Property Hub

We're so excited for this one! Huge congratulations Rob Dix 🎉

"Financing is temporary, but the asset is permanent."  It’s one of those statements that seems obvious, but it’s still so powerful, and one investors should try to remember. 💡  We’ve seen many a first-time landlord get discouraged by the limited mortgage rates available to them, meaning their initial profits are on the smaller side. But it’s important they remember that they won’t be a beginner forever and when it's time to refinance, better products and hopefully higher profits should become available to them. 🏠  The same goes for investors considering expensive bridging finance. If bridging finance will help you secure an incredible investment or a refurbishment opportunity you’d otherwise miss out on, it’s key to remember that while the current financing strain may be difficult, it’s temporary and the investment you secure could deliver value for years to come.  That said, it’s critical to consider the risks. If you can’t meet the repayments, that “permanent” asset could easily slip away. ⚠️  Ultimately, it’s about perspective and balance. The short-term challenges may be tough, but keep focused and remember the long-term strategy. 💸🎯

It's not ALL about the money... In the world of negotiation, it's not just about driving a bargain—it's about understanding other people's mindsets! Here's some key strategies to help you master the art of negotiation ⬇️ What are your top negotiation tips? #propertynegotiation #propertystrategy 💼

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🚨 Investor Sentiment Survey Results 🚨  It's always insightful to gauge investor sentiment in the property market – and we’re lucky enough to have a huge audience of investors who were kind enough to take part in our latest survey.  Here’s what they had to say:   📈 Optimistic Outlook: 48% of respondents feel positive about the property market, with another 31% remaining neutral. This shows a much more optimistic view than what recent headlines suggest!  🏡 Plans for Growth: Even more encouraging, 59% of investors are planning to expand their portfolios this year, with another 10% open to it. Only 19% are looking to sell at least one property, but the regional breakdown tells an interesting story...  📍 Region-Specific Trends: The majority of planned sales are concentrated in London and Scotland, where 30% of investors intend to offload properties. With Scotland's stringent rental regulations and London’s interest rate hikes, we can’t say we were surprised.   💡 Surprising Forecasts: Perhaps the most surprising finding? Only 2.5% believe property prices will decline over the next 12 months, highlighting a sense of resilience among investors.  Of course, survey results very much depend on who you are, but it's clear that our audience are blocking out the noise and staying focused – which is almost always the right strategy.

Landlords have been on edge since Labour’s election, fearing tougher conditions.  Now the wait is over—Labour has unveiled major property reforms that could be the breaking point for some landlords.  Here are the five biggest changes and their potential impact ⬇️ 1️⃣ No-fault evictions eliminated: From now on, there will be no such thing as a no-fault eviction. Tenancies will be indefinite, and landlords will need a valid reason to end them. Landlords can reclaim their property to move in or sell, but not within the first year, and with four months' notice required. 2️⃣ Changes to rent increases: Rent increases can only happen once a year, and can't exceed the current market rate. Tenants can challenge perceived excessive increases at a tribunal, which depending on the courts, could delay the increase significantly. 3️⃣ Bidding wars banned: Landlords must publish an asking rent and cannot accept bids above that amount. This aims to prevent inflated rents due to competitive bidding, although asking rents may themselves rise as a consequence. 4️⃣ Non-discrimination requirements: Landlords won't be allowed to discriminate against potential tenants on benefits or with children. Mortgage and insurance terms that have terms around this will be unenforceable. 5️⃣ New Landlord Database: A database listing all landlords and properties will be created, and landlords will be required to register before marketing their properties. While most information will be for local authorities, some may be public. How are you feeling about these changes? Are you planning to sell-up or are you remaining confident?

Curious about using your property equity to expand your portfolio? You're not alone—it's a common question for many investors. 🤔💼 We've put together some key insights to help you easily navigate the process. Swipe below to find answers to the most frequently asked questions and make sure you're making the best decisions for your investments ⬇️

Planning your financial future? Have you thought about inheritance tax and how you can optimise your savings and assist in a seamless transfer of wealth to future generations? 💸💡 If you strategically manage your portfolio and implement effective tax planning measures, you can protect your wealth while minimising tax burdens. Here's 7 things you should do when planning your tax strategy: 1️⃣ Start planning early 2️⃣ Seek expert advice 3️⃣ Utilise exemptions 4️⃣ Explore lifetime gifting 5️⃣ Consider trusts 6️⃣ Stay informed about tax law changes 7️⃣ Don't forget about capital gains tax or stamp duty

Property investors, here's a secret: sometimes the best thing you can do is... nothing at all! When an investment platform surveyed their most successful customers to identify the key to their success, they discovered that most of them… were dead ☠️ Property's biggest hidden advantage? It's a pain to sell. 🏠 Forced to buy and hold = long-term rewards 🚫 No panic-selling during market dips ⏳ Time in the market, beats timing the market 🤔 Hassle of selling makes you think twice While some avoid property due to its illiquidity, it might just be its superpower. When's inaction paid off for you? 👇

Last week's headlines are here, and wow, what a week it was! ⬇️ From tax shifts to market movers, stay informed and stay ahead. For weekly updates that give you the edge, sign up for Property Pulse!  https://lnkd.in/eUr4R8dQ