Flat Branch Home Loans

🥳 We'd like to welcome our newest Flat Branch family member, Brad! 🎉 We're excited to have you and welcome home! 🔗Learn more about Brad by clicking the link below ⬇️ https://lnkd.in/gE5rHnAJ

As the new school year recently started, getting back into a new routine for the family can be difficult, and trying to keep the home organized can feel impossible. Fear not! We have the perfect home organization hacks to help you maintain some normalcy while you adjust to the school year schedule! ✅Create Kid-Friendly Storage: Use bins, baskets, and labeled containers at a height kids can reach. Encourage them to put away toys and books themselves. ✅Establish Daily Routines: Set a consistent cleaning schedule where everyone spends 10-15 minutes tidying up each day. Make it a fun family activity to instill good habits. ✅Use Clear Storage Bins: Transparent bins make it easy to see what's inside, so kids can quickly find and return items to their proper places. ✅Designate Specific Areas: Assign specific zones for toys, school supplies, and sports equipment. Keep everything in its place to minimize clutter. ✅Implement a “One In, One Out” Rule: For every new toy or item that comes into the house, make sure an old one goes out. This helps keep the number of belongings manageable. These tips can help manage the chaos and create a more organized living space!

🌳Kyle Benedict has spent 10 years in the mortgage industry, believing heavily in the "golden rule"💫 Kyle loves to see people smiling and takes pride in working to serve others in the community. The best part of his job according to him is getting to work with clients and coworkers on a daily basis, loving when it all comes together at a closing! 🔗Learn more about Kyle by clicking the link below ⬇️ https://lnkd.in/gPxaGBKU

❤️🤍💙 Today, we remember and honor the lives lost, the heroes who rose to the occasion, and the resilience of a nation that came together united.

🥳 We'd like to welcome our newest Flat Branch family member, Jen! 🎉 We're excited to have you and welcome home! 🔗Learn more about Jen by clicking the link below ⬇️ https://lnkd.in/gh6nMYGy

📝 Why create a checklist for an open house? The little things can make a big difference! 🏡 It helps you stay focused, ask the right questions, and find the features that matter most. Take your time and check off each step to find your perfect home!

🥳 We'd like to welcome our newest Flat Branch family member, Aaron! 🎉 We're excited to have you and welcome home! 🔗Learn more about Aaron by clicking the link below ⬇️ https://lnkd.in/g5MAp7hd

💡Interest can make a big difference in your finances! Simple interest is calculated on the original loan amount, while compound interest builds on itself, growing on both the initial amount and accumulated interest over time. Mortgages generally use simple interest, which means interest is calculated on the principal balance of the loan only. However, the way mortgage payments are structured—amortized over time—means that in the early years, a larger portion of your payment goes toward interest, and as you pay down the principal, more of your payment goes toward reducing the principal. The more you know! ✨

🎉We’re thrilled to announce Jaymi Noyes as our new Product Development Manager! ⭐As a Flat Brancher for over 9 years, Jaymi started as a closer for retail and TPO in 2015, becoming the Operations Manager for TPO in 2016 💚Jaymi’s promotion reflects her outstanding dedication, leadership, and ability to overcome obstacles. We're thrilled to watch her thrive in this new position! Congratulations Jaymi!

Before applying for a home loan, it can be helpful to collect documentation and information that make your loan application easier. Here are 4 areas where documentation may be required. 💰Income 🔑Assets 📈Credit 💼Employment Your trusted loan officer will be able to walk you through the mortgage process and answer any questions about documentation you might have along the way! To get the pre-approval process started, visit flatbranchhomeloans.com