost the global economy $2.4trn over a five-year period. You can explore the whole scenario and find out more here 👉 https://lnkd.in/eTSAuUiZ 📷 Alongside our scenario, we're proud to launch an immersive photography-led exhibition Life in the Sun’s Atmosphere: From Disruption to Resilience by international photographer and science communicator Max Alexander. On display in the Lloyd’s Underwriting Room until 14 March, the exhibition documents the threat to energy, communications and navigation infrastructure and the progress being made to build greater resilience. #Space #Research #LloydsFutureset

In celebration of International Women's Day, we are proud to present a special video featuring inspiring individuals who are breaking barriers and championing change. 🎦   Thanks to colleagues from Dive In Festival, WTW, Gender Inclusion Network, Tysers, Arch Insurance Group Inc., Everest, WeAreTheCity and Lloyd's Together Communities for taking part. 💜   There's still space to join us online for our panel event - exploring topics such as overcoming imposter syndrome, while discussing our collective responsibility to create an inclusive industry where anybody can thrive. 👉 https://lnkd.in/eMguCQQ2   We hope you can take time this week to recognise and celebrate allyship and unity, embodying Lloyd's value of being stronger together. 🤝   Patrick Tiernan Mark Lomas, Chartered FCIPD Kirat Kaur Nandra MICM (Grad) Jane Bioletti Adam Triggs Yelhis Hernández MSc #InternationalWomensDay #GenderEquality #Insurance

Lloyd’s Lab ranked #1 Finance Accelerator in the UK by The Financial Times! 🏆   This recognition is based on glowing alumni testimonials and our proven track record of transforming ideas into market-changing solutions.   Lloyd’s Lab successes at a glance: - 85% of Lab alumni maintain commercial relationships with the Lloyd’s market - $200m total Lloyd's premium written by Lab alumni - Alumni currently across 29 countries worldwide   Lloyd’s Lab has also climbed nine places in the Europe rankings to 13th out of 3,000 start-up hubs! 🎉   👉 Want to be part of our next success story? Join us at our Cohort 14 Pitch Day next month! Sign up here: https://lnkd.in/eFaqtqkW Dawn Miller Rosie Denée Chloe Kaye Steven Callen Jayden Common   #Startups #Awards #Innovation

The latest episode of our Business Leaders series has landed: Nena StoiljkovicI from International Federation of Red Cross and Red Crescent Societies - IFRC in conversation with Lloyd's Corporate Affairs Director Rebekah Clement. 🎦 As Under-Secretary General for Global Relations, Humanitarian Diplomacy and Digitalization at the IFRC, Nena emphasises how important partnerships between humanitarian organisations, governments and the private sector are in supporting communities facing humanitarian challenges. They also reflect on the successful Lloyd's Disaster Risk Facility insurance mechanism supporting the IFRC Disaster Response Emergency Fund (DREF), which provides vital funding when a crisis happens. 🌏 Watch the full conversation here: https://lnkd.in/d9-A9P6 #DisasterResponse #Insurance #LloydsFutureset

Miami Meet the Market 2025! 🌴 Thanks to everyone who joined us in bringing the iconic Lloyd's Underwriting Room to Miami for Miami Reinsurance Week. 🤝 We were joined by nearly 700 insurance industry colleagues from 29 countries, showcasing the amazing global (re)insurance solutions our market provides. Lloyd's new Miami hub was opened to bring us closer to our customers and it was great to welcome so many through the doors. We hope to see you next year! Dawn Miller Marc Lipman Sebastian Gomez Rafaela Barreda Valdir Gonsales Serra Junior Samantha Taylor Katie Baines #MiamiReinsuranceWeek #Reinsurance #Innovation #LloydsPeople

Coming soon: Crystal+, our new three-in-one regulatory, tax and compliance tool. ✨ Crystal+ combines the three existing tools for regulatory information (Risk Location Tool, Crystal, and Stamp Decision Tool) into a single, intuitive platform. For more information, watch our video below, check out our website and visit us in the Underwriting Room on Thursday 27 February 10:30-13:30, where the team can give you a live Crystal+ demo 👩💻 #Lloyds #Crystal+ #MarketTransformation #Technology

Lloyd's is proud to support National Apprenticeship Week, which provides an opportunity to reflect on the transformative role apprenticeships play in building a brighter future. Hear what some of our apprentices had to say below! 🗯️ Danial Badshah - Insurance Apprentice: "Looking back, I did myself a favour by not applying to university. The Lloyd's apprenticeship scheme has enabled me to network with industry professionals, gain credible experience in a professional environment, and establish a sincere passion for the insurance industry." Jaycee Rigden – Business Apprentice: "During my apprenticeship at Lloyd’s I’ve had the brilliant opportunity to rotate around the business, all whilst studying towards my degree. The apprenticeship has helped me grow my confidence and I’m grateful for all the opportunities that I’ve had during my time at Lloyd’s." For the first time, Lloyd's is opening three different apprenticeship programmes, #Insurance, #Business and #HumanResources, with in-person assessment centres taking place at the iconic Lloyd's building.  Learn more about Lloyd's Apprenticeships and Early Careers opportunities here: 👉 https://lnkd.in/e4cmWGJe Shan Nelson-Palmer Isabela Cecconi Jessica Barber #Apprenticeship #EarlyCareers #LloydsPeople 

Be part of the action! 📣 Office space is available in the iconic Lloyd's Building in the heart of the City of London. 🏢 A chance to create your own legacy at the home of the world's leading insurance and reinsurance marketplace and globally renowned Lloyd's Lab innovation hub, situated within London's vibrant business district. The Lloyd's Building offers: 🚪 - Units ranging from 280+ square feet - Flexible terms - Highly competitive pricing A wonderful opportunity to allow your business to thrive, with current occupiers ranging from start-ups, SMEs and established sector enterprises. Are you in? Take a look at our website and brochure 👉 https://lnkd.in/eDXxVsQF Hear from Equity City CEO and Co-Founder Junior Garba ACII about what the Lloyd's Building offers Equity City in the video below. Terry Blacker MCIOB Jas Lozinski FRICS RICS DipArb Leanne Bardoe Kimberley Sandiford #LloydsBuilding #OfficeSpace #CityofLondon